SUBHA CHAKRABORTY

A wealth manager by profession and a chef at heart!

[Kalpen Parekh @KalpenParekh]

Good returns need bad markets

[SUBHA CHAKRABORTY @subhacb03]

Education builds knowledge. Experience builds judgment. In portfolio management, neither alone is enough. Education provides the foundation and analytical tools, while experience refines decision-making through market cycles. Successful wealth management demands both.

#wealthmanagement

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

🚨 THE REAL SINGHAM OF MAHARASHTRA BUREAUCRACY IS HERE 🔥

Meet IAS Tukaram Mundhe (2005 batch) — son of a simple farmer from Tadsonna village, Beed district.

In 21 years of service: 25 transfers. That's Right.

Why? Because he refused to bend, bow, or look the other way. This is Super Rare Today.

He crushed builder mafia in Navi Mumbai, exposed massive scams, took on sand mafia, suspended officials with fake disability certificates, and delivered real governance wherever he went.

He faced death threats, fake cases, and political pressure — yet never compromised.

On 25 May 2026, he was appointed Maharashtra FDA Commissioner (his 25th transfer).

What happened in the very first days & weeks?

A statewide surgical strike on those playing with public health:

✅ 350+ people arrested
✅ 235+ FIRs registered
✅ 274+ establishments sealed
✅ Crores worth of banned gutkha, adulterated milk, fake paneer, chemically ripened mangoes, bogus cosmetics, spurious medicines & toxic items seized (₹3.27+ crore in one major drive alone)

He warned the gutkha & paan masala mafia - MCOCA action is coming.

He cracked down on misleading claims — even seized Patanjali medicines worth lakhs.

He launched public complaint platforms so citizens can directly report adulteration.

His motto: “Safe Food, Safe Drug, Safe Maharashtra”

Quote that defines him - Genuine businesses have nothing to fear. Illegal players have nowhere to hide.

From a Zilla Parishad school in a drought-prone village to becoming the nightmare of every adulterator and corrupt network in Maharashtra — this is what real IAS officers look like.

One honest, fearless officer is showing what accountability actually means.

Every state needs a Tukaram Mundhe.

Salute to this warrior of integrity! 🙌🇮🇳

If you believe honest officers deserve support and not punishment through transfers, LIKE + REPOST + QUOTE this post. Let’s make their work trend ! They deserve more than this.

Today, when I post a short video from the movie Aruvam where a Food Safety Officer honestly & fearlessly did his job, so many of you commented about @Tukaram_IndIAS ji. I wanted to write about him and bring it in front of you all !!!

Thanks to everyone for sharing this with your audience,
#FI

[SUBHA CHAKRABORTY @subhacb03]

FCNR deposits offering 10–14% guaranteed returns are an attractive debt allocation for NRIs. But avoiding equities entirely could be costly. With India growing ~7.5% and valuations still reasonable, a balanced mix of FCNRs for stability and equities for growth remains the prudent approach.

[The Better India @thebetterindia]

India’s only city where you can drink straight from the tap—no boiling, no filters, no fear. 💧

Puri transformed its broken water system into a 24×7, BIS-certified supply using smart pipelines, IoT monitoring, and community trust.

From massive leakages to clean water at every tap, this isn’t just infrastructure—it’s belief restored.

This Odisha Day, we ask — if one city can do it, why not others?

#CleanWater #SustainableIndia #UrbanTransformation #OdishaDay #Odisha

[Tap Water In India, Puri Water Project, Clean Drinking Water, Smart Water Management, Sustainable Cities, Odisha Day]

[bhaavna arora @BhaavnaArora]

Modi told Indians not to travel abroad.
Then he visited five nations in six days.
How rude.

While television screamed about press freedom…
While Trump flew to China collecting headlines…
While Melodi memes flooded timelines…
While half the internet debated cockroaches…

India quietly changed the board.
Not the game.

The board.

And almost nobody noticed.

This was positioning.
11 years of positioning.

Executed in 6 days.
Without firing a bullet.

May 15.
Abu Dhabi.
Two and a half hours.

