Amit Ghodasara

Ex Banker | Lifetime Learner | Day Dreamer | On the way to achieve Financial Freedom.
Love with Mutual funds!!

[Vivek @Vivek_Investor]

As long as companies grow as expected, stock prices will follow eventually.

Once the companies are back on a growth track, market participants will look into these stocks.

We have seen it in Capital goods stocks recently.

Cycles |

[Dear Son. @DearS_o_n]

Successful men have 3 things in common:

- High emotional intelligence.

- High stress tolerance.

- Strong faith in God.

[Sougat Chakraborty @sougat18]

A master thread on India's next generation of builders
on India's 80th Independence Day. Let's meet them🧵👇

[AIM Investments @AimInvestments]

Our 100 Company Watchlist post this Result Season:

100 Indian “Genuine Growth” Companies we Watching 🚀

We started with 1,882 companies, screened for strong YoY PAT growth and removed low-base distortions.

Then we looked for the more important thing:

Can the growth continue?

Revenue growth | Capacity expansion | Order books | New products | Exports | Operating leverage | Structural tailwinds

Here is our 100 companies to watch, grouped by sector.

AUTO & AUTO ANCILLARIES 🚗

TVS Motor — EVs, premium motorcycles, 3-wheelers, exports and Norton create multiple growth engines.

Lumax Auto Technologies — Rising content/vehicle, mechatronics, IAC consolidation and EV/ADAS opportunities.

Pricol — Digital clusters, polymer expansion, EV content and potential value unlocking from the demerger.

SJS Enterprises — Premiumisation, exports, new products and an order book covering >85% of FY27 revenue.

Divgi TorqTransfer — Mahindra/Tata exports, AWD, EV transmissions and potential automatic-transmission breakthrough.

Asahi India Glass — Rising glass content per vehicle plus premiumisation and auto recovery.

Sona BLW Precision Forgings — EV drivetrain content + global OEM exposure gives a long electrification runway.

Happy Forgings — High-value forgings with CV, tractor and export opportunity.

Bharat Dynamics — Defence order pipeline + indigenous missile systems provide strong multi-year visibility.

GE Shipping — Strong cash generation and shipping-cycle leverage; higher cyclicality but attractive earnings torque.

PHARMA & CDMO 💊

Laurus Labs — CDMO sales growing rapidly; peptides, GLP-1 and capacity expansion can drive multi-year growth.

Divi’s Laboratories — Best-in-class CDMO/API franchise with new molecules, peptides and exceptional balance sheet.

Gland Pharma — Sterile injectables, GLP-1 and large CDMO contracts provide multiple growth legs.

Neuland Laboratories — Commercial molecules, peptide capacity and CDMO pipeline offer unusually strong visibility.

OneSource Specialty Pharma — Complex injectables, semaglutide opportunity and new sterile capacity.

Biocon — Biosimilars provide global scale while profitability is recovering.

Concord Biotech — High-quality fermentation/API business with strong margins and global demand.

Marksans Pharma — US/UK generics + capacity expansion provide a relatively visible growth runway.

Shilpa Medicare — Complex pharma, CDMO and specialty products offer significant operating leverage.

SPECIALITY CHEMICALS 🧪

Navin Fluorine — Fluorochemicals + CDMO + advanced materials create multiple high-value growth engines.

Aether Industries — Capacity expansion, CDMO and semiconductor chemicals provide new growth legs.

Neogen Chemicals — Battery chemicals capacity is contracted and semiconductor chemicals add optionality.

Yasho Industries — Specialty chemicals + exports + capacity expansion offer strong earnings visibility.

Deepak Nitrite — Earnings recovery plus downstream integration and differentiated chemistry.

Aarti Industries — Large chemical portfolio with recovery in utilisation and new capacities.

GNFC — Chemical/fertiliser franchise with strong earnings recovery potential.

Rain Industries — Significant operating leverage to recovery in the carbon/chemical cycle.

Panama Petrochem — Lubricants/specialty oils with strong recent earnings momentum and improving mix.

Styrenix Performance — Specialty polymer exposure with high earnings sensitivity to utilisation and margins.

FINANCIAL SERVICES 🏦

BSE — Explosive growth in derivatives participation creates enormous operating leverage.

MCX — Increasing commodity participation + new products support high-margin growth.

360 ONE WAM — Rising HNI wealth and financialisation provide a long AUM-compounding runway.

Jio Financial Services — Massive distribution ecosystem creates optionality across lending, insurance, payments and investments.

Poonawalla Fincorp — Strong earnings recovery + retail lending expansion.

Manappuram Finance — Gold finance remains highly cash generative with improving profitability.

CreditAccess Grameen — Very strong earnings recovery, although asset quality remains the key monitorable.

