Tawanda Kapikinyu

I am me.
Instagram: tktawanda

[Tawanda Kapikinyu @tkthegoat]

I salute self-employed young and innovative Zimbabweans that I see on my timelines everyday..baking, cooking, making outfits, starting companies etc...I admire your courage. You are way ahead.

[Tawanda Kapikinyu @tkthegoat]

Funny enough, it makes sense to remove monthly fees for balances ABOVE a certain threshold. Banks make money through lending so keeping money in banks should be incentivized..it happens in most developed countries.
They'e simply telling you to keep your money under your pillow.

[Ministry of Information, Publicity & Broadcasting @InfoMinZW]

Removal of the following:
- monthly fees for accounts with less than US$100 balances; fees
for transactions less than US$5
- cash deposit charges for both US$ and ZiG amounts;
- cash withdrawal fees capped at 2% for both US$ and ZiG amounts
- account opening charges

[Tawanda Kapikinyu @tkthegoat]

If I could get a place close to a perennial river like this...the dreams I have...

[Jamwanda @Jamwanda2]

DZIMWE STRESS DZINOBVA POI? Dzinobva mukugara muHarare uchikanganwa kuti kuzhe uku kune mwando ungokomborera!!!! Itai zvakati hwee antu imwi!!! Honai kwatinoshanya nekuswera!!! These are the swift, white waters of Nyamhingura. Nyamhingura pours into Zindi, which in turn pours

[Tawanda Kapikinyu @tkthegoat]

Its fours and sixes....its not looking good for Zim #T20WorldCup2026

[BlackPanther👖 𓃵 @TheHR263]

if i don't find a Mercedes Benz GLE for $3 by 16:20 i'm buying a shawarma🤞🏾

[Tinashe Mukogo @tmukogo]

One of the good things about investing in Zimbabwean stocks is it's far easier to pick out the winners and losers.

I would say even easier than the US markets.

[Tawanda Kapikinyu @tkthegoat]

@floridahmapeto In his country even he is not allowed in a club...he is below 21.

[Tawanda Kapikinyu @tkthegoat]

We all just need a Tawanda to make things right.

[Tawanda Kapikinyu @tkthegoat]

I don't know about non gvt boards but did you know that you can actually apply to be on gvt parastatal boards via the CGU website? https://t.co/9XnUZBuc7u

[Bla B @bla_bidza]

Why is it taking so long for Zimbabwean shareholders and boards to identify the young talent in @tmukogo? Is it all about the lawyering or the usual cultural mistrust between the young and the old? Mufana anogona hake uyu.

[Tawanda Kapikinyu @tkthegoat]

We cant apply weights to those numbers. We have already applied the 92%/8% weights in our growth calculation in C. The two columns are just tracking items individually. Now that you said it, I realized I made a slight error. We possibly should have calculated the 'blended growth' then look at blended growth vs blended inflation to get real growth which is giving me about 7% -see pic below
However, literature suggests this may not be the best/accurate approach since we are looking at two currencies. To get the best results, we would need to convert one of the currencies 1st and if we do that we may get a lower growth rate possibly 1% (because business normally pegs the Zig to the dollar so I'm assumming the exchange rate is probably aligned with the Zig product cost)

[Tawanda Kapikinyu @tkthegoat]

@tmukogo My calculations are getting me this.

[Tawanda Kapikinyu @tkthegoat]

I had to delete the posts I did just now so I could have them all in one
I was saying Tinashe, I was following right up to the point of 19% blended growth. However, after that, we seem to miss the standing formula for real growth which is (1+Nominal Growth)/(1+Inflation). With this alone, real growth for delta cannot be the 39% you highlighted..the 39% ignores inflation.
Let's take these scenarios
1. If Delta sold all units in USD for 2024 and 2025...its real growth cannot ne above the 20% increase on volume because of inflation i.e. its real growth would be 1.2/1.13 which is ~ 6%.
2. If we take your example and only focus on USD slaes alone. Delta's real growth would be 1.43/1.13=26.9% ~27%. This means that, if we consider the Zig, the real growth rate cannot go beyond 26.9%
3. Lets use the formula above and bake our blended inflation rate into this - 1.2/1.19 = we get 0.8% real growth...this is what you'll mostly get even if you feed any system with the numbers.

I think we are taking the volume shift from Zig to USD as some form of significant growth which essentially it isnt...the 20% volume increase has to be our benchmark for looking at all this...that way we'll see that the real growth is below what we think it really is.

[NO CONTEXT HUMANS @HumansNoContext]

The correct way to watch horror movie

[Tawanda Kapikinyu @tkthegoat]

What a finish! Congrats to the Chevrons!

[larry kwirirayi ✍📔 @kwirirayi]

Tahwinhaaaaaaaa @ZimCricketv

[Tawanda Kapikinyu @tkthegoat]

The tipping culture kwamereki is just crazy

[Out of Context Human Race @NoContextHumans]

Tipping in 🇺🇸

[Tawanda Kapikinyu @tkthegoat]

@nia_ngi One Chinese work colleague told me the "Chinese" food they see here is not even that "Chinese".

[Tawanda Kapikinyu @tkthegoat]

That Charamba kid!

[Plantain Hashira @femii_p]

Noah Lyles🇺🇸 makes a statement, opening up his season in the 200m with a 19.88s (-0.8m/s) win at #MonacoDL
Letsile Tebogo🇧🇼 finished second in 19.97s, while Diamond League debutante Makanakaishe Charamba 🇿🇼 finished 3rd in 19.99s

[Tawanda Kapikinyu @tkthegoat]

@KingKandoro Chenhamo Chimutengwende

[NO CONTEXT HUMANS @HumansNoContext]

This is what 2,1 million people looks like.

[Tawanda Kapikinyu @tkthegoat]

@Jamwanda2 @MoyoEddy1 @zenzele