That was enough.

Three things happened instantly.

One.
India no longer panics during oil shocks.
The reserves are already home.

Two.
Gulf capital now flows into Indian infrastructure.
Not Chinese infrastructure.

Three.
If the Gulf burns tomorrow…
India becomes the escape route.

May 15 to 17.
The Hague.

ASML.
The company China cannot touch.

No ASML machine…
No advanced chips.
No AI race.
No missile guidance.
No semiconductor future.

India walked in quietly.
And got the deal.

Three consequences.

One.
India enters the chip war.
Not as a customer.
As a manufacturer.

Two.
Western technology companies now need India.
Not China.

Three.
The next war will not begin with bullets.
It will begin with semiconductors.
India just armed itself.

May 17 to 18.
Gothenburg.

India-Sweden Technology and AI Corridor.
Signed.
And Ursula von der Leyen was present.

Three outcomes.

One.
Indian AI startups now get direct European access.

Two.
Sweden's defence industry needs Indian scale.

Three.
The India-EU trade relationship just became technological.
Not transactional.

May 18 to 19.
Oslo.

First Indian PM visit in 43 years.
That alone should tell you something.

Norway's Sovereign Wealth Fund.
1.7 trillion dollars.
Largest on earth.

Just signed a Green Strategic Partnership with India.
Not aid.
Not charity.
Partnership.

Three implications.

One.
The world's largest pool of money…
is betting on India.

Two.
Arctic shipping routes are opening.
India just secured a seat.

Three.
Green maritime and hydro technology transfer begins quietly.

May 20.
Rome.

People thought he went there for photographs with Meloni.

He went there for IMEC.
Bye Bye… China & BRI

One.
India becomes Europe's trade artery.

Two.
Italy's stagnant ports revive through Indian trade routes.

Three.
IMEC now has two anchors.
UAE on one side.
Italy on the other.

India runs the pipe between them.

And this is the part people still don't understand.
China needs India.
America needs India.
Russia needs India.

Hostile to none.
Necessary to all.

The next era will not belong to the loudest country.
It will belong to the most indispensable one.

India just applied for that role.
And nobody rejected the application.

If someone tells you India is collapsing…
Show them this post.
And just enjoy the reaction.

A predator entered five boardrooms…
In six days…
Wearing kurta and jacket…
Smiling for cameras…
While quietly acquiring India’s Future.

Jai Bharat!!!
#WA

[SUBHA CHAKRABORTY @subhacb03]

Most ₹50+ crore portfolios don’t lose efficiency because of poor investments, but poor structure; especially across India, UAE, and global markets. Over time, tax leakage, currency mismatches, and fragmented decisions quietly erode wealth.

[SUBHA CHAKRABORTY @subhacb03]

Most ₹50 crore+ portfolios don’t have a return problem.

They have a structure problem.

For Indian families in the UAE, cross-border wealth without coordination creates inefficiency, tax exposure, and succession gaps.

At this level, wealth management is about structure.

[Brivael Le Pogam @brivael]

Elon Musk avait dit un truc qui m'avait marqué sur l'allocation de ressources. En substance : passé un certain niveau de richesse, l'argent n'est plus de la consommation, c'est de l'allocation de capital.

Cette phrase change tout.

L'économie, dans le fond, c'est juste un problème d'allocation. Tu as des ressources finies et des usages infinis. Qui décide où va quoi ?

Imagine une cour de récré. 100 enfants, des paquets de cartes Pokémon distribués au hasard. Tu laisses faire. Très vite, un ordre émerge. Les bons joueurs accumulent les cartes rares, les collectionneurs trient, les négociateurs trouvent des deals. Personne n'a planifié. Et pourtant chaque carte finit dans les mains de celui qui en tire le plus de valeur. Le système maximise le bonheur total de la cour. C'est ça, la main invisible.

