When going through the mortgage process, there are two types of rates you can choose from. A fixed-rate allows your rate to stay the same the entire term of the loan as opposed to loans where the interest rate may change or float.
Before applying for a home loan, there are certain things you should do to set yourself up for success. Start by connecting with one of our Mortgage Loan Advisors to get pre-approved and learn more about what to expect when you apply for a mortgage.
Conventional loans are the most common and widely available mortgage program.
Some of the benefits include:
-Fixed interest rate for the entire loan term
-Terms of 10, 15, 20 and 30 years available
-Low down payment options for qualified borrowers
Community heroes, you're our heroes! With our Hamilton for Heroes program, you can save up to $1,590 on your mortgage loan. Available for Teachers, Military Members, Nurses, Police Officers, Firefighters, EMTs and Physician Assistants.
There’s a new refinance opportunity available for low-income homeowners who currently have a mortgage backed by Fannie or Freddie. If you haven’t refinanced your mortgage to take advantage of historically low-interest rates, we may be able to help.
Buying a home is one of the best decisions you can make in your lifetime. When working with our Mortgage Loan Advisors, we want you to know we’re here for you.
Chenoa Fund down payment assistance programs are affordable options for creditworthy low- and moderate-income borrowers. With Chenoa Fund, there are no borrower investments required and no first-time homebuyer requirements.
Almost Home adds credibility to your purchase offer by providing a full commitment letter, not just a prequalification and it also helps you close your loan faster when you find a home.
Our process is Refreshingly Simple. During your initial consultation, you’ll meet with a Mortgage Loan Advisor to discuss your goals and find the right mortgage to fit your needs.
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Summer is officially here, and that means it’s time to enjoy long summer days and nights at home. Fun summer activities at home can include enjoying a BBQ meal, spending time in your backyard or refreshing your landscaping.
Use your home’s equity to get cash! Did you know a cash-out refinance can help with home improvements, such as that pool you and your family have been dreaming of?
Let's connect!
There’s a new refinance opportunity available for low-income homeowners who currently have a mortgage backed by Fannie or Freddie. If you haven’t refinanced your mortgage to take advantage of historically low-interest rates, I may be able to help.
Connect with me today.
Firefighters, thank you for your fearless response to emergencies and for protecting our communities. I offer Hamilton for Heroes, a program where we waive the lender fees for Firefighters – a savings up to $1,590 – to help you purchase or refinance a home.
When you’re ready to purchase or refinance a home, you want a mortgage that fits your current needs and long-term goals. I offer loan programs for all types of borrowers, and together, we’ll determine the best fit for you.
Start the process today by connecting with me.