Navin

||SHIVOHUM|| ||BRAHMOHUM|| ||CHIDOHUM||
।।NIRAKAR।। ।।NIRGUN।। ।।NIRANJAN।।

[Navin @SuryaNavin]

To come into relationship (to possess and be possessed) is common to all embodied beings; but the person with the wisdom is forever vigilant, and such vingilance is the worship of the Self. Vashishta Yoga.

[NPCI @NPCI_NPCI]

Regarding Merchant Discount Rate (MDR) on Select UPI (P2M) Transactions

Please refer to the FAQs here: https://t.co/DTOZFVHAVB

[ReserveBankOfIndia @RBI]

The 4th edition of HaRBInger brought together innovators, problem-solvers, and changemakers to reimagine the future of secure digital finance. From Tokenised KYC and Offline CBDC (e₹) to technological solutions featuring an AI-Driven fraud detection and compliance platform and an AI-based grievance redressal platform, every idea moved us closer to a more inclusive and resilient financial ecosystem.

Congratulations to all the finalists and winners shaping the future of banking innovation.

#HaRBInger #RBI #FintechInnovation #SecureBanking #CBDC #DigitalFinance #FutureOfFinance

[Navin @SuryaNavin]

@S_Kadakia Congratulations ☺️ 👍

[Nikhil Pahwa @nixxin]

Fino CEO Rishi Gupta's unfortunate arrest should be a tipping point.

Founders privately talk abt GST raids & stress GST dept puts them under. Last year this brought up in a fintech founders meeting with FM & she said she'd do something.

Time for FM to walk that talk.

[Navin @SuryaNavin]

Excessive to arrest a well mannered and reputed bank MD, CEO for partner/vendor noncompliance. Big threat to all financial services leaders as they deal with thousands of partners/vendors. @FinMinIndia @RBI @vijayshekhar @YashishDahiya @vishalgondal @vishwaspatel @ChairmanIba

[Arti Singh @artijourno]

Here's why Fino Bank MD and CEO Rishi Gupta has been arrested.
We have made this @theheadandtale #Exclusive #Free to Read.
https://t.co/XCrwFh7SAy

[Compounding Quality @QCompounding]

Warren Buffett is my hero.

He began purchasing Berkshire Hathaway in 1962 at $7.5 per share.

Today, one share of Berkshire Hathaway is worth more than $600,000.

I summarized all my key learnings in a free e-book of 60 pages:

[ReserveBankOfIndia @RBI]

Only 1 Day to go!

It's your last chance! Showcase your ideas and make an impact.

Submit your proposal now for Reserve Bank of India’s 4th Global Hackathon - HaRBInger 2025 at https://t.co/jgoskzMTRV

#harbinger2025 #rbihackathon #innovationfortransformation

[Navin @SuryaNavin]

@ashishchauhan Congratulations 😊🙏👍

[Navin @SuryaNavin]

It is the ear of the ear, the mind of the mind, the speech of the speech, the eye of the eye, the life of the life. Kena Upanishads.

[ReserveBankOfIndia @RBI]

Review of Priority Sector Lending norms - Small Finance Banks
https://t.co/CBGOoEuvTz

[ReserveBankOfIndia @RBI]

📢 @RBI has been named the Most Innovative Financial Institution globally by @GFmag in its 2025 Innovators list! RBI is the first central bank to win and wins it for its Unified Lending Interface, enhancing lender data access & credit support 🏆 #RBI #Fintech #Innovation
https://t.co/wXxWiyLXax

[Tamal Bandyopadhyay @TamalBandyo]

In 90-year history of @RBI , Poonam Gupta is fourth women Deputy Governor.
Three others are:
KJ Udeshi 10.06.2003-- 12.10.2005
Shyamala 21.09.2004 -- 20.06.2011
Usha Thorat 10.11.2005 -- 09.11.2010

[Pratik Bhakta @PratikBhakta_89]

Scoop: Payments industry body has written to the PMO seeking the intervention of the highest executive body regarding the issue of MDR on digital payments.

Industry has sought a meeting with the PM too.

Details in my latest for @ETtech

https://t.co/CrFBode4bM

[Navin @SuryaNavin]

@artijourno @theheadandtale Good work @artijourno 👍👍

[Arti Singh @artijourno]

For the next 24 hours, we’re unlocking two of our exclusives from the past months. If you missed them the first time, now’s your chance to dive in. Only @theheadandtale

*PayU’s Big Move in UPI*
In January, we reported that PayU was in the final stages of acquiring a UPI infrastructure company in a deal worth close to $100 million. We’ve now learned that the deal is closed, with PayU initially picking up a significant stake, leading to a full buyout over time. Get all the details in this in-depth report—available free for the next 24 hours.
https://t.co/RsdCEya0Db

*CoreCard’s Potential Sale – A Payments Giant in the Making?*
Last month, we broke the news that NASDAQ-listed CoreCard, a US-based credit card processing and management solutions provider, is exploring a sale amid shifting industry dynamics. According to sources, a global payments infrastructure player is leading the race, with the deal size estimated between $150 million and $180 million. Read the full story while it’s open access.
https://t.co/hOCO4EHjbP

Also, just ICYM, yesterday, we wrote about how NPCI is quietly rewriting the rules of the credit card game: NPCI’s Silent Power Play: The policy muscle and money behind RuPay’s credit push [Behind Paywall]
https://t.co/DSYlFSeSew

*Please Support Independent Journalism*
High-quality, in-depth reporting like this takes time, effort, and resources. Without reader support, sustaining such journalism becomes challenging. If you value independent, well-researched fintech reporting, consider Subscribing today.
https://t.co/nDru4wIbmI

[Masculine Path @masculinepath04]

Look at these guys.

One works 16 hours a day. One works 4 hours a week.

2 billionaires. 1 mind-blowing lesson about success:

(I can't believe no one has connected the dots) 🧵

[Chamath Palihapitiya @chamath]

Deep Dive: Is India the Next Economic Giant?

Around 20 years ago, China experienced a period of unprecedented economic growth and technological advancement. I watched many of my friends invest early in China and achieve remarkable success.

Yet, I didn't make a single investment then. Why?

I didn't feel like I understood China. I couldn't speak the language, I didn't grasp the political landscape, and I felt like an outsider looking in.

When I look at India, I feel entirely different about it. India's democratic ideals align well with those of the United States. Many Indians speak English, which removes the language barrier, and there are favorable conditions for American entrepreneurs and investors to create successful businesses.

Around 2016, when India launched UPI (digital payment system), a few of my friends and I made some bets then. Even though UPI was a huge success, in hindsight, 2016 was too early to invest in India and my bets didn’t pay off. Even though we saw a wave of successful startups like Flipkart and Zomato emerge during that time, in many ways, India's startup ecosystem was still nascent.

[Navin @SuryaNavin]

@anuragshah_ 😊🙏🙏

[Navin @SuryaNavin]

What if we are the ROBOTS designed by the Supreme Consciousness and we are in the true sense their evolving A I project?