I have both cc & spay, I also work sa bank. Basta responsible payer ka okay lang gumamit ng spay cos I personally also use it a lot. If may instance na mag apply kayo for loan and lumabas about sa spay, tapos wala action si shapi, mag email kayo to dispute kay BSP para maayos
For added info: spaylater ≠ credit card so be careful nalang when using spaylater kasi every purchase = 1 loan 😵💫 so if may 3 items kang chineckout using spay bali 3 loans na agad sya and it will affect your credit score
they're not wrong. i mean look...
1. fullybooked. a mass market paperback costs somewhere around 899; a trade paperback is around 1099; and a hardbound is around 2499. kahit magpadiscount periods pa sila it wont work, even. tbh, the only affordable books in there is +
I say this to my kids all the time. Do it for the plot. Do it for the story. Tell yourself if it all goes wrong it will just be a funny story. Ironically job interviews, dates, and public speaking go better anyway if you're just happy to be there and not overthinking it!!