The Planning Firm

Money Concepts - The Planning Firm Independent Financial Planning Firm Sioux Center, IA
Planners: @ThomasIDeJong & @SamuelWensink

[The Planning Firm @ThePlanningFirm]

"Client focused and advisor driven, Money Concepts is changing the way financial planning is done. They’ve built more than a company – they’ve built a culture of professionals who love what they do, who they do it with, and who they do it for. "
https://t.co/wPqErCDMVk

[The Planning Firm @ThePlanningFirm]

Alternative facts.

[Dave Portnoy @stoolpresidente]

Real talk. Am i getting screwed on taxes? I pay 50% of everything I make to the Gov. Is Kamala saying teachers, nurses and firefighters pay more than 50%? I've asked my accountants for this super wealthy tax break and they cant seem to find it.

[The Planning Firm @ThePlanningFirm]

Shocking. Regulatory overreach is a 'cash cow' for regulator, and has not found fraud.
"If we assess reasonableness based on whether policies and procedures always are being followed, firms will never escape our enforcement net."

[ThinkAdvisor @ThinkAdvisor]

Texting Crackdown a 'Cash Cow' for the SEC: Commissioner Peirce https://t.co/8rWnU4cRVH

[The Planning Firm @ThePlanningFirm]

Congratulations, @DordtWBB on your national championship! What a season, what a tournament, what a game!
- from a very proud Dordt Media Network half-time sponsor
@dordtuniversity @dordtdefenders
#ThisIsTheWay #DefenderWay #IndustryStandard
https://t.co/Ns1XdxqUGl

[The Planning Firm @ThePlanningFirm]

The quotes...
"We are once again sending a clear message to borrowers who had low balances: if you’ve been paying for a decade, you’ve done your part, and you deserve relief."
"Low-balance borrowers are finally getting the relief they deserve." https://t.co/udofvGZOmw

[The Planning Firm @ThePlanningFirm]

This would be malpractice if he were an actual professional.

[Marvin Bontrager, Ph.D. @mbontrager5]

From the Ramsey Show (November 2, 2023):
This disturbing video rant from Dave Ramsey demonstrates an ongoing ignorance of safe withdrawal rates and sequence of returns risk, plus a combative insistence on using 12% average linear returns assumptions over decades.

Dave publicly humiliates team personality George Kamel for merely suggesting that a 3% SWR could be used for a 30-year retirement timeframe.

The sheer volume of issues in the video speaks for itself.

[The Planning Firm @ThePlanningFirm]

New FAFSA coming this winter for those households with high school seniors up to college juniors https://t.co/NgfWrSMtjx

[Carl Richards @behaviorgap]

At the top of the market, we can’t buy fast enough.

At the bottom, we can’t sell fast enough.

And we repeat that over and over until we’re broke.

No wonder most people are unsatisfied with their investing experience.

It makes far more sense to ignore what the crowd is doing and base your investment decisions on what you need to reach your goals, then stick with the plan despite the fear or greed you may feel.

To do otherwise would be following a pattern that has proven to be extraordinarily painful.

[Elon Musk @elonmusk]

Extremely destructive if accurate

[The Planning Firm @ThePlanningFirm]

@TheBorginator via @awealthofcs

[The Planning Firm @ThePlanningFirm]

Crypto now #1 in currencies for amount lost due to scams

[Insider Tech Business @insidertechbiz]

Crypto scams have conned thousands of people out of over $1 billion since 2021, the most of any type of currency, according to new FTC report https://t.co/fvL5Bj4kBG

[The Planning Firm @ThePlanningFirm]

We're excited to announce Hunter Weinert, CPA, is joining our network, opening his new firm in Lynden, WA. Operating as Lynden Financial Planning, he brings his 5+ yrs of experience as a financial advisor and CPA to serve his clients well. New FB page: https://t.co/2cK6tXht1w

[The Planning Firm @ThePlanningFirm]

While the unemployment rate is low, about 2.3 million dropped out of the workforce altogether during the pandemic, skewing the numbers https://t.co/ogJ0QJwCVj

[The Planning Firm @ThePlanningFirm]

So it begins...#TaxSeason https://t.co/c0xb0Oewtg

[Robert Carey @bobcareyfta]

Transit, not transitory inflation

[Thomas De Jong, M.S. @thomasidejong]

WA delays forced LTC insurance program because they didn't think it through
https://t.co/ML7r59jgYm

[Michael Finke @FinkeonFinance]

If you ever needed a reason to give up smoking, 55.5% of respondents in their 50s who currently smoked in the 1992 HRS made it to age 75.

78.5% of those who weren't currently smoking lived past age 75. That's a 41% improvement in mortality risk.

Research with @davidmblanchett

[The Planning Firm @ThePlanningFirm]

CDC estimates 92% seroprevalence for covid antibodies in US age 16+ population Source: @ftportfolios https://t.co/UIH7TioYGI cc:@wesbury

[The Planning Firm @ThePlanningFirm]

@dollarsanddata Few appreciate the 4 T's of managing rental properties: Tenants, toilets, trash, and turnover...i.e. TIME!
DIY rental properties is NOT passive income.

[The Planning Firm @ThePlanningFirm]

On September 30th, Congress averted a potential federal government shutdown, but there's more work to do re: the debt ceiling. https://t.co/5qfdJyfNSd

[The Planning Firm @ThePlanningFirm]

Updates on the $1.2 Trillion Infrastructure bill and the $3.5 Trillion 'human infrastructure' bill making their way through Congress https://t.co/UzQzm0clBF