Bulent Tekmen

Co-Founder @ColendiAI, @Colendiapp, @ColendiSigorta, @ColendiMenkul, @ColendiBank

[Bulent Tekmen @tekmen]

Building New Generation Digital Banks with Programmable Money and Trust: Are You Ready for the Next… https://t.co/yOqXTuJVcZ

[Colendi @ColendiApp]

Türkiye’s fintech potential, data-driven infrastructures, and the new dynamics of competition shaped by the age of artificial intelligence…

At the #BoğaziçiFinansZirvesi held at @UniBogazici , during the panel titled “The Future of Financial Technology: Data, Competition and Infrastructures'' , our Chairman of the Board at @ColendiBank , Bülent Tekmen, highlighted Türkiye’s potential in the fintech space and the transformative power of entrepreneurship in this field.

In the session moderated by Aslı Deniz Helvacıoğlu, Ozan Deniz, (Bankalararası Kart Merkezi (@BKM_Kurumsal)) , Gürhan Çam (@neohubzone ), and Semih Muşabak (@sipaycomtr ) discussed open financial ecosystems, the strategic importance of big data, and the evolving dynamics of competition.

At Colendi, we are proud to be part of this transformation and to contribute to shaping the future with a bold, forward-looking vision.

#Colendi #BoğaziçiFinansZirvesi #Fintech #FutureOfFinance #DataDrivenTransformation #Entrepreneurship @tekmen

[Colendi @ColendiApp]

The bank of the future is now real!🚀

ColendiBank, Türkiye's first AI-driven, born digital universal bank, has officially started welcoming its first customers.

We are proud of this milestone!

#Colendi #ColendiBank #FintechInnovation #EmbeddedFinance #DijitalBankacılık

[Colendi @ColendiApp]

Colendi took part in the 7th Türkiye Productivity and Technology Fair presence! 🚀

Our Co-Founder and CEO, Bülent Tekmen @tekmen , joined the AI Panel on 25 April, moderated by @okanbayulgen , alongside Huzeyfe Yılmaz @Huzeyfe_Ylmz , CEO of @innovabilisim , and İsmail Fidan, Film Producer.

Throughout the event, our stand welcomed many visitors.

Thank you to everyone who joined us to explore the future of technology, finance, and innovation!

#Colendi #VerimlilikVeTeknolojiFuarı #MeetTheMinds #FutureOfFinance #DigitalInnovation @ankarabilimuni @VeFuar

[Colendi @ColendiApp]

Every great success is built on bold ideas, deep expertise, and visionary minds. Today, we invite you to discover the ideas, the experience, and the #MeetTheMindsExperience behind Colendi’s journey—from Istanbul to the world.

#Colendi #ColendiGroup #ColendiBoard

[Colendi @ColendiApp]

Colendi at Web Summit Qatar!
Proud to be at Web Summit Qatar, connecting with global fintech leaders! Our Managing Director, @suleymanonay , shared key insights with TRT World on the future of fintech and Colendi’s role in driving financial inclusion. 🌍
#Colendi #WebSummitQatar

[Colendi @ColendiApp]

Colendi is redefining fintech! 💡 CEO @tekmen joined @SeferYuksel Yüksel on @BloombergHT ’s “Finansal Teknoloji” to discuss AI, digital finance, and Colendi’s industry leadership.
#Colendi #Fintech #SeferYüksel #BloombergHT #AI #DigitalFinance

[Colendi @ColendiApp]

COLENDI, #1 ON FORBES STARTUP 50! 🚀

As one of Turkey’s most innovative startups, we have been ranked 1st in the Forbes Startup 50! We continue to push boundaries in financial technology and deliver accessible solutions for everyone.

Here’s to reaching even greater milestones together! 🔥

#Colendi #ForbesStartup50 #1
@tekmen @mihriet @forbes_Tr

[ColendiBank @ColendiBank]

New York’tan merhaba! 😎
Faaliyet iznimizi alarak yeni bir döneme adım attık ve bu heyecanımızı dünyanın finans merkezi Times Meydanı'nda @Nasdaq’ın efsanevi ekranlarında görmekten büyük mutluluk duyuyoruz.

Dijital finans deneyimini, yapay zeka temelli gömülü finansal çözümlerimizle global ölçekte iyileştirmek ve geliştirmek için çıktığımız bu yolculukta, yenilikçi adımlarla sizlere en iyi ürünleri sunmak için heyecanlıyız. Bu daha başlangıç; gelecekte sizlerle paylaşacağımız inovatif gelişmeler için bizimle kalın! 🚀

#EmbeddedFinance
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Hello from New York! 😎

We have stepped into a new era by obtaining our operating license, and we are thrilled to celebrate this milestone at the heart of the financial world—on @Nasdaq’s legendary screens in Times Square.