Ujjivan Small Finance Bank — Profitability recovery + operating leverage make this an interesting banking turnaround.

Equitas Small Finance Bank — Improving profitability and credit normalisation provide earnings upside.

IIFL Finance — Strong PAT recovery with multiple retail-credit engines.

Punjab National Bank — Large earnings recovery + improving asset quality at a relatively modest valuation.

IDFC First Bank — Liability franchise improvement + credit-cost normalisation offer long-term earnings potential.

POWER & ELECTRICALS ⚡

Hitachi Energy India — Transmission, HVDC, grid modernisation and data centres create a massive capex runway.

Apar Industries — Conductors, cables, exports and data-centre demand provide multiple growth vectors.

TD Power Systems — Generators/turbines + data-centre power demand + industrial capex.

HFCL — Telecom recovery + optical fibre + data-centre connectivity provide strong operating leverage.

Sterlite Technologies — Fibre and digital infrastructure beneficiary of rising data consumption.

Adani Energy Solutions — Transmission expansion and power-network investment provide long-term visibility.

BHEL — India’s power-capex cycle can drive a major earnings turnaround.

Gujarat Industries Power — Power generation + renewable expansion with improving profitability.

IndiGrid Trust — Transmission assets provide predictable cash flows while India's grid investment accelerates.

Diamond Power Infrastructure — Cables/transmission opportunity with strong earnings acceleration.

Fujiyama Power — Solar/electrical manufacturing expansion provides high operating leverage.

Universal Cables — High-voltage cables + transmission capex provide structural demand.

RR Kabel — Wires/cables growth + FMEG turnaround optionality.

EMS / ELECTRONICS / AI 🤖

Syrma SGS — 35%+ growth opportunity with EMS, ODM, MedTech, rail and defence.

Technocraft Industries — Engineering manufacturing + exports + industrial capex.

Cyient DLM — High-reliability electronics for aerospace, defence and industrial customers.

MTAR Technologies — Nuclear + aerospace/defence + clean energy + data-centre infrastructure.

E2E Networks — Indian GPU/cloud infrastructure beneficiary of the AI buildout.

Aeroflex Industries — Data-centre cooling + aerospace/industrial applications + exports.

Netweb Technologies — AI servers, HPC and data-centre infrastructure create a strong secular runway.

Dixon Technologies — Electronics manufacturing + ODM + increasing value addition.

Aditya Infotech — Security/surveillance electronics with strong domestic demand and operating leverage.

Oracle Financial Services — High-margin software franchise with strong cash generation and global banking technology demand.

Coforge — Strong organic growth + AI/cloud + Encora integration provide earnings visibility.

Tata Technologies — Auto ER&D, EV/software and global OEM engineering opportunity.

RateGain Travel Technologies — High-growth travel SaaS + AI products + strong recurring revenue.

METALS & MINING ⛏️

Hindustan Zinc — Exceptional cash generation + zinc/silver exposure + structural demand.

Hindalco — Aluminium/copper + Novelis provides diversified global earnings growth.

Lloyds Metals & Energy — Integrated iron ore/steel expansion offers strong capacity-led earnings growth.

Hindustan Copper — One of the cleanest listed plays on India's structural copper demand.

Vedanta — Diversified metals + strong earnings/cash-flow cycle.

Vedanta Aluminium — Aluminium demand + downstream expansion + high operating leverage.

JSW Steel — Capacity expansion + India's infrastructure/auto demand.

SAIL — Operating leverage to steel-cycle recovery and domestic capex.

Jayaswal Neco — Steel capacity utilisation + operating leverage.

Indian Metals & Ferro Alloys — Integrated ferrochrome business with strong commodity leverage.

INDUSTRIALS & CAPITAL GOODS 🏭

Welspun Corp — Pipes + US/India infrastructure + capacity expansion make this a favourite industrial growth story.

Uflex — Packaging + capacity utilisation + international business provide earnings recovery potential.

DCM Shriram — Chemicals, fertiliser and sugar provide diversified industrial earnings.

Kennametal India — Precision industrial products with strong entry barriers and manufacturing recovery.

GMM Pfaudler — Process equipment + pharma/chemical capex provides long-term order visibility.

Man Industries — Large-diameter pipes + infrastructure/export opportunity.

Engineers India — Engineering consultancy/order inflow linked to India's energy and infrastructure capex.

Aegis Logistics — LPG/LNG logistics and energy infrastructure offer structural volume growth.

Vertis Infrastructure — Large infrastructure asset base + traffic growth + operating leverage.

GMR Airports — Passenger growth + airport monetisation + operating leverage.

Puravankara — Real-estate recovery + monetisation of development pipeline.

JSW Cement — Capacity expansion + infrastructure demand + scale benefits.

