Cuthbert Munkombwe

[Cuthbert Munkombwe @thenerdymurse]

My weakness.🤧

[Cuthbert Munkombwe @thenerdymurse]

"When I was pregnant I hated my husband"...kanshi lifumo yaba ex.

[Cuthbert Munkombwe @thenerdymurse]

So there's a possibility of hunger between October this year to March next year, but we are selling maize to Kenya?

#TheNerdyMurse

[Cuthbert Munkombwe @thenerdymurse]

Plantain tastes like everything is going to be ok.

#TheNerdyMurse

[Cuthbert Munkombwe @thenerdymurse]

REMOVE:

Tithe 2,000
House help 1,500
Extended family 600
DStv 720

Total Saved. 4820

All the above are unnecessary expenses.

[THE EDITOR @CB_Luther]

THIS FAMILY BUDGET IS TRENDING ON FACEBOOK

Mr and Mrs Mwanza budget
Take home combined income k20,000
Residence: Kabwata
Number of children: 2

Tithe 2,000
Rent. 3,500
Food/groceries 2,600
Transport 2 000
School fees 1,375
School extras 625
Debt repayment 400
House help 1,500
Electricity 300
Water 200
Garbage 150
Airtime/data 300
Insurance/ tax. 500
Car servicing 150
Car wash 250
barber 200
Wife's hair/nails. 500
Clothing/shoes 400
Extended family 600
Savings 850
Eating out 550
DStv 720
Total. 19,670

Notes:

1. School fees are calculated at k5,500 per term for two children (x3/12) =1,375

2. Insurance/ road tax is calculated at 6000/12= 500

3. Car servicing (2 services/yr) at k1800/12 =150

[Cuthbert Munkombwe @thenerdymurse]

@veryloudohn Clearly

[Cuthbert Munkombwe @thenerdymurse]

Why are you the go to person when you don't have a go to person?

[Cuthbert Munkombwe @thenerdymurse]

The way Kenyans talk about the kilimanjaro you'd think it's in Kenya.

[Cuthbert Munkombwe @thenerdymurse]

@aquila_fpoz_ I just have an MBA in me. Nothing else🤣

[Cuthbert Munkombwe @thenerdymurse]

🙂

[Cuthbert Munkombwe @thenerdymurse]

When they break your heart but you are SDA...

[Cuthbert Munkombwe @thenerdymurse]

@privatefigure_ 🤣🤣🤣

[Cuthbert Munkombwe @thenerdymurse]

Ofc

[Chelsea FC @ChelseaFC]

Kai Havertz is the best on earth. 🎶

[Cuthbert Munkombwe @thenerdymurse]

Boys against men

[The xG Philosophy @xGPhilosophy]

Arsenal (2.27) 2-1 (0.36) Chelsea

[Cuthbert Munkombwe @thenerdymurse]

Only if you inform your woman about it. Otherwise....

[Chidiuto🧩🐾 @Spazzzie]

Vasectomy is the best contraceptive.

[Cuthbert Munkombwe @thenerdymurse]

@TheBigChairman4 @veryloudohn Isn't that confirmation enough?🤣

[Cuthbert Munkombwe @thenerdymurse]

@JohnTembo1982 @Psyolomon No, it's just one of the reasons they give. I believe tne problem is deeper than just that reason.

[Cuthbert Munkombwe @thenerdymurse]

In developed countries they borrow at 4-6% interest. Here it's 20% - 40%💀. We are not leaving hood anytime soon.

[Sipho Phiri 🇿🇲 @siphophiri]

A few people have told me 'Sipho, any other environment outside Zambia you would have been soo much sucessful'. I didn't believe it until I was a broken wreck crossing the finish line.

@magattew is right and its both the neocolonial financial system starving us of capital at a reasonable price and our own people with both PHD and a kasumfing mentality.

[Cuthbert Munkombwe @thenerdymurse]

@natudksn The becomes a professor he'll add it too🤣

[Cuthbert Munkombwe @thenerdymurse]

@Psyolomon Be that as it may be we still need affordable capital to develop. A proper credit score system needs to be put in place to accord people with good credit with affordable capital

[Cuthbert Munkombwe @thenerdymurse]

@h_chileshe I'd still be called "Mr" but I understand. Each to his own

[Cuthbert Munkombwe @thenerdymurse]

Koma we love titles in Zambia

[OPP ZM @HonMushimba]

The elections are over. We must now unite. We must allow the victors to govern.
As opposition, we will continue to offer credible checks and balances as we prepare for 2031. The preparations for 2031 have already begun.

[Cuthbert Munkombwe @thenerdymurse]

@Psyolomon Two things can still be right at the same time. Kulibe vaku dabwa apa