Colon (:) introduces something. You usually use it when what comes after is a list, or an explanation, or even a reveal.
An example is “she had one rule: never apologize” or “this is a list of things you should get from the market: eggs, tomatoes…”
It’s also used as the eyes in a smiley face :)
Semicolon (;) connects two complete thoughts that are related but could stand alone as separate sentences. It’s stronger than a comma but softer than a full stop.
An example is “Frank never apologized; he didn't think he was wrong”
It’s also used as the eyes in a winking face ;)
Fellow Nigerians, good morning.
I woke up this morning after my church service with a deeply reflective heart, and despite every constraint, I felt compelled to share these thoughts with you.
Many people do not truly understand the silent pains some of us carry daily—the private struggles, emotional burdens, and quiet battles we face while trying to survive and serve sincerely in difficult circumstances.
We now live in an environment that has become increasingly toxic, where the very system that should protect and create opportunities for decent living often works against the people—a society where intimidation, insecurity, endless scrutiny, and discouragement have become normal.
More painful is when some of those you associate with, believing you would find understanding and solidarity among them, become part of the pressure you face. Some who publicly identify with you privately distance themselves or join in unfair criticism.
We live in a society where humility is mistaken for weakness, respect is seen as a lack of courage, and compassion is treated as foolishness—a system where treating people equally is questioned simply because you refuse to worship status, tribe, class, or power.
Personally, I have never looked down on anyone except to uplift them. I have never used privilege, position, or resources to oppress others, intimidate the weak, or make people feel small. To me, leadership has always been about service, sacrifice, and helping others rise.
Let me state clearly: my decision to leave the ADC is not because our highly respected Chairman, Senator David Mark, treated me badly, nor because my leader and elder brother, Alhaji Atiku Abubakar, or any other respected leaders did anything personally wrong to me. I will continue to respect them.
However, the same Nigerian state and its agents that created unnecessary crises and hostility within the Labour Party that forced me to leave now appear to be finding their way into the ADC, with endless court cases, internal battles, suspicion, and division, instead of focusing on deeper national problems and playing politics built more on control and exclusion than on service and nation-building.
Even within spaces where one labours sincerely, one is sometimes treated like an outsider in one’s own home. You and your team become easy targets for every failure, frustration, or misunderstanding, as though honest contribution has become a favour being tolerated rather than appreciated.
And when you choose to leave so that those you are leaving can have peace, and you step out into the cold, you are still maligned and your character is questioned. Despite all your efforts to continue working for a better Nigeria and engaging people with sincerity and goodwill, those who do not wish you well continue to attack your character and question your intentions.
There are moments I ask God in prayer: Why is doing the right thing often misconstrued as wrongdoing in our country? Why is integrity not valued? Why is the prudent management of resources, especially when invested in critical areas like education and healthcare, wrongly labelled as stinginess? Why are humility and obedience to the rule of law often taken to be weakness rather than discipline?
Let me assure all that I am not desperate to be President, Vice President, or Senate President. I am desperate to see a society that can console a mother whose child has been kidnapped or killed while going to school or work. I am desperate to see a Nigeria where people will not live in IDP camps but in their homes. I am desperate for a country where Nigerian citizens do not go to bed hungry, not knowing where their next meal will come from.
Yet, despite everything, I remain resolute. I firmly believe that Nigeria can still become a country with competent leadership based on justice, compassion, and equal opportunity for all.
A new Nigeria is POssible. -PO
This is going to be a long thread. But I'll try to summarize. And I'll be br*tal a bit 🙃
First thing first is that, most people don't fail to build wealth 'cos they lack money. They fail 'cos of lack of framework. No plans at all.
How do you go about this?
Firstly, try to pay yourself. This should be a non-negotiable habit. Before everything, automate a fixed % of every income into an investment account the day it lands. You don't save what's left. You spend what's left after saving.
Secondly, hear this; the investor who bought NGX stocks in 2015 and forgot about them beat almost every trader who tried to be clever. Compounding needs time more than it needs a guru. What does that mean? Time in market is key.
Next thing for you is to know and cautious that your income is the raw material. Not the wealth itself. Yes, salary is a river. Wealth is a dam. Wealth na like storage room. The goal is to convert active income into assets that earn while you sleep. You get?
Then, as a matter of fact, please, diversify across asset classes, not just companies. I mean, don't just own 10 bank stocks and call it a portfolio lol. Own equities, real estate, dollar assets and business stakes too. Why? 'Cos different assets protect you from different kinds of catastrophe.
The fifth thing is to own things that go up when the naira goes down. Crazy right? Why? Inflation is a silent tax. So what do you do? Protect it (let me use hedge for the sake of pros here). If your money sits in a savings account at let's say 4% while inflation runs at 22%, you are losing wealth every single day while feeling safe. Yes.
Then in all of these, try to protect your funds. Do insurance abeg. It's not easy but try. Wealth destruction is faster than wealth creation.
My seventh point is, at this stage, your biggest asset shouldn't be your portfolio but your salary trajectory. I mean, increase your earning power if possible.
Next is to know what you want. You can say that "I want to make money" but that's not a real plan...how about "I want N1b in net asset at 28 years?" Then you do the maths on how to work towards that.
These decisions aren't easy but Yakubu manage ehn. Dazz all.
“Someone” is too vague.
20-30 years old: Find a very good job in a place where you can get leverage to buy assets. Get married, save together. The other option is to start a business early but know that 99% of the time, it will die but the experience will be valuable.
30-40: Start thinking of starting a business from what you have learned. Find partners, mentors, funders.
40+ Enter politics.
Seriously, after 40 wealth is more about connections than effort. This is the time you cash in on relationships built over time.
Wealth is about relationships and compounding the benefits of those relationships. No matter how brilliant you are, nothing will bring you wealth if you don’t build relationships.
Friends have always opened the doors for me and recommended me to rooms where I made money from.
@DejiAcre he said one of us. how are you sure it is tinubu that is destroying his future and not cowrywise? don't you believe your master strategist is capable of building his future?
Honestly the Sahel region should stop their foolishness doused in ‘pan Africanism’ and just allow French and US forces to fight the insurgents in the Sahel region.
Because if the foolishness of the Sahel leaders we are in this mess
I no dey hesitate to word agbalagba anyhow, dem actually dey very spoilt, deir mouth no good and dem no get emotional intelligence.
If dem talk one, I go talk 10.