Lloyds Engineering Works — Industrial equipment + manufacturing capex cycle.

CONSUMPTION / RETAIL / JEWELLERY 💎

Lenskart — Category leadership + store expansion + premiumisation.

Titan — Jewellery premiumisation + store expansion + unmatched brand moat.

Kalyan Jewellers — Organised jewellery penetration + aggressive store expansion.

Sky Gold & Diamonds — Rapid growth + jewellery formalisation; higher-risk/high-growth.

Goldiam International — Export-led jewellery + US opportunity + asset-light model.

Ventive Hospitality — Premium hotels + strong operating leverage from occupancy/ADR recovery.

AGRI / CONSUMER / SPECIAL SITUATIONS 🌱

Triveni Engineering — Sugar + ethanol with improving mix and potential for cash-flow compounding.

Aye Finance — MSME lending recovery + strong operating leverage; higher credit risk.

Sportking India — Textile manufacturing with earnings recovery and export opportunity.

Avalon Technologies — High-value electronics manufacturing + aerospace/industrial/EV opportunity.

The key takeaway:

The objective is to create a hunting ground for companies where earnings growth can compound for several years, rather than simply finding the companies with the highest quarterly PAT growth.

This is our ��Genuine Growth 100” watchlist — not a buy/sell recommendation.

[Advait Arora @WealthEnrich]

If the value of your car🚗 is more
than your portfolio 🪙 value,
then I am sorry to say....
your financial planning
is in reverse gear !

[Brian Feroldi @BrianFeroldi]

The biggest investment advantage anyone can have is the ability to buy when everyone is selling

[Advait Arora @WealthEnrich]

Direct plans save costs, but the big issue is whether investors can stay disciplined through volatility. A good adviser earns his fee simply by stopping you from taking bad decisions. Cost matters, but please note that 'Behaviour' matters even more in a world full of noise !
Must Read ! Sanket Dhanorkar shared this amazing insights in the recent edition on @ETMONEY

[Advait Arora @WealthEnrich]

Check this detailed 🧵...
BookMark for future reference.

[Advait Arora @WealthEnrich]

The crorepati formula is still the same, as ever.
Those who bought Bajaj Finance, Eicher, Titan, TVS Motors or HDFC Bank in its early years made it large, really LARGE ! Those who had the courage to hold Adani group through all the noise have also done really well. They just spotted a real business early, understood what it could become & gave it time without letting instant gratification take over.
That same opportunity is sitting right in front of us today & especially with this recent correction. India is in the middle of a structural shift that happens maybe once in a generation & the mid & small cap space is where the real wealth creation stories are gradually getting written right now.
The themes worth tracking over the next 5-10 years in my view are:
— Digital finance & fintech
— Indigenous defence & aerospace
— Clean energy & renewables
— Next gen pharma & biotech
— AI driven tech & digital services
— Electric mobility & battery ecosystem
— Modern logistics & supply chain
— Specialty chemicals & advanced materials
— Medical devices & diagnostic infrastructure
— Semiconductor & electronics manufacturing
— Consumer brands going from regional to national
— Water treatment & environmental services
— Agritech & food processing innovation
— Space tech & satellite services
— Premium real estate & urban infrastructure
I am not saying everything will click but what I am saying is that as an investor do your own deep research, find the 2 or 3 stories that genuinely excite you, understand the business well enough to hold through the bad quarters & then just give compounding the time it needs to do its job.
Your future self & your family will thank you for the patience you showed today.
Which of these themes are you most excited about right now & are there any names you are already tracking that the rest of us should be watching ?
Do share & yes BOOKMARK this post !

[Niranjan Avasthi @avasthiniranjan]

We all have a Plan A.
Very few have Plan B.

Most long-term financial plans are made on one simple assumption that equity will generate ~12% returns in the long run.

But what if the market gives you 10% instead? Not a crash. Not a crisis. Just... 2% less over long period.

Here's what that 2% gap does over 20 years:

SIP of ₹25,000/month for 20 years
• At 12% = ~₹2.50 crore
• At 10% = ~₹1.91 crore

That small 2% gap = ₹59 lakh. Nearly a quarter of your goal gone without a single bad decision on your part.

So what's the Plan B? You have three ways to makeup:

1. Save more. To still reach ₹2.5 crore at 10%, your SIP needs to be ~₹32,600 — about 30% higher. Painful, but doable if you start early.

2. Stay longer. At 10%, the same ₹25,000 SIP reaches ₹2.5 crore in about 22.5 years. Sometimes Plan B is just 2–3 more years of patience.

3. Step up annually. A 10% yearly increase in your SIP quietly absorbs the return shortfall, and matches your income growth anyway.

The lesson isn't to abandon your return assumptions. It's to stress-test them.

