Rich Fitzer

[Rich Fitzer @therealrcguru]

@texasrunnerDFW @gas_biz No it is not. Over 30% have no mortgage. It is less than 10% with mortgages at todays levels

[Rich Fitzer @therealrcguru]

@_Frog_Fam_ @subdivisionguy Yup. Blood work shows cancer free, and scans show the tumors (which had spread to liver, lungs, and lymph nodes) are hugely reduced. Still have to do checkups every few months but worst seems to be behind me

[Rich Fitzer @therealrcguru]

@subdivisionguy Unfortunately cancer is becoming more and more common with younger “healthy” people that I know. Why take the risk?

[Rich Fitzer @therealrcguru]

@subdivisionguy I was also super healthy, 43 years old, never hit my deductible, on no meds….and then out of nowhere diagnosed with testicular cancer. Very glad I had health insurance at that point as my 4 rounds of in patient chemo were billed at a total of $370k.

[Rich Fitzer @therealrcguru]

@dtmorgan18 There definitely is a shortage. My advisory firm can’t find anyone good to refer to right now. Our current CPA just hit capacity this past year.

[Rich Fitzer @therealrcguru]

@TKopelman Not to mention the use of a mega back door Roth can get you up to $69k in total.

[Rich Fitzer @therealrcguru]

@Storage_Venture Oh yeah o get these comments all the time. It pisses my wife off so much. Flew with all 3 kids by myself once, and those were some amazing comments and looks. Yet a mom doing the same gets dirty looks because her kids are out of control hahaha. Just another male privilege.

[Rich Fitzer @therealrcguru]

@TslaGroupie I wouldn’t want my wife and kids to not have the same life we have today. They would be “fine” but for $2k a year they will never have to worry again and my wife would be able to be there for the kids activities and work part time not stressing about every penny earned.

[Rich Fitzer @therealrcguru]

@TslaGroupie I am literally in that exact situation, one job low 6 figure other low 7 figure. Recently I was diagnosed with cancer and was very happy to have a large term insurance policy on my place. Treatment worked and I will be here for a long time hopefully…but if something happened.1/2

[Rich Fitzer @therealrcguru]

@OutdoorFinance Of top quality stocks at the top like we have with the Mag 7 or whatever is currently at the top of fxaix over time. Just my 2 cents

[Rich Fitzer @therealrcguru]

@OutdoorFinance Honestly international is the one place I hate index funds. They just don’t work and I consistently see out performance from active funds (my favorite is GSIMX) I think there is so much trash in international markets that gets pulled into these index funds and no concentration

[Rich Fitzer @therealrcguru]

@8r4dy8z8vs @GuyTalksFinance 26% to the feds. Please learn how marginal tax brackets and standard deductions work

[Rich Fitzer @therealrcguru]

@_Frog_Fam_ @ChamberofFit @100club100 @dookiebutter100 Looking strong!!

[Rich Fitzer @therealrcguru]

@tootsiethecat1 I would definitely expect to hear in less than a week. But oftentimes I hear with in 24-48 hours as the previous responder indicated.

[Rich Fitzer @therealrcguru]

@TKopelman I enjoy your content especially from the tax side.

[Rich Fitzer @therealrcguru]

@TKopelman I love munis….for slightly longer term money (think 18 months plus) but for shorter term the tax savings aren’t worth the much higher volatility. In a portfolio I pair high yield munis with treasuries, money markets and ultra short funds (puls) in order to get lower taxes + vol

[Rich Fitzer @therealrcguru]

@TKopelman Genuinely curious why you go with a hysa when a money market from fidelity pays 5.2% fzdxx(not shelling for fidelity, it is just what we use)

[Rich Fitzer @therealrcguru]

@TKopelman This is why I like direct indexing strategies in NQ accounts so much. Sure you pay slightly higher fees than you do in a straight index fund, but the tax advantages and available selling strategies of owning the individual stocks hugely overcomes that!

[Rich Fitzer @therealrcguru]

@STLChrisH I mean just based on volume of your trucks I see in our area you clearly are creating a value based proposition for both employees and customers. And ultimately the owner is well rewarded in the long term when those two sides are happy.