With our AI-powered embedded financial solutions, we are on a mission to enhance and revolutionize the digital finance experience on a global scale. As we move forward with groundbreaking innovations, we are excited to bring you the best products.

This is just the beginning—stay tuned for more game-changing developments! 🚀

[ColendiBank @ColendiBank]

New York’tan merhaba! 😎
Faaliyet iznimizi alarak yeni bir döneme adım attık ve bu heyecanımızı dünyanın finans merkezi Times Meydanı'nda @Nasdaq’ın efsanevi ekranlarında görmekten büyük mutluluk duyuyoruz.

Dijital finans deneyimini, yapay zeka temelli gömülü finansal çözümlerimizle global ölçekte iyileştirmek ve geliştirmek için çıktığımız bu yolculukta, yenilikçi adımlarla sizlere en iyi ürünleri sunmak için heyecanlıyız. Bu daha başlangıç; gelecekte sizlerle paylaşacağımız inovatif gelişmeler için bizimle kalın! 🚀

#EmbeddedFinance
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.
.

Hello from New York! 😎

We have stepped into a new era by obtaining our operating license, and we are thrilled to celebrate this milestone at the heart of the financial world—on @Nasdaq’s legendary screens in Times Square.

With our AI-powered embedded financial solutions, we are on a mission to enhance and revolutionize the digital finance experience on a global scale. As we move forward with groundbreaking innovations, we are excited to bring you the best products.

This is just the beginning—stay tuned for more game-changing developments! 🚀

[Colendi @ColendiApp]

Our celebration reached New York and lit up the heart of Times Square!
In the glow of the city's iconic lights, one name shone brightest. Today the legendary @Nasdaq screens proudly celebrated the official launch of Türkiye’s first AI based digital universal bank @ColendiBank! 🎉✨
This is just the beginning; we will continue to redefine fintech and reach even bigger milestones. 🚀

#ColendiBank #ColendiGroup #TimesSquare #Nasdaq
@tekmen @mihriet @denizcengiz

[Colendi @ColendiApp]

Colendi in Business Insider! 🚀

Business Insider featured Colendi’s vision on bridging AI, banking, and financial accessibility—highlighting how innovation is shaping the future of finance. 💡

Curious about how AI is transforming financial services? Read the full article here. https://t.co/yVB2QmS2bC
#Colendi #AI #Fintech #FinancialInnovation

[Colendi @ColendiApp]

We are delighted to have participated in the Asian Financial Forum with the support of the Investment Office of the Presidency of the Republic of Türkiye.

Our Co-Founder and CEO, Bülent Tekmen, shared the latest developments at Colendi and highlighted some of the exciting projects we are preparing for the future.

We extend our sincere gratitude to the Investment Office of the Presidency of the Republic of Türkiye and the Asian Financial Forum (AFF) for providing such a valuable platform and the opportunity to connect with industry professionals from across the globe.

@tekmen @InvestTurkey @aburakdaglioglu

[Colendi @ColendiApp]

As Colendi, we were proud to take part in the Türkiye Pavilion at the Asian Financial Forum 🚀

The Investment Office of the Presidency of the Republic of Türkiye plays a vital role in fostering innovation and supporting growth in Türkiye’s fintech ecosystem. We greatly appreciate their steadfast support, which has been instrumental in Türkiye becoming a global centre for pioneering financial technologies.
@InvestTurkey @AFF_HK

[Bulent Tekmen @tekmen]

Great piece by @fintechjunkie in drawing parallels between computer programming and human conditioning, encouraging us to examine our own mental programming.
It’s a choice!

[fintechjunkie @fintechjunkie]

You are being programmed right now.

The old computer sits silent in the corner of your room, its black screen reflecting nothing but darkness. You've heard the warnings: artificial intelligence could be dangerous if trained by those with ill intent. But as you scroll through your social media feed, double-tapping and sharing, have you internalized that another kind of programming is already at work? One that targets not silicon and circuits, but neurons and synapses?

This isn't science fiction. Every notification that pulls your attention, every headline that sparks your outrage, every video that shapes your worldview – these are lines of code being written into your neural architecture. The human mind, that mysterious realm of consciousness we hold so dear, is remarkably susceptible to external influence. We are, in many ways, walking computers with wetware instead of hardware, and our programming updates happen every minute of every day.

Think about your last strongly held opinion. Where did it come from? Was it truly yours, built from careful reasoning and personal experience? Or was it downloaded from the endless stream of content you consume, planted there by someone with an agenda you might not even recognize?