Maintenant fais entrer la maîtresse. Elle trouve ça injuste. Léo a 50 cartes, Tom en a 3. Elle confisque, redistribue, impose l'égalité. Trois effets immédiats. Les bons joueurs arrêtent de jouer, à quoi bon. Les mauvais n'ont plus de raison de progresser, ils auront leur part. Les échanges s'effondrent. La cour est égale, et morte. Elle a maximisé l'égalité, elle a détruit le bonheur.

Le problème de la maîtresse, c'est qu'elle ne peut pas avoir l'information que la cour avait collectivement. C'est le problème du calcul économique de Mises, formulé en 1920. L'URSS a essayé de le résoudre pendant 70 ans avec le Gosplan. Résultat : pénuries, queues, effondrement. Pas parce que les Soviétiques étaient bêtes, parce que le problème est mathématiquement insoluble en mode centralisé.

Quand Musk a 200 milliards, il ne les consomme pas, il les alloue. SpaceX, Starlink, Neuralink, xAI. Chaque dollar est un pari sur le futur. Et lui a un track record. PayPal, Tesla, SpaceX. Il a démontré qu'il sait identifier des problèmes immenses et y allouer des ressources avec un rendement spectaculaire.

L'État aussi a un track record. Hôpitaux qui s'effondrent, éducation qui décline, dette qui explose, services publics qui se dégradent malgré des budgets en hausse constante. Le marché identifie les bons allocateurs, la politique identifie les bons communicants.

Le profit n'est pas une finalité, c'est un signal. Il dit : tu as alloué des ressources rares vers un usage que les gens valorisent suffisamment pour payer. Plus le profit est gros, plus la création de valeur est grande. Quand Starlink est rentable, ça veut dire que des millions de gens dans des zones rurales ont enfin internet. Quand un ministère est en déficit, ça veut dire qu'il consomme plus qu'il ne produit. L'un crée, l'autre détruit, et on appelle ça redistribution.

Dans nos sociétés il y a deux catégories d'acteurs. Les entrepreneurs et les bureaucrates. L'entrepreneur prend un risque personnel pour identifier un problème, mobiliser des ressources, créer une solution. S'il se trompe il perd. S'il a raison, ses clients gagnent, ses employés gagnent, ses fournisseurs gagnent, l'État collecte des impôts. Il est la cellule de base du progrès humain.

Le bureaucrate ne prend aucun risque personnel. Son salaire est garanti. Au mieux il maintient une rente existante. Au pire il la détruit par excès de réglementation, mauvaise allocation forcée, incitations perverses qui découragent ceux qui produisent. Mais dans aucun cas il ne crée.

Regarde les 50 dernières années. iPhone, internet civil, SpaceX, Tesla, Google, Amazon, Stripe, mRNA, ChatGPT. Toutes des inventions privées, portées par des entrepreneurs, financées par du capital risque. Pas un seul ministère n'a inventé quoi que ce soit qui ait changé ta vie au quotidien.

La France est devenue le laboratoire mondial de la dérive bureaucratique. 57% du PIB en dépenses publiques, record absolu. Une administration tentaculaire, une fiscalité qui pénalise la création de richesse. Résultat : décrochage face aux États-Unis, à l'Allemagne, à la Suisse. Fuite des cerveaux. Désindustrialisation. Dette qui explose.

Et le pire c'est que la mauvaise allocation s'auto-renforce. Plus l'État prélève, moins les entrepreneurs créent. Moins ils créent, moins il y a de base fiscale. Plus l'État s'endette et taxe. Boucle de rétroaction négative parfaite. La maîtresse pense qu'elle aide, et chaque année la cour produit moins.

Dans nos sociétés, ce sont les entrepreneurs, toujours, qui font avancer la civilisation. Les bureaucrates au mieux maintiennent une rente, au pire la détruisent. Aucune société n'a jamais progressé en taxant ses créateurs pour subventionner ses gestionnaires.

La question n'est jamais qui a combien. C'est qui alloue le mieux la prochaine unité de ressource pour maximiser le futur de l'humanité. La réponse depuis 200 ans n'a jamais changé. Ce ne sont pas les fonctionnaires.

