WOW. Words can’t describe the wave of emotions and sense of accomplishment when I got the email today that Nuviter is now LIVE on the App Store.
Countless late nights, prayers, and ideas scribbled down have led to this moment. By no means is the app finished or in its final form, but it’s a start.
I’ll be adding new features in the coming weeks, but right now, I’d love your support: download the app, give it a try, and give it a 5-star review (wink wink). It would mean a lot to keep the mission going. After years of transforming this idea, getting Nuviter on to the App Store might feel like the end. That couldn’t be further from the truth: this is just the beginning of this journey.
God created us in His image, which means He made us to be creators. The mission of Nuviter is to create and build tools to make exceptional investors. We want to make research more approachable and understandable.
I lose sleep over this mission. Sometimes I doubt whether or not it will work. I stress to make ends meet. I don’t finish my to do list every time. I wonder if I have made the right decisions, and have no way to know for now. This is what hard feels like, and that’s ok. Everything worth doing is hard, and the more worth doing it is, the harder it is.
The greater the payoff, the greater the hardship. If it’s hard, good. It means no one else will do it. By definition, in order to be exceptional or pursue something exceptional, you have to be an exception or willing to do something that most people aren’t willing to do.
There will be many mistakes along the way. I am very excited to learn from them. I’m just a steward using the gifts and interests the God gave me to create a tool to build exceptional investors. There are real struggles behind the scenes: doubt, lack of sleep, financial stress, but I’m learning this truth over and over again:
“My grace is sufficient for you, for My power is made perfect in weakness.” (2 Corinthians 12:9 ESV)
Although I’m imperfect, I’m just pressing forward, trusting that God is using every late night and decision made in uncertainty for His purpose.
Thank you for being a part of the journey this far. Let’s build faithfully, creatively, and together, for His glory.
$TSLA has a PEG ratio of 5.54, meaning their P/E ratio is 5.5 times higher than its expected earnings growth.
PEG ratio is used to determine fair value of a stock based on its earnings growth rate.
Is $TSLA overhyped or will it perform?
Most investors don’t fail because of bad picks.
They fail because they had no framework.
Without structure, every headline shakes you.
I’m building tools to change that.
Before I invest in a company, I answer 5 questions:
What’s the story?
Is it mispriced?
Is the edge defensible?
What’s the financial risk?
Is this the right time?
Clear. Repeatable. No noise.
A wide moat doesn’t mean the stock is a buy today.
But it does mean the company has defensibility — which is rare and valuable.
Use it as a long-term filter, not a short-term trigger.
If you want to hold a stock for the next 10 years, you need to understand its economic moat.
It’s one of the simplest ways to filter for long-term winners.
Here’s what it is — and how to analyze it with real examples: 👇
Let’s look at Google, $GOOGL
Gross margin: 58.6%
ROIC: 31.06%
Market share trend: Declining
Competitor landscape: Google faces competition from a variety of companies across its diverse range of products and services. In search, Bing, Yahoo!, and Baidu are key competitors, while in cloud computing, Amazon Web Services and Microsoft Azure are major rivals.
These give clues about whether the moat is present, and whether it is growing or shrinking.