3. Credit score → 740+. Pay cards off every Friday so it keeps climbing.
4. Oh-crap fund → Goal is $4,200. That’s 6 months of my $700 rent. At $1K now.
5. Life insurance → $250K term while I’m young + healthy. $18/mo peace of mind.
Money rules I’m building at 30:
1. Bills account → Checking just for rent, utilities, phone. Auto-pay everything. $0 fun money here.
2. Savings account → Different bank so I’m not tempted. Starting at $1K, adding $100/mo.
Btchs be so angry when a Ngga change for you & do sh*t for you he ain’t never did for nobody else 💞 They’ll start obsessively hating you instead of letting that hurt go like it’s been 10 years boo give it to god