The parallels between computer programming and human conditioning are striking. Just as a programmer can write code to make software behave in specific ways, our behaviors and beliefs are shaped by the inputs we receive. The difference is that human programming happens in the open, often without our conscious awareness or consent.

Consider Sarah, who starts her morning scrolling through social media. She sees posts about a political issue, each one carefully crafted to elicit an emotional response. The algorithm, knowing her preferences, feeds her more of the same. By lunchtime, she's angry about something she hadn't even thought about yesterday. By dinner, she's sharing posts and arguing with strangers. The programming is complete – she's been transformed into a vector for spreading someone else's ideology.

What makes this human programming particularly insidious is its distributed nature. There's rarely a single programmer we can point to. Instead, we're shaped by a complex web of influences: family traditions, educational systems, religious institutions, media corporations, political organizations, and countless other vectors of influence. Each contributes its own lines of code to our personal operating system.

And yes, some of these programmers have malicious intent. Just as we worry about AI being trained for harmful purposes, we should be equally concerned about human beings being conditioned to hate, to fear, to act against their own interests and the interests of society. The angry mob destroying property, the terrorist willing to die for a cause, the citizen voting against their own wellbeing – these are all examples of successful human programming gone wrong.

But here's where the computer analogy breaks down in a hopeful way: we have the capacity for self-awareness. Unlike machines, we can recognize when we're being programmed. We can install our own mental firewalls, question our inputs, and consciously choose which programs to run and which to quarantine.

The solution isn't to avoid all programming – that's impossible and undesirable. We need programming to function in society, to learn, to grow. The key is to become active participants in our own programming process. This means:

Examining the source code: Where do our beliefs come from? Who benefits from us holding these views?

Debugging our thoughts: Which of our reactions are authentic, and which are programmed responses?

Installing updates mindfully: Choosing our information sources carefully and maintaining a diverse input stream.

Running security scans: Regularly questioning our assumptions and checking our beliefs against reality.

As we race to regulate AI and ensure it's programmed ethically, we must apply the same scrutiny to the programming of human minds. The stakes are just as high, if not higher. A badly programmed AI might make poor decisions, but badly programmed humans have already caused untold suffering throughout history.
The next time you worry about AI being programmed by bad actors, take a moment to examine your own code. What programs are running in your mind right now? Who wrote them? And most importantly, are they serving your true purpose, or someone else's?

The good news is that while we can't easily reprogram AI once it's trained, humans have the remarkable ability to rewrite their own code. It's not easy – any programmer will tell you that rewriting legacy code never is. But it's possible, and it starts with recognizing that we're all running programs. The question is: will you be a passive program, or will you become your own programmer?

[ColendiBank @ColendiBank]

Türkiye finans sektörünün geleceğine ışık tutan 4. Finansın Geleceği Zirvesi & Para Sohbetleri, bugün Turkuvaz Medya Merkezi’nde düzenlendi.

Finansal regülasyonlar, yeni bankacılık modelleri, sürdürülebilir finans gibi kritik konuların ele alındığı zirvede, sektörün lider isimleri bir araya geldi.

Sponsorları arasında bulunduğumuz Finansın Geleceği Zirvesi’nde, ColendiBank Kurucu Ortak & CEO’su Deniz Devrim Cengiz, Türkiye'nin ilk yapay zeka temelli doğuştan dijital mevduat bankası ColendiBank'ı ve hedeflerini anlattı. Finans sektörünün değerli katılımcılarına yaptığı özel sunumda; Bankacılığın Tesla'sı olma yolculuğundan bahseden Deniz Devrim Cengiz, "ColendiBank olarak, kullanıcı deneyimine dayanan inovasyonlarla çığır açmaya, sektör kurallarını baştan yazmaya ve Tesla’laşmayı finans sektöründe temsil etmeye hazırız!" dedi.

Finans dünyasının geleceğine ilişkin fikirlerin paylaşıldığı zirvede, 'Para Sohbetleri' canlı yayınına konuk olan Colendi Kurucu Ortak & CEO'su Bülent Tekmen, "Colendi, perakendeci ve finans kurumları arasında köprü niteliğinde bir teknoloji katmanı sağlayan, tam donanımlı, tam lisanslı gömülü finans çözümleri üretiyor. Tescilli alternatif kredi puanlaması, yapay zeka odaklı yaklaşımı ve kişiselleştirilmiş finansal hizmetleri ile iş ortaklarının ve gömülü olduğu uygulamaların birer finans şirketine dönüşmesini sağlıyor." dedi.

