Husband of great lady. Dad of 2 boys. Writer for @troweprice. Creator of the Go Freely poetry newsletter. Library trustee. Former journo. Terp.⚾️ 🏀 Philly.
@billybinion He never has to sell. He can just use the assets as collateral and borrow to fund whatever he wants to do. And if he he does sell, he's taxed at a lower rate than a schoolteacher.
@KurtSupeCPA Good thinking. And it's important to keep in mind that if a person has shown the discipline to pay off debt, they are probably pretty good about staying on track with their other goals. For these people, you don't need to obsess too much over "optimal" decision making.
@DavidDack These ranges are a little odd. HUGE difference between a 30-minute and 40-minute 5K. Anyone doing a 10-minute mile is not a beginner. And someone cranking out 7-minute miles is "average." Please. Your sense of who is in the running community is way off.