@NotDuinIt I’m not sure this is the best way to eval coaches, but I looked at who out-performs betting markets (which I read as getting more from players than what is expected). This is since 1989 with min 50 games coached.
@NotDuinIt Baseball has had this problem for a while now. When was the last time the average person could reliably name the best player in baseball? Would they be able to name any current player? If so, who would it be?
@lordtupperware Example: we had to pay off two 0% interest vehicle loans to lower our ratio enough to qualify for the mortgage we wanted and could clearly afford but mortgage companies hate one thing and that’s self employment
@lordtupperware My experience is that it’s pretty much how it goes. Two things that helped me:
1. Use a local credit union, they are often more flexible/understanding
2. pay off any debt (even low interest debt) - anything to manipulate your “debt-to-income ratio”
@NotDuinIt Vastly Underrated skill in my opinion. I think this is something Tom Brady excelled at and is something a lot of otherwise very talented QBs lack - Kyler Murray was one that came to mind.
@NoxiousLive How about if Max profit is not the end goal? My gripe lately is the emphasis on time investment above all. I do like Runterras model of cosmetics for profit, but fear it gets into the Fortnite model of “you aren’t cool if you can’t afford this” -oh fuck I just hate capitalism