Thomas DiFusco

Excited to be serving my community providing my Realtor expertise. Dedicated to providing excellent service & a commitment to work hard, listen & follow through

[Thomas DiFusco @thomasdifusco]

Have you heard? 1 in 5 sellers are dropping their asking price right now.

And that opens the door for buyers like you to negotiate for a better price.

You’ve got more leverage than you’ve had in years.

[Thomas DiFusco @thomasdifusco]

A lot people overestimate how much they really need to save for a down payment.

The most common answers? 10 or 20%.

The truth: you may be able to put down as little as 3%.

According to FirstHomeIQ, only 8 out of 100 people actually get this right.

[Thomas DiFusco @thomasdifusco]

Right now, over two-thirds of homeowners have either paid off their mortgage entirely or have at least 50% equity.

That’s a powerful position to be in. Because that much equity gives you a strong financial cushion and an asset you can use to fund your long-term goals.

[Thomas DiFusco @thomasdifusco]

With today's home prices and mortgage rates, it can feel like a challenge to find a home within budget. But, if you pool your resources and buy a home with your family, you’re able to split the costs and other expenses. And that can be a game-changer.
#multigenerationalhome

[Thomas DiFusco @thomasdifusco]

Getting pre-approved for a mortgage isn’t just a box to check.

Taking this smart step early – before you even start house hunting – is your ticket to understanding how much you can borrow for your home loan, impressing sellers, and making an offer with confidence.

[Thomas DiFusco @thomasdifusco]

Credit score is an important factor when you apply for a mortgage. But most people don’t know what lenders actually require.

Despite what you may have heard, you don’t need a perfect score to get a home loan. There are loans out there for buyers with a range of credit scores.

[Thomas DiFusco @thomasdifusco]

Home prices have grown significantly, and owners who’ve been in their houses for years are seeing record levels of equity. That equity could help you fund a dream move, finance upgrades, erc.Ready to see the value you’ve built and how you can use it to achieve your goals?

[Thomas DiFusco @thomasdifusco]

Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it's better to focus on how even a small change impacts your future mortgage payment. #HomeBuyingJourney #homebuyereducation

[Thomas DiFusco @thomasdifusco]

Here are a few things you’ll want to budget for. And if you’re not familiar with some of these terms, don’t worry. I’ll help you navigate all the details — so you’re not just prepared, but confident when it’s time to make your move. #housingmarket #homebuyers #HomeBuyingJourney

[Thomas DiFusco @thomasdifusco]

Here’s what the experts are saying.

Rates should come down a bit – don’t expect the return of 3%. Instead, budget for rates likely in the mid 6s by years end

And home prices will keep rising, just not as fast. On average, experts are saying they’ll go up by about 3% this year

[Thomas DiFusco @thomasdifusco]

Experts agree home prices will continue to climb for at least the next 5 years. That means buying later will only cost more.

But, if you go ahead and buy now, that rise in prices means you could gain over $80,000 in equity in the next couple of years.

[Thomas DiFusco @thomasdifusco]

If buying a home is on your goal sheet this year, there are things you need to do now to make it happen. But above all else, connect with a trusted agent and lender so you have expert advice every step of the way.

[Thomas DiFusco @thomasdifusco]

Spending the time and effort to make your listing look good is worth it.

Staged homes sell 73% faster and typically get offers that are higher. But that doesn’t mean you’ve got to go all out and bring in a crew of professional stagers to make it happen.

[Thomas DiFusco @thomasdifusco]

Today’s that day! 😉

[Thomas DiFusco @thomasdifusco]

Choosing environmentally friendly features could save you money now and help your house sell when the time comes.
Energy-efficient upgrades, like better insulation and modern appliances, increases the value of your house because they’re exactly what today’s buyers are looking for

[Thomas DiFusco @thomasdifusco]

In today’s complex market, even more homeowners are realizing they need to use an agent when they sell. And that’s because selling without an agent means taking on the pricing, paperwork, and more by yourself. So, ask yourself: do you really want to take that on?