@FabrizioFauno This is exactly why I built a World Cup prediction game for my friends. Everyone's convinced they're right until the tournament actually starts 😂
https://t.co/p8nKvngymZ
"Inka Nahi toh Kiska??" 💀😭
We built a medical disaster simulator that roasts your bank account before the hospital even can.
Pick a disease, pick your city, and watch your life savings vanish in real-time. Bohot fun hai! (Not really,aapko dar jana chahiye).
The math is totally mathing: No health insurance = speedrunning financial ruin. Broke hone se bacho aur ameer raho.
Go get roasted right now:
https://t.co/sIbDHRtXTm
For too long, forced bundling and "target-driven" selling have clouded the true purpose of insurance. The RBI’s new draft norms are a massive win for the customer, aiming to strip away unfair incentives and "dark patterns" in insurance sales.
At inka, we’ve always believed that insurance should be bought, not "pushed." Seeing the regulator move toward full refunds for mis-selling and ending compulsory insurance with loans is a step toward the transparency this ecosystem deserves.
The Reality Check:
26,667 mis-selling complaints in FY25.
57% of cases ruled against the customer.
It’s time to put the 'trust' back in 'Trust Account.'
#InsurTech #RBI #InsuranceIndia #CustomerFirst #InkaInsurance #Bancassurance
Choosing the right life insurance isn't just about the premium; it's about the promise of protection when your family needs it most.
The Claim Settlement Ratio (CSR) is a vital indicator of an insurer's reliability. Here is the performance breakdown for 2024-2025 (based on IRDAI data), comparing claims received vs. the amount paid
One is the President, another one is the Finance Minister, two of the most powerful constitutional positions in India.
One is Tribal, another one is Brahmin.
One is from the Northern part of India, another one is from the Southern part of India.
One rose from the grassroots struggle, another from academic excellence.
One represents social justice, another represents economic leadership.
Both represent dignity, merit, and constitutional equality.
We don’t need feminism, liberalism, or socialism lectures from anyone.
Life insurance isn’t just a financial product. It’s a reflection of how a country thinks about protection, planning, and preparedness.
In 2024, the global picture shows striking contrasts. Countries like Singapore, the UK, and Sweden lead the world in life insurance density spending thousands of dollars per person to safeguard their future. At the same time, large populations like India remain at USD 72, highlighting not a lack of need, but a massive untapped opportunity.
These numbers aren’t about wealth alone. They point to awareness, access, trust, and long-term thinking. They reveal how deeply protection is embedded into everyday financial decisions and where there’s still room to grow.
As economies evolve and risks become more complex, life insurance density becomes more than a statistic. It becomes a signal of resilience.
The question isn’t who’s ahead.
The real question is: how prepared are we for what lies ahead?
I meet professionals every week who have insurance but still ask: "Is this actually enough?"
Having a policy ≠ having protection.
Common gaps I see:
Relying only on corporate cover
Underestimating future medical costs
Plans that don't match life stage or responsibilities
I'm offering personal 1:1 policy review conversations.
No AI. No sales pitch.
Just an honest look at whether your current coverage truly protects you and your family.
25+ years in insurance. Thousands of policies reviewed.
My observation? Small changes often make a BIG difference.
But most people never get a second opinion on their coverage.
If you want clarity on your health insurance, term plan, or critical illness cover—let's review it together.
Book a 1:1 session here: https://t.co/C223464HAw
Sometimes, peace of mind begins with asking the right questions.
Happy Makar Sankranti 🪁
As the sun moves north, let’s move towards security, stability, and smarter protection.
May this festive season bring good health, financial safety, and peace of mind for you and your family.
Insurers like HDFC ERGO, ICICI Lombard, and Bajaj Allianz fall in the 80–90% “sweet spot”, indicating a healthy balance between claim payouts and financial stability.
Very high ICRs (100%+), seen with some insurers, reflect heavy claims payouts (including past-year claims) and may lead to future pricing pressure.
Very low ICRs (below 60%) can indicate strong profitability, but may also point to stricter underwriting or tighter claim approvals.
ICR should always be viewed in context not as a standalone ranking