Turkuvaz Medya ekibine bu değerli organizasyon için teşekkür ederiz.
@turkuvazmedyatr

@denizcengiz @tekmen @tugbayk @ogzkartal @aslicaner @nagehan @sadullahcalisir @ibrahimsismn

#ColendiBank #FinansınGeleceği

[Colendi @ColendiApp]

As Colendi, we push the boundaries in fintech through pioneering technology and impactful solutions. Now, with ColendiBank, powered by a lean core banking infrastructure, experienced team, and AI-driven financial solutions, we are propelling innovation even further.

@ColendiBank , Turkey’s AI First digital native universal bank, is set to bring a fresh perspective to digital banking. We’re eagerly counting down the days to welcome our users with an inclusive, personalised, and forward-thinking platform.

Welcome, ColendiBank. The journey begins now… #ColendiGroup #ColendiBank

@tekmen @mihriet @denizcengiz

[ColendiBank @ColendiBank]

Hoş bulduk 🧿

Yeni nesil kullanıcıların ihtiyaçlarına göre tasarlanan dijital bankacılık servislerimiz, Colendi ekosistemi ve yenilikçi vizyonu ile şekillendi.
Türkiye’nin ilk yapay zeka temelli doğuştan dijital mevduat bankası olarak; güçlü altyapımız, yapay zeka destekli finansal çözümlerimiz ve uzman ekibimizle bankacılığa taze bir soluk getirmek için çok heyecanlıyız.

Evet; asıl şimdi başlıyoruz 🚀

#ColendiBank #ColendiGroup

[Colendi @ColendiApp]

Congratulations to SETL on their exciting collaboration with @Temenos Exchange! Temenos users can now enjoy seamless tokenised deposits and smart contracts. 🚀
@setl_io

[Colendi @ColendiApp]

Happy 29th October, Republic Day. 🇹🇷

#ColendiGroup

[TAİK @taikofficial]

🚀 GO! GLOBAL Türkiye Zirvesi heyecan verici bir başarıya imza attı!

Cesur Türk girişimlerini dünyanın önde gelen yatırımcılarıyla bir araya getirerek nesiller boyu sürecek efsanevi şirketler kurulmasına önayak olma mottosuyla yola çıkan ve 3 gün süren etkinliğimize toplamda 400'den fazla kişi katıldı.

🌍 Türkiye'nin teknoloji ekosistemini güçlendirmek ve global rekabet gücünü artırmak amacıyla TAİK Dijital Çalışma Grubu'nun özenle geliştirdiği programda katılımcılar, Türk girişimcilerinin başarı hikayelerini, inovasyonlarını ve stratejilerini uluslararası yatırımcılara tanıtma fırsatı buldu.

🔑 Uluslararası yatırımcılar ve başarılı Türk girişimcilerin bir araya geldiği paneller, sektördeki önemli gelişmeler ve yatırım fırsatları hakkında derinlemesine bilgiler sunarak katılımcılara global pazarda öne çıkmanın yollarını keşfetme fırsatı sağladı.

🤝 Yeni iş birlikleri ve stratejik ortaklıklar için önemli bir zemin hazırlayan GO! GLOBAL Türkiye’nin ilk etkinliğinin katılımcılar arasında yarattığı güçlü sinerjiyi görmekten büyük mutluluk duyuyoruz. Programımıza gösterilen büyük ilgi ve aldığımız olumlu geri dönüşlerin verdiği enerjiyle, önümüzdeki yıl daha zengin içerik ve geniş bir kadro ile bu başarılı etkinliğin ikincisini gerçekleştirmek için heyecanla bekliyoruz!

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🚀 GO! GLOBAL Türkiye Summit was a huge hit!

With the mission of uniting daring startups with world-renowned investors to build legendary, generational companies, our three-day event welcomed over 400 participants.

🌍 In a carefully crafted program by the TAİK Digital Task Force, attendees had the chance to showcase the success stories, innovations, and strategies of Turkish entrepreneurs to international investors, strengthening Türkiye’s tech ecosystem and boosting its global competitiveness.

🔑 Panels featuring international investors and successful Turkish entrepreneurs offered deep insights into key developments in the industry and investment opportunities, allowing participants to explore ways to stand out in the global market.

🤝 We are thrilled to witness the powerful synergy created among participants at the inaugural GO! GLOBAL Türkiye event, which laid the groundwork for new collaborations and strategic partnerships. With the significant interest in our program and the positive feedback we received, we eagerly look forward to hosting the second edition of this successful event next year with even richer content and a broader lineup!

#GOGLOBALTürkiye #TAİK #TAİKDigital