Tim Tello

CEO of @the3thix. Founder of Web3 Gaming. First SEC Approval. Patent Author for blochain games. The Future is decentralized. Lets change the world.

[Tim Tello @timtello]

Do you use a crypto card today? What do you like about it, and what would you change?

[Tim Tello @timtello]

Join Optimus early access here: https://t.co/WdwWGXHsfJ

[Tim Tello @timtello]

Spend without selling. That is the simplest way to describe what we are building at Optimus.

If you want to be one of the first to try it, join the early access list. We are planning our first 5,000 cards. Link in the reply below.

[Tim Tello @timtello]

Join Optimus early access here: https://t.co/WdwWGXHsfJ

[Tim Tello @timtello]

Some cards live in a drawer. This one earns a spot in your wallet.

Optimus: a Visa credit card backed by the crypto you already own, so you can spend without selling.

[Tim Tello @timtello]

Debit cards spend your crypto. Credit cards spend against it. Small word, big difference.

[Michael Saylor @saylor]

Deutsche ₿ank. https://t.co/k0gKuWaW4U

[Simon Taylor @sytaylor]

Every stablecoin-linked card program could soon offer stocks.

But right now the headlines are about companies opting out of tokenization.

That's why I think: Stock tokens are where stablecoins were in 2023. https://t.co/UUFGNgrIrb

[Brian Armstrong @brian_armstrong]

Base is quickly becoming the home for onchain finance. Lending markets now hold $7.49B in supplied assets, with $2.65B borrowed.

It's financial infrastructure for everyone to use and build on: trading, payments, lending - and it's all beloved by agents.

Come build on Base! (see link below)

[Tim Tello @timtello]

Many crypto cards are debit cards. Every swipe sells a little of your crypto.

Optimus is designed as a Visa credit card backed by your crypto instead. It stays in custody, you spend against a credit line and repay like any card.

Spend without selling.

[Tim Tello @timtello]

Have you ever sold crypto to cover an expense and regretted the timing? What happened?

[Tim Tello @timtello]

Join Optimus early access here: https://t.co/WdwWGXHsfJ

[Tim Tello @timtello]

If you hold BTC, ETH, XRP or stablecoins and have ever sold some just to cover a bill, Optimus is built for you.

We are planning our first 5,000 cards. People on the early access list will be the first we invite to apply. Link in the reply below.

[Tim Tello @timtello]

Selling to cover a bill is a decision you make once and keep paying for.

[Tim Tello @timtello]

Most people get cash from their assets one way. They sell.

That costs more than the price on the screen. You give up the upside, you often create a tax bill, and buying back in usually costs more.

Wealthy families borrow against what they own instead. That habit is what we are building Optimus around.

[Tim Tello @timtello]

What would make you trust a crypto backed credit card?

Who holds the crypto, clear rules when prices fall, a known bank issuer, or something else? Tell me what matters most to you.

[Tim Tello @timtello]

Borrowing against what you own is not a new idea.

Homeowners do it with a home equity line. Investors do it with a securities backed line of credit.

Crypto holders mostly have not had a simple version tied to a card they already know how to use.

[Tim Tello @timtello]

The best financial products look boring on the surface. The card is familiar. The new part sits behind it.

[Tim Tello @timtello]

A question for long term crypto holders: when you need cash today, what do you actually do?

Sell, borrow somewhere, or wait it out? I am curious how people handle this.

[Tim Tello @timtello]

Next week I am walking through exactly how Optimus works, including what happens if prices fall.

What do you want me to explain? Ask anything and I will answer it in a post.