Subhash Kumawat

nursing officer ESIC Hospital Nandanagar indore.
Proudly son of a farmer.
Learner.

[Subhash Kumawat @subhash02854764]

CM @ashokgehlot51, Result for the recruitment of 7810 CHO in Rajasthan should be released and this recruitment should be completed as soon as possible. So that the health system can be strengthened in the corona epidemic.

#POSTPONE_SSC_CHSL
#declare_cho_final_list

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Rajmal Regar @Rajmal_abhinna]

गुलाम और नौकर आंदोलन या बगावत नहीं करते हैं
जब तक की उन्हें गुलामी का अहसास ना हो !
#justice4malenurses
#save_male_nurses
@bhanwarmegh @HansrajMeena

[Rajmal Regar @Rajmal_abhinna]

#save_male_nurses
@Shankar34171393
@NareshK75701851

[vishram Meena @vishram_Adivasi]

लगातार कही दिनों से नर्सिंग कर्मी 80:20 बाले मुद्धे को उठा रहे है।
आदरणीय @drharshvardhan जी से निवेदन है की जल्द से जल्द इसका निवारण करें
मेरा आपसे अनुरोध है 🙏 आज CIB की मीटिंग में इस आदेश को वापस लिया जाए।
#Nurses_wants_equality
#Save_male_nurses
@RandaHabib @HansrajMeena

[Choudhary Bhagirath @BR_Choudhary_18]

Congratulations
@mansukhmandviya Sir,
उम्मीद है आप जल्द ही Aiims में नर्सेज recruitmemt में 80:20 Female,Male Gender Discrimination को खत्म करेंगें,और नर्सेज हीत में उचित कदम ऊठाएंगे।
@bharatbeniwal_
@KanishkAIIMS @drjogendra24 @harish_kajla @nsgunionaiims
#Save_male_nurses

[Deepika Narayan Bhardwaj @DeepikaBhardwaj]

This is extremely biased, partisan & devoid of any logic decision @drharshvardhan sir. Is gender discrimination against men fine? Aren't Male Nurses as competent as Female Nurses? Why this decision to recruit 80% females & only 20% male Nurses at AIIMS? #save_male_nurses

[Gaurav Meena 🇮🇳 @Imgauravmeena]

80-20 पर सुप्रीम कोर्ट को अब Article 15(3) के अनुसार फैसला सुनाते हुए इसे तुरंत प्रभाव से हटा देना चाहिए,जिससे कोर्ट और देश के संविधान पर जनता का भरोसा बना रहे! @KanishkAIIMS @RajStd @DeepikaBhardwaj @aiunsc_official @ganpatlmeghwal @ishkarnBHANDARI #Save_male_nurses

[Rinku chaudhary @rinku_amu]

Nursing Officer Association JNMCH AMU
Black Badge Today — Because silence is NOT an option!
We demand gender-neutral recruitment in healthcare.
Support the Black Badge Protest at AMU!
#Save_male_nurses

[Rajmal Regar @Rajmal_abhinna]

Nurses Unhappy with 80:20
#save_male_nurses

#antinurses_drharshvardhan
@news24tvchannel @KanishkAIIMS
@BhupeshRekha
#ThankYouNurses

[Jogendra Sharma @drjogendra24]

#Blackday4nurses #Save_male_nurses #genderdiscrimination

@KanishkAIIMS @aiunsc_official @IndoreNurses @ajinas_am @rajprivatenurse @VikramBishnoi0 @SatyaSehaj @jatawat_jitesh @SunilParasariya @ml_vikas @aiims_nd

[Gaurav Meena 🇮🇳 @Imgauravmeena]

बिहार मे मेडिकल विभाग की एग्जाम देने गए हजारों बेरोजगार अभ्यर्थियों को रहने ओर खाने की नि:शुल्क व्यवस्था एम्स मे कार्यरत #मीना समाज के नर्सिंग अधिकारियों ने की।
सभी समाज के कार्यरत अधिकारी अगर इस तरह ही अपने छोटे भाइयों का साथ देते रहेंगे तो उनका मनोबल बढ़ेगा #Save_male_nurses

[BHAVESH PURBIA @IamBhavishhh]

#Save_male_nurses

[Rajmal Regar @Rajmal_abhinna]

Modern Nursing is gender neutral but we are still facing the stereotype that nursing is the female profession.
Shortage of nurses is worldwide so push to boost the number of male nurses.
#Save_male_nurses
@MoHFW_INDIA
@JPNadda @ainsc_official @rashtrapatibhvn @AnupriyaSPatel

[Deepika Narayan Bhardwaj @DeepikaBhardwaj]

NURSING COLLEGES ARE TAKING IN MALE STUDENTS

BUT HOSPITALS ARE TELLING THEM THEY CAN'T BE EMPLOYED BECAUSE

"THEY ARE MALE"

Utterly discriminatory step by AIIMS giving 80% reservation to women in Nursing leaving men eligible for only 20% seats

@JPNadda

#save_male_nurses

[धर्मेंद्र @DHARMENDRA_KSS]

#SaveMaleNurses
#Save_male_nurses

[Deepika Narayan Bhardwaj @DeepikaBhardwaj]

#Equality #save_male_nurses

[vishram Meena @vishram_Adivasi]

कोर्स एक मान्यता एक
फिर भेदभाव क्यों ?
80/20_काला कानून
#Save_male_nurses @rashtrapatibhvn
@vishram_Adivasi @PMOIndia
@JPNadda

[धर्मेंद्र @DHARMENDRA_KSS]

#Save_male_nurses
@AnupriyaSPatel
@DDNewslive @JPNadda @MoHFW_INDIA @mpprataprao @PMOIndia @aiims_newdelhi

[अनुष्का @Jyoti851u]

#Save_male_nurses

[Jogendra Sharma @drjogendra24]

#Save_male_nurses
#Nurses_wants_equality
#Justice4malenurses