HDFC Bank first dragged my CIBIL Score down to 615, then an RBI Ombudsman complaint made the same bank start chasing me.
I had applied for a Credit Card, but the bank rejected my application.
Then, a few days later, the exact same card arrived at my doorstep with a ₹500 joining fee.
I went to the branch to sort it out, and the employee told me
"Just do not pay the fee and do not activate the card, it will automatically get cancelled."
I trusted his advice.
But that’s where the real nightmare began.
The card was not cancelled.
Instead, the bank kept reporting defaults for 3 months, and my CIBIL Score eventually dropped to 615.
When I complained, instead of taking responsibility,
I was given a lecture about being more financially responsible.
So I waited, gathered all the documentation, and finally took the matter to the RBI Ombudsman.
And suddenly, everything changed.
Calls from the Branch Manager
Calls from Senior Officers
First, they offered an NOC
Then, they requested me to withdraw the complaint
The same bank that had earlier dismissed my complaint was now saying
"Madam, we will completely clean your CIBIL history, just withdraw the complaint."
But this time, I refused to back down.
The result ?
Within just 3 weeks, all the late payment and default remarks related to that incident were removed from my CIBIL report,
and my credit history was restored.
The same bank that had initially treated me as if I was at fault was now trying desperately to convince me.
One small mistake can cause months of damage to your credit profile.
So never blindly trust verbal advice from bank employees.
Keep records of every conversation, monitor your CIBIL regularly,
and if the bank refuses to resolve a genuine complaint, take it to the appropriate regulatory channel.
Because sometimes, one properly documented complaint can completely change a bank’s tone.
FCRA: Foreign Contribution (Regulation) Act
➜ Foreign Contribution (Regulation) Act (FCRA) is the law that governs how Indian individuals, associations, NGOs, trusts and companies may receive and use money, securities or articles sent to them from a source outside India. It is administered by the Ministry of Home Affairs (MHA)
➜ #FCRA does three things:
💠 It identifies who may accept foreign contributions, and on what conditions.
💠 It specifies how that money must be received, accounted for, and reported.
💠 It restricts a narrow, defined set of foreign-funded activities that could affect India’s sovereignty, security or public order.
➜ FCRA establishes a clear, rules-based process for every organisation that wishes to receive foreign contributions in India
Read here: https://t.co/D7ZeeGEXVS
#ForeignContributionRegulationAct
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Massive Operation launched by Assam Rifles and Indian army in Ukhrul to eliminate NSCN IM and PLA terrorists who kiIIed two personnels of Assam Rifles 72 hours ago.
No one will be spared.
No one ⚔️🔥🇮🇳
EVEN AFTER BEING HIT BY 11 BULLETS,
SHE DIDN’T STEP BACK.
Kamlesh Kumari, India’s first woman to receive the Ashoka Chakra, displayed extraordinary courage and dedication in the line of duty.
On 13 December 2001, during the terrorist attack on the Indian Parliament, she alerted security forces and helped prevent the attackers from gaining unhindered access to the Parliament complex. Despite being shot multiple times, she continued her duty until her last breath.
For her exceptional bravery and supreme sacrifice, she was posthumously awarded the Ashoka Chakra, India’s highest peacetime gallantry award.
Salute to a true hero, Kamlesh Kumari.
Prof. Haripada Bharati,
The Forgotten guard of West Bengal BJP in Bengal and The 1st West Bengal BJP president.
He was the Professor of Philosophy in Narasinha Dutta college in Howrah,West Bengal.
His educational skill was so good that When he used to teach in the class, not only the students, but also the teachers of other departments would listen to his philosophical speeches.
Prof. haripada Bharti started his political career by Joining Bhartiya Jan Sangh.
When Right Wing politics in Bengal was untouchable to many people, Haripada Bharti openly endorsed the Hindutva ideology as its core principle.
His first Electoral entry was in 1967 when he contested as The Bhartiya Jan Sangh Candidate from Calcutta North West and got 21.08% vote share.
Then in 1971 , he contested as a JP candidate from Jadavpur lok sabha and got 19% vote share.
Even in the peak CPM wave in 1977, He won from the Jorabagan assembly constituency and became one of the early voices of the right-wing ideological stream in the state's Legislative Assembly.
As the 1st BJP president, Bharti focused on building the party's grassroots structure, expanding district level committees.
But his tenure couldn't last that much due to his sudden death in 1981, his honesty, education and communication skills.
Today he's not alive , but his dream has finally been fulfilled. From 0 to 208.
