So you're telling me if I own 20,000 shares of ITC...
And ITC pays around ₹14.50 per share in annual dividends...
I'd receive about ₹2.9 lakh every year in dividend income—just for holding the stock.
That's roughly ₹72,500 every quarter on average.
Some people could retire off income like that.
Why aren't more people doing this?
Everyone is asking whether the AI bull run is over.
I think that’s the wrong question.
The better question is:
Can AI spending eventually generate returns that justify today’s investments?
Companies like NVIDIA, AMD, Broadcom, TSMC, Microsoft, Amazon, Alphabet, and Meta have invested billions in AI infrastructure and data centers.
The market is now debating whether AI revenues can catch up with that level of spending.
As someone from an IT background, I don’t think AI is going away.
What will change is how AI is deployed.
The next wave may be driven by:
• Smaller, more efficient AI models
• Lower inference costs
• Local/on-device AI
• Enterprise-specific AI rather than one-size-fits-all models
Every technology cycle follows a similar path:
Hype → Heavy investment → Correction → Sustainable adoption.
This may simply be the transition to the next phase.
Personal opinion for discussion. Not investment advice.
@delhi_ranger I prefer ITC in my protfolio considering FMCG push of ITC they are trying to make FMCG sector profitable than tobacco . So there is possibility of appreciation too compared to reits and invits
₹1 lakh in dividends from my portfolio in FY2025–26.
Before you say, “That’s just a 2% yield on a ₹50 lakh portfolio”…
Remember: this is not a dividend-focused portfolio. It’s a concentrated portfolio built for capital appreciation, with dividends being a bonus.
Here’s the mindset shift that changed everything for me:
I don’t think of the ₹1 lakh as “dividend income.”
I think of it as my kids’ school fees being paid by my portfolio.
That simple mental model makes every dividend feel meaningful.
It has also motivated me to gradually build a separate dividend-income portfolio that can eventually cover more recurring family expenses.
If you’re an investor, try assigning your dividends to something personal:
• Kids’ education
• Insurance premiums
• Annual vacation
• Parents’ healthcare
• Utility bills
Suddenly, investing becomes much more tangible.
What does your dividend income pay for?
Kospi is down ~32% in just last 5 weeks. mainly due to korean market is concentrated with semiconductor companies. crash in that one sector will have much impact.
Whereas in Nifty even with downfall of IT stocks due to AI uncertainity Nifty still holds.
On Occasion of #GuruPurnima I am grateful to Youtube channels and books who thought me Swing trading which lead to path of acheiving my first crore sooner.