[Mahesh Jethmalani @JethmalaniM]

Oh dear! Someone should urgently inform the IMF that India is a “dead economy.” Clearly, they missed the memo from Rahul Gandhi. Because the IMF, in its quaint little habit of using numbers, now calls India a key growth engine of the global economy, notes stronger-than-expected numbers.

Dead economies don’t beat forecasts, don’t drive global growth, and don’t force international institutions to revise projections upward.

The inconvenient truth is this: Prime Minister Narendra Modi’s yeoman’s service to the nation - through structural reforms, infrastructure creation, fiscal discipline, and confidence in enterprise - has built an economy that compounds quietly and delivers consistently. Growth like this doesn’t happen by accident; it’s engineered with clear intent.

So here’s the obituary that never was: the economy is very much alive, accelerating, and that India is a "key growth engine for the world". What’s truly expired is the narrative that keeps predicting India’s collapse and gets buried by facts every single time.

Here's International Monetary Fund (IMF) spokesperson, Julie Kozack 👇

[ANI @ANI]

#WATCH | Delhi | "I am amazed how Rahul Gandhi, the Leader of India's Opposition, sitting in our Parliament, hates India so much by calling the Indian economy a dead economy. This man's self-loathing has become unbearable... His bitterness and anger against PM Modi has become an anger against India... He needs serious counselling... You may hate PM Modi, but he got elected. He didn't sneak in through the back door... I treat Rahul Gandhi and Donald Trump in the same intellectual bucket... To misquote Robert Frost, 'they dont even know which paths they would take," says Businessman Suhel Seth on Lok Sabha LoP and Congress MP Rahul Gandhi reportedly agreeing with US President Donald Trump's 'dead economy' remark.

[Incognito @Incognito_qfs]

I have not seen anyone describing moden India so well and so accurately in just 2:38 secs.

You will only end up appreciating India after watching this video.

[Uday Kotak @udaykotak]

India 10 year bond yield at 6.20% pa. US 4.60%. Gap of 1.60% is probably lowest I recollect. Will we 1 day see Indian yields lower than the US? Depends mainly on relative inflation, risk premium, trust, and liquidity, for global and domestic investors in these 2 countries!

[Tathvam-asi @tathvamasi6]

There is a small town called Charouda in Chhattisgarh, unfamiliar to most of us, there lived a boy named Bharat. He belongs to a weak financial family. His father worked as a security guard at a bank and his mother ran a tea stall

Later on, he went to Kendriya Vidyalaya Charouda for schooling. In the 9th grade, he was unable to pay fees, but the school helped by waiving them, he did well in 12th grade and got into IIT Dhanbad.

When money became an issue again, business people Arun Bagh and Jindal Group from Raipur helped him. He did excellent in college and got a gold medal with 98% at IIT Dhanbad.

During his 7th semester in engineering, he got placed in ISRO. And got an opportunity to work on Chandrayaan 3 at just 23 years old.

He is proof of the saying 'Rising from the ashes like a phoenix'.

There are many Bharats like him around us, who come from humble backgrounds from the small towns, and who are pushing the dream of a new India every day. 🙏❤

[FalconUpdatesHQ @FalconUpdatesHQ]

2 Important Truths:

1. Sanatan Dharma is completely rooted in science.
2. We got mental freedom only after 2014.

Accept it or cry.

Share 🚨🚨🚨

[AstroCounselKK 🇮🇳 @AstroCounselKK]

Please circulate this.
It should reach every Indian.
FM S JaiShankar ji clarification should be widely publicized..

Something which should be VIRAL .
Jai Hind 🇮🇳

[Muthukrishnan Dhandapani @dmuthuk]

Pakistan by violating ceasefire agreement has given India golden opportunity on a platter to finish it off. India should sternly tell the countries trying to mediate that we don’t trust Pakistan one bit and we'll take the current conflict to it's logical conclusion, destruction of Pakistan.

[Asra Nomani @AsraNomani]

“Bahawalpur.”

