Tyler Burthay

I help people optimize assets and minimize taxes | Financial Advisor + Life Insurance Expert | Golf Fan | Tweets ≠ Advice | Talk To Me ⬇️

[Tyler Burthay @tjburthay]

I've gained nearly 200 followers in the past week delivering financial guidance!

Here is a quick about me:

→ 26 year old former college baseball player living in the best suburb in America - Carmel, IN (you'd agree if you lived here)

→ Got married to the best looking women in the world in September 2024 in the Dolomites of Italy where we honeymooned for 2 weeks

→ Financial advisor with Greater Midwest Financial Group (Prudential Advisors)

→ Started my journey in the financial space working with retirees. I fixed their failing financial products which helped create over $100 million in assets. (you'd be shocked by how many people have a financial product/investment and new review its performance - EVER)

→ I now specialize in working with business owners and upper management employees. Evaluating tax strategies and how to live a fulfilled life while securing a prosperous future.

→ Clients ranging from Nevada all the way east to New York

→ I've worked with clients ranging from founders of $2+ billion dollar companies all the way to new families just starting their wealth journey

→ Avid golfer who got into the game too late to be great, but it's always a good time to be outdoors!

→ Previously competed as a bodybuilder following my baseball career. If you see me now vs those days you'd hardly recognize me. (I'm still in really good shape but back then I was sub 5% body fat. My abs had abs.)

→ Life long dog lover, but my wife has turned me into a "Cat Dad"

I look forward to continuing to provide value on here. I grew up in a very very low middle class family that didn't have any financial knowledge to secure their future. My goal is to help alleviate that burden, and educate people with the knowledge my family never had!

[Tyler Burthay @tjburthay]

@Yankees

Please put Volpe on the bench and trade him the second the season is over. I beg you!

[JD Vance @JDVance]

A while ago, probably in 2017, I appeared on Tucker Carlson's Fox show to talk about God knows what. Afterwards a name I barely knew sent me a DM on twitter and told me I did a great job. It was Charlie Kirk, and that moment of kindness began a friendship that lasted until today.

Charlie was fascinated by ideas and always willing to learn and change his mind. Like me, he was skeptical of Donald Trump in 2016. Like me, he came to see President Trump as the only figure capable of moving American politics away from the globalism that had dominated for our entire lives. When others were right, he learned from them. When he was right--as he usually was--he was generous. With Charlie, the attitude was never, "I told you so." But: "welcome."

Charlie was one of the first people I called when I thought about running for senate in early 2021. I was interested but skeptical there was a pathway. We talked through everything, from the strategy to the fundraising to the grassroots of the movement he knew so well. He introduced me to some of the people who would run my campaign and also to Donald Trump Jr. "Like his dad, he's misunderstood. He's extremely smart, and very much on our wavelength." Don took a call from me because Charlie asked him too.

Long before I ever committed (even in my mind) to running, Charlie had me speak to his donors at a TPUSA event. He walked me around the room and introduced me. He gave me honest feedback on my remarks. He had no reason to do this, no expectation that I'd go anywhere. I was polling, at that point, well below 5 percent. He did it because we were friends, and because he was a good man.

When I became the VP nominee--something Charlie advocated for both in public and private--Charlie was there for me. I was so glad to be part of the president's team, but candidly surprised by the effect it had on our family. Our kids, especially our oldest, struggled with the attention and the constant presence of the protective detail. I felt this acute sense of guilt, that I had conscripted my kids into this life without getting their permission. And Charlie was constantly calling and texting, checking on our family and offering guidance and prayers. Some of our most successful events were organized not by the campaign, but by TPUSA. He wasn't just a thinker, he was a doer, turning big ideas into bigger events with thousands of activists. And after every event, he would give me a big hug, tell me he was praying for me, and ask me what he could do. "You focus on Wisconsin," he'd tell me. "Arizona is in the bag." And it was.

Charlie genuinely believed in and loved Jesus Christ. He had a profound faith. We used to argue about Catholicism and Protestantism and who was right about minor doctrinal questions. Because he loved God, he wanted to understand him.

Someone else pointed out that Charlie died doing what he loved: discussing ideas. He would go into these hostile crowds and answer their questions. If it was a friendly crowd, and a progressive asked a question to jeers from the audience, he'd encourage his fans to calm down and let everyone speak. He exemplified a foundational virtue of our Republic: the willingness to speak openly and debate ideas.

Charlie had an uncanny ability to know when to push the envelope and when to be more conventional. I've seen people attack him for years for being wrong on this or that issue publicly, never realizing that privately he was working to broaden the scope of acceptable debate.

He was a great family man. I was talking to President Trump in the Oval Office today, and he said, "I know he was a very good friend of yours." I nodded silently, and President Trump observed that Charlie really loved his family. The president was right. Charlie was so proud of Erika and the two kids. He was so happy to be a father. And he felt such gratitude for having found a woman of God with whom he could build a family.

Charlie Kirk was a true friend. The kind of guy you could say something to and know it would always stay with him. I am on more than a few group chats with Charlie and people he introduced me to over the years. We celebrate weddings and babies, bust each other's chops, and mourn the loss of loved ones. We talk about politics and policy and sports and life. These group chats include people at the very highest level of our government. They trusted him, loved him, and knew he'd always have their backs. And because he was a true friend ,you could instinctively trust the people Charlie introduced you to. So much of the success we've had in this administration traces directly to Charlie's ability to organize and convene. He didn't just help us win in 2024, he helped us staff the entire government.

