Being cheap will really have you thinking you’re saving money but in reality you’re just sacrificing quality experiences & quality lessons that could push you further sooner
Do whatever you can to get lowkey rich, make $30k a month, have time, location and financial freedom. Life gets sooo fricken good when you can completely unplug from renting your time out to money and you can just exist without fear of judgement or expectation.
If you're 30 with $0 saved the move is simple:
Year 1: kill all consumer debt
Year 2: build 3-month emergency fund
Year 3: max Roth IRA, start 401k contributions
Year 4: hit $25K invested
Year 5: add income stream #2
Nobody goes from broke to built overnight.
But 5 focused years changes everything.
Start the clock
ACCOUNTS EVERY PERSON UNDER 40 SHOULD HAVE
1. High-yield savings (4-5% on your emergency fund)
2. Roth IRA (tax-free growth, open it now)
3. Brokerage account (index funds, set and forget)
4. HSA if eligible (triple tax advantage, most underused account in America)
5. Checking account that earns interest
6. Bitcoin in a cold wallet (true limited asset)
Most people have one account.
Wealthy people have a system.
The accounts are free.
The delay is expensive.
My newest prayer is simple: "Lord, settle it." Settle my mind. Settle my heart. Settle my spirit.
Teach me to walk in peace instead of anxiety, and faith instead of fear.
You need time to think so you can create, learn, and execute. It’s hard to make clear decisions or grow when you’re constantly in survival mode because survival mode rarely gives you time to think.
Get a crappy remote job paying $2,000 or $3,000 a month if you have to.
It's worth it for the freedom.
Full time job or contract to just cover basic living expenses.
Once you're remote your time will free up for a side hustle and more income streams.
For the next 3 months… TAKE A BREAK from everybody. Go be ALONE. Hit the gym, talk to God, stack your money, and get your mind right. Sometimes you're too surrounded by different energies and it's draining you without you even realizing it. Peace comes when you pour back into YOU.
@millionairemelo don’t mix your emotions with business boss! on to the next one!
God put is in really tough situations, he not gonna give us to much we can’t handle!
keep ya foot on they neck pimp!
Morning. God’s plan is better than yours,
so let go of every single worry and remember that everything you’re walking through is designed to grow you into alignment with the infinite blessings you’ve always been meant to receive.