With the approval of the Hon’ble Governor of Assam, I am pleased to announce the allocation of portfolios amongst the members of the Council of Ministers of the Government of Assam, as follows:
1. Dr. Himanta Biswa Sarma, Chief Minister-
Home & Political
PWD (Buildings & National Highways)
PWD (Roads)
Power
Information, Public Relations, Printing & Stationery
Any other Department not allotted to any other Minister
2. Shri Ashwini Ray Sarkar-
Social Justice & Empowerment
Soil Conservation
Welfare of Minorities & Development
3. Shri Ashok Singhal-
Health & Family Welfare
Medical Education & Research
4. Shri Bimal Borah-
Cultural Affairs
Industries, Commerce & Public Enterprises
Act East Policy Affairs
5. Shri Biswajit Daimary-
Handloom, Textiles & Sericulture
Sports & Youth Welfare
Skill, Employment & Entrepreneurship
Indigenous & Tribal Faith & Culture
6. Shri Jayanta Mallabaruah-
Finance
Environment & Forest
Mines & Minerals
7. Shri Kaushik Rai-
Food, Public Distribution & Consumer Affairs
Housing & Urban Affairs
Cooperation
8. Shri Keshab Mahanta-
Revenue & Disaster Management
Science, Technology & Climate Change
General Administration
9. Shri Krishnendu Paul-
Public Health Engineering
Hill Areas
Barak Valley Development
10. Smt. Nilima Devi-
Animal Husbandry & Veterinary
Fishery
11. Shri Pijush Hazarika-
Agriculture
Irrigation
Parliamentary Affairs
12. Dr. Ranoj Pegu-
School Education
Higher Education
Tribal Affairs (Plain)
Information Technology
13. Shri Susanta Borgohain-
Water Resources
Judicial
I extend my best wishes to all my colleagues in the Council of Ministers. I am confident that, working together with dedication and commitment, we will continue to serve the people of Assam and further accelerate the journey of progress and prosperity of our State.
No cockroach has been spotted yet at Jantar Mantar, Delhi
Heavy security forces deployed, in case some mischief happens
Delhi Police and RAF are ready to bat!
“There’s no seriousness when Hinduism is mocked or insulted.
Before blaming others, every Hindu must take responsibility for this. Every Hindu.
Hindus should stand up and defend their religion.”
~ Pawan Kalyan Garu 🔥
As directed by Hon’ble Chief Minister, Dr Himanta Biswa Sarma, I chaired a VC with the DCs of concerned districts to review the status of land acquisition (LA) relating to various road infra projects under Asom Mala and allied schemes.
During the meeting, I reviewed pending LA cases, compensation disbursement and other hindrances affecting project execution across multiple districts. The review covered key road projects spanning over 300 km across Sivasagar, Jorhat, Dibrugarh, Cachar, Hailakandi, Sribhumi, Sonitpur, Udalguri, Kokrajhar, Tamulpur and Chirang under ASRIP, ASCCIP, NIDA and SOPD schemes.
The meeting also reviewed the status of compensation released for several major road corridors:
• Sivasagar: Rs.55 crore for the Sivasagar–Chumoni road project and Rs.51.50 crore for the Nakachari–Balighat Tiniali via Amguri project.
• Jorhat: Rs.51.78 crore for the Nakachari–Balighat road project.
• Dibrugarh: Rs.118 crore for the Moran–Disangkinar Bongali road project.
• Cachar: Rs.101.44 crore for the Borkhola–Kalain road project.
• Hailakandi: Rs.86.78 crore for the Hailakandi–Dwarbond road project.
• Sribhumi: Rs.89 crore for the Bhanga–Sessabari road project.
• Sonitpur: Rs.60 crore for the Rowta–Missamari road project.
• Udalguri: Rs.22 crore for the Rowta–Missamari road project.
• Kokrajhar: Rs.19 crore for the Kokrajhar Bypass project.
• Tamulpur: Rs.53.46 crore for the Chapaguri–Amteka road project.
Emphasised the need to expedite compensation disbursement, resolve encumbrances and ensure availability of hindrance-free land for timely completion of the projects. Several stretches were found to be affected due to pending land acquisition and compensation-related issues, resulting in delays in construction activities in certain areas.
The DCs apprised the meeting of district-wise progress and issues requiring immediate intervention. Directed all concerned officials to take proactive measures for early resolution of pending matters and closely monitor field-level implementation to avoid delays in project execution. Further stressed the need for regular coordination among district administrations and executing agencies to ensure timely completion of these critical road connectivity projects across the State.
@himantabiswa@CMOfficeAssam@Asom_Mala
Election Commission of India has directed the conduct of the Special Intensive Revision (SIR) in 16 States and 3 Union Territories (UTs) as per Annexure-I.