Plan for 12%. But make sure your plan survives 10%. Because markets don't know our assumptions.

[GrowthEdge @growth_edge_]

The first ₹50 lakh is the hardest.

Not because the market is against you.

But because your SIP is doing most of the heavy lifting.

At a ₹30,000 monthly SIP (12% return assumption):

✅ ₹0 to ₹50L: 8 years 3 months
✅ ₹50L to ₹1 Cr: Just over 4 years
✅ ₹1 Cr to ₹1.5 Cr: Less than 3 years
✅ ₹2 Cr to ₹2.5 Cr: Just 1 year 8 months

That's the power of compounding.

Stay invested. The snowball gets bigger with time.

[Dhanesh Gianani @dhanesh500]

As the Korean Markets crash,

Let’s not forget the greatest words spoken by Charlie Munger.

[Advait Arora @WealthEnrich]

Forget stock tips or ideas, this is the real funda of wealth creation.

People spend lot of time, energy & effort looking for the next multibagger, but in reality big wealth isn't created by finding 1 magical stock. It is actually created through a few important boring habits followed consistently for decades.

Start early. Invest regularly. Increase your investments as your income grows. Stay invested when markets fall.
It sounds simple because it is. The difficult part is sticking to it.

Here is what the numbers actually tell us.

1. Starting early is your biggest advantage

If a 25 year old invests ₹10,000 every month in a broad market index fund earning an average 12% annual return, the corpus can grow to roughly ₹3.5 Crores by age 55.

Now compare that with someone who starts at age 35 with the exact same monthly investment. By age 55, the corpus is only about ₹1 Crore.

Nothing changed except starting 10 years later.

That single delay can cost more than ₹2.5 Crores because time is doing most of the compounding.

2. The biggest gains usually come in the final years

Many investors quit too early because the early years feel slow.

With a ₹10,000 monthly SIP earning 12% annually, you invest about ₹12 Lakhs in the first decade and build a portfolio worth around ₹23 Lakhs.

By the end of the second decade, that grows to nearly ₹1 Crore.
Then something interesting happens.
During the final 10 yrs, the same portfolio grows from around ₹1 Crore to almost ₹3.5 Crores!!
Over 70% of the final wealth is created in the last decade, only if you stay invested long enough to experience it.

3. Small annual increases can make a huge difference
Yes salaries do increase over time, but many SIPs never do.
A flat ₹10,000 monthly SIP for 20 years at 12% grows to around ₹1 Cr.
Now imagine increasing that monthly investment by just 10% every year.
Your total investment becomes roughly ₹68 Lakhs, while your final portfolio grows to nearly ₹2.3 Cr

4. Every EMI has an opportunity cost

A car loan with a ₹25,000 monthly EMI for 5years means paying ~ ₹15 Lakhs for an asset that keeps losing value.

Instead, if that same ₹25,000 is invested every month for five years and then allowed to compound for another 15 years, it can grow to more than ₹1.2 Cr

Avoiding the wrong expense is super vital in making wealth.

5. Surviving market crashes is part of investing
Market corrections are normal : A 20% to 40% fall has happened many times before and will happen again.
The investors who usually suffer the most are not the ones who picked bad companies but the ones forced to sell during difficult times.
Keeping 6 to 12 months of expenses in liquid funds or fixed deposits gives you the freedom to leave your long term investments untouched while markets recover.

👉 Here's the bigger picture:

History has shown that India's equity markets have rewarded disciplined investors over long periods. Even after taxes and inflation, diversified equity investments have delivered attractive real returns over multi decade periods.
You don't need to predict market moves or cycles and yes you certainly don't need to trade every week.
You don't need to find the next hidden multibagger.
Save consistently & agressively & make sure you top up your investments as your income grows. Stay invested through the ups and downs.
Over time, those simple habits have created far more wealth than chasing the latest market trend ever has.
A introspective few questions for you:

• At what age did you start your very first SIP?
• What do you find harder: handling market volatility or resisting lifestyle inflation?
• Do you increase your mutual fund SIP every year or is it still the same as when you started?

[Evon @_evon3929]

THERE'S A CATEGORY ON YOUR IPHONE CALLED "SYSTEM DATA" AND APPLE NEVER TELLS YOU WHAT'S ACTUALLY IN IT.

On a lot of iPhones it quietly climbs past 20, 40, even 60GB.

I had 31GB of it. Cleared in 9 minutes, cost me nothing.
Here is exactly what I did:👇

[Ankush Prajapati @Mf360WW]

25+ Years Mutual Fund Performances 👇

[Trading Composure @TradingComposur]

The day you plant the seed is not the day you eat the fruit.

Be patient.

[Advait Arora @WealthEnrich]

Negative 10 Year Returns !