I still have chills in my heart from when I first heard that town’s name in late January 2002. For the 23 years since, I have reported on how Pakistani intelligence and military leaders have used that city — Bahawalpur — in the southern province of Punjab as a base for its homegrown domestic terrorists.

When I heard India bombed training camps in Pakistan this week in Operation Sindoor, in response to a Pakistani terrorist rampage in India’s Kashmir state, I had one city’s name on my lips: Bahawalpur.

Did India bomb Bahawalpur?

It did. I knew then India was striking actual hubs for Pakistan’s homegrown domestic terrorism.

Why do I know?

My friend, WSJ reporter Danny Pearl, went to Bahawalpur in December 2001 with a notebook and a pen. Gen. Pervez Musharraf had just promised he was shutting down Pakistan’s militant groups after a strike by Pakistan’s terrorists against the Parliament in India, and Danny reported on the militant offices in Bahawalpur.

He literally knocked on their doors. Dear Dr. @yudapearl, this story is a window into Danny’s reporting enterprise. And because people will wonder: Danny was no cowboy. This was a calculated low-risk reporting trip because no journalist had been targeted for kidnapping in Pakistan. Around that time, Danny sent me an email: “I’m anxious to go to Afghanistan, but I’m not anxious to die.”

What did Danny learn?

The militant training camps were open for business in Bahawalpur.

On Jan. 23, 2002, Danny left a home I had rented in Karachi, Pakistan, for an interview.

I learned Danny’s fixer, Asif Farooqi, had arranged an interview for Danny through a man named “Arif.” Danny didn’t know it but Arif was the PR man for a militant group, Harkutul Mujahadeen. What was Arif’s hometown? Bahawalpur.

The police launched a manhunt to find Arif in Bahawalpur. We learned Arif’s family faked a funeral for Arif. Police found him trying to board a bus in Muzaffarabad, across the country by Pakistan’s border with Kashmir.

It is another town India said it bombed terrorist training facilities.

Arif had handed Danny off to Omar Sheikh,a British-Pakistani dropout from the London School of Economics, radicalized in the 1990s in London mosques. He went to Pakistan to train in these militant training camps. Then he kidnapped tourists in India. He was caught and jailed but on Dec. 31, 1999, he was traded for hostages in the hijacking of Indian Airlines Flight 814.

Omar Sheikh was freed with Pakistani terrorist leader Masood Azhar, whose family was allegedly killed this week by India’s air strike in Bahawalpur.

Did Pakistan jail Omar Sheikh and Masood Azhar when they returned to Pakistan with a third terrorist, freed from India’s jails?

No. Pakistan’s military and intelligence gave them safe passage. They used them as weapons against India. But in fact these domestic terrorists have waged war against innocents in Pakistan, like civil society activists, Benazir Bhutto, Punjab Governor Salman Taseer, schoolchildren and countless others.

Their extremism has ruined Pakistan, and Pakistanis can’t blame America for creating the mujahideen to fight the Soviets in the 1980s.

Pakistan has had a duty to dismantle those terrorist bases — for even the safety of its own people. What India is doing is a strategic attack on terrorist bases Pakistani military and intelligence should have eliminated but never did in their obsession to take over Kashmir.

You will see parallels in the propaganda messages against India and Israel. Like Hamas, Pakistani terrorists crossed a border to kill. Now, Pakistani propagandists call themselves victims of their “fascist” “colonizer” neighbor.

It’s the Reverse Uno strategy of moral inversion, just like @stoolpresidente got from the Temple student who won’t take responsibility for promoting the “HATE THE JEWS” sign. Don’t fall for it. Nations, communities and people must own up to their extremism, from Bahawalpur to beyond.

[SUHEL SETH @Suhelseth]

All you Western woke dolts. Let’s explain this to your little heads.

Pakistan is attacking India because they want to protect their terrorists.

India will screw Pakistan because we want to protect our citizens.

Simple enough?

[Vijay Patel @vijaygajera]

Exclusive Thread

1. The Indian Government banned the Marxist outfit The Wire for its anti-India reporting.

But the court will soon help them!

Why? Let me show you their hidden power and connections!

You will be shocked to see it