I was in a meeting in the West Wing when those group chats started lighting up with people telling Charlie they were praying for him. And that's how I learned the news that my friend had been shot. I prayed a lot over the next hour, as first good news and then bad trickled in.

God didn't answer those prayers, and that's OK. He had other plans. And now that Charlie is in heaven, I'll ask him to talk to big man directly on behalf of his family, his friends, and the country he loved so dearly.

You ran a good race, my friend.

We've got it from here.

[Tyler Burthay @tjburthay]

Charlie you are and always will be a legend…

[miss white @cinecitta2030]

Charlie Kirk as described by his wife Erika

[Tyler Burthay @tjburthay]

@sweatystartup You’re off with number 1. My parents invested ~15/20k into my travel baseball to save ~100k in tuition.

[Tyler Burthay @tjburthay]

@GCAJoeA I live 10 minutes from here and would love to play here! But, I’m still in the “need to know a guy” stage

[Tyler Burthay @tjburthay]

@LouStagner Lou, you obviously have not seen Grant’s game.

Grant is an elite elite amateur.

[Tyler Burthay @tjburthay]

@carlaxnxx Going into debt is what they are doing

[Tyler Burthay @tjburthay]

@Mitchmullen15 Culver is really Tier 1 even tho it’s only a 9 hole track?

[Tyler Burthay @tjburthay]

@milb_central This is a stud of guy on the field but an even better guy off. Comes from an incredible family. Strong Christian man!

Good luck big fella!

[Tyler Burthay @tjburthay]

Most investors want the "perfect" time to get in.
But the S&P 500 has experienced 21 bear markets since 1928 — and recovered from every single one.
→ Staying invested through downturns beats perfect entry points.
→ Consistency outpaces timing.
The greatest gains come to those who stay the course.

[Tyler Burthay @tjburthay]

A 2023 study showed that 91% of portfolio returns come from asset allocation, not stock picking.
→ Diversify by asset class (equities, bonds, real estate, alternatives).
→ Diversify by geography.
→ Rebalance annually.
If your advisor isn’t helping with this, they’re just gambling.

[Tyler Burthay @tjburthay]

Wealth accumulation isn’t about maxing returns.
It’s about minimizing friction.
→ Auto-save 20% of every dollar earned
→ Keep 12 months of expenses liquid
→ Avoid credit card interest
→ Don't chase fads
Wealth doesn’t come from great investments. It comes from great habits.

[Tyler Burthay @tjburthay]

Most people treat their primary residence as a liability.
But in retirement, it can become one of your greatest assets:
→ Downsizing adds liquidity
→ HELOCs give tax-advantaged access
→ Renting a portion creates income
You’re sitting on a goldmine — but only if you plan properly.

[Tyler Burthay @tjburthay]

Retirement is less about assets, more about income.
A $2M portfolio isn’t impressive if it throws off $20K/year.
→ Dividend equities
→ Annuities (for some)
→ Real estate with cash flow
→ Tax-efficient withdrawals
You need $1 in hand — not $10 on paper.

[Tyler Burthay @tjburthay]

Tesla Q1 2025 Earnings – Breakdown
→ 336K vehicles delivered, down 13% YoY — lowest since 2021
→ Projected revenue: ~$21.3B
→ Projected EPS: $0.40, down from $0.85 two years ago
→ Investor concerns: Declining China sales, Cybertruck delays
Tesla isn’t just a car company. It’s a volatility machine.

[Tyler Burthay @tjburthay]

Tariffs don’t just raise prices. They reshape global portfolios.
→ They increase inflation pressures
→ Reduce corporate margins
→ Trigger retaliatory moves abroad
Your “international” ETF? Watch how China responds.
Trade wars hit your 401(k) before you hear about them on CNBC.

[Tyler Burthay @tjburthay]

Most people retire with a tax bomb waiting in their 401(k).
But smart retirees? They shift into tax-free buckets early.
→ Roth conversions before RMD age.
→ Backdoor Roth IRAs while earning.
→ Strategic use of capital gains brackets.
The goal isn't to die with less — it's to pay less tax while living.

[Tyler Burthay @tjburthay]

You don’t need to hit a home run to build wealth.
You need consistent, tax-efficient singles.

Here’s how millionaires build over decades:

→ Max Roth IRA every year ($7K over 50)
→ Max 401(k), get match, and invest aggressively early
→ Tax-loss harvest in down years
→ Avoid lifestyle inflation

It’s not sexy. It’s math.

[Tyler Burthay @tjburthay]

How to actually retire and not run out of money:

→ Use a 3-bucket strategy
→ Bucket 1: 2–3 years of cash-like assets
→ Bucket 2: Intermediate-term bonds
→ Bucket 3: Growth investments for inflation protection

This lets you weather downturns without liquidating long-term assets, which is critical when sequence-of-returns risk is highest.

Don’t just plan to retire. Plan to stay retired.

[Tyler Burthay @tjburthay]

Everyone talks about avoiding market volatility.
But the biggest danger isn’t volatility.
It’s being uninvested.

Since 1928, the S&P 500 has had 21 bear markets and 27 bull markets.
→ Average bear market decline: -35%
→ Average bull market gain: +104%

Missing just the best 10 days in the market over the last 20 years cuts your total return by more than 50%.

Long-term wealth is built by staying in the game, not trying to time it.