'Tobi Olatunji, ACA

Passionate about finance, investment, Agricprenuer, music, and sports. Let your money work for you. Motto: Service above self.

['Tobi Olatunji, ACA @tobiola85]

Laycon is truly an icon. What an amazing performance from him tonight. #BBNaija

[Dr Joe Abah, OON @DrJoeAbah]

Guys, whatever they say, try and own your own house by the time you turn 40. Even if it is one room, let it be one room somewhere on this earth that you own. You can choose to rent it out and be a tenant elsewhere, but have a house to your name.

I am Ezemmuo. I know things.

[RecruitmentPQ @RecruitmentPq]

A guy resigned from his job last month.

His manager tried 4 different tactics to keep him. He said no to all of them. Then the MD called personally with a 5th.

What happened next is why he is glad he documented everything.

[Tosho @richtosho]

Upload your CV to Claude. It will uncover positions you never realized matched your experience. Here are the 7 prompts to try:

['Tobi Olatunji, ACA @tobiola85]

@Officially_Kriz Thank you

[Dele Olawanle @dolawanle]

ENJOY YOUR MONEY NOW BECAUSE….

I have lived in the UK since February 1990 and have spent the majority of my life here. God has been good to me, and I am grateful.

Over those years, I enjoyed stability, peace, and comfort in the company of some close friends who became pillars in my life. We suffered together: Did odd jobs, battled with the immigration authorities, studied together, got married, raised our children, bought properties, and made some money. We looked forward to our retirement together, and so we thought.

Suddenly, people started getting sick and mostly of cancer. One by one, those pillars that surrounded me started crumbling. None of you reading this will believe what has happened to my circle of friends in the past three years. I lost my PA of many years on the 22nd of May 2023, another friend on the 21st of August 2023, another on 31 January 2025, another on the 3rd of February 2026, another on the 19th of May 2026, and another on the 24th of May 2026. These were people I was very close to, and I was involved in their care. They left harrowing voice notes for me and told me things I cannot disclose to anyone before they died. All of them died of cancer. Sadly, I had to bury three of them as their friend and pastor. No two days have been the same for me. I pick up my phone to call them, but they are no longer there. When some clients said they called and sent messages but did not get a response, it was not deliberate. I ignored myself, too, but I am getting better. Life happened!

Why am I being this open? All of them suffered and worked hard. They were between 50 and 65 years old. They looked forward to their pension. They looked forward to spending time with their spouse and grandchildren, but it never happened.

So, to you, who is working hard and looking forward to your pension, there may be no pension. There may be no old age. Start enjoying your life now. Start enjoying your money now. Start fulfilling those dreams now. Do not spend your life laboring to die without tasting what you labored for. That was what happened to my seven hardworking and good friends within the last three years. I am heartbroken, and I missed them all. There is no one to throw football banters with. They all supported teams that I don’t support or like😜

For my remaining friends and readers of this article, may the Lord help us and protect us. Remember that life is temporary and unpredictable. May we enjoy the fruits of our labor, but we need to turn our prayers to intentional enjoyment of our money before it is too late. If old age comes, it comes, but enjoy now. Psalm 39:6.

Hold on, I am trying to book my next holiday. Book yours too. See you later.

My name is Dele Olawanle. I am a lawyer, a preacher, and a coach. I think, write, and speak to improve lives. Share this post. Follow me for more insights and inspiration. #deleolawanlesnuggets

['Tobi Olatunji, ACA @tobiola85]

@Iwelabi1 Congratulations Iwelabi. It is well deserved.

[JA @peris_ja]

@AskMichaelTaiwo Na Baba talk ham himself lol

[OTUNBA @ManLikeIcey]

BREAKING: Wale Edun has sacked as Minister of Finance by Bola Tinubu officially.

Although, he has been acting as a figure head since last year and been fighting hard to keep his position.

Initially, he was asked to resign to save face but he thought he could fight his way.

[Cynthia Ozumba @CynthiaOzumba]

Nigerians actually don't know that there are Nigerian recruitment agencies hiring remote workers right now.

Not US agencies. I mean Nigerian ones. Check them out 👇

[BSAT Properties @BSAT_Properties]

If you buy a land and build house just to escape HOUSE RENT, you are likely to remain poor or average.

Do Not Be Afraid of Rent!

Rent is never a bad decision.

Every billionaire you know is a tenant one way or the other.

For example…..

If your annual house rent 2 million Naira, and you feel that 2 million Naira is a big money to give to another man every year.

Especially because the money doesn’t come by that easily.

Then, you decided to buy a land maybe for 3 million Naira.

Of course, you know that this type of land is never going to be in town.

Then, you start building.

Let’s assume you just want to build a 3-4 bedroom bungalow which costs around 50 million Naira.

Then, you start saving up.

Every drop of income that comes, you put it there.

Why?

Because you want to avoid rent of 2 million Naira per year.

As you are putting money in this building, one thing you must know is that:

📌 You have systematically tied yourself up in that location

📌 Your re-investment into your business or career will suffer setback which is likely to keep your income stagnant or reduce your cashflow

📌 At the end of the day, all you are fighting for is just to save 2 million Naira per year

📌 You may lose valuable contacts because you live in outskirts of town.

📌 Let’s assume you completed that building in 5 years. It means all you would save in the next 5 years is 10 million Naira

What if you invested all these resources and time into building your business within these 5 years?

As a young entrepreneur or career person, building a residential house should not be your initial priority.

Most times, residential house is more of liability than an asset.

This is what you should do….

✅ When you start making money from your business or career, rent in a great location.

Preferably a well built estate in town.

It is far better to live in a Boys Quarter in a premium estate than to have your own duplex in a remote area.

✅ Look into your business or career and find strategic ways you can re-invest a good chunk of the money earned so as to increase THE VOLUME and FREQUENCY of money coming in.

✅ Do you know that many wealthy people build houses with RESIDUAL INCOME?

Until you are certain of your point of stay, don’t build.

Except if it’s a long term investment strategy.

EXPERT OPINION…..

“All Billionaires You Know Live on Rent”😎

They use bank’s money to do business - loan.

They lease most locations where their businesses operate - Rent

Most of the houses they build for themselves is not necessarily for their stay but for businesses too.

Finally….

It is better to be a wealthy tenant than a broke landlord.

Fix your income not your rent.

© Udochukwu Chikwendu

['Tobi Olatunji, ACA @tobiola85]

@ScFidelis @benawoks I agree. Zenith is still well positioned with the current government the result may not be different from the FY 2024 in my opinion.

[Ọládélé 🇳🇬👑 @Oladele]

Instead of watching a 2 hour movie on @Netflix or @NetNaija_, watch this masterclass on Claude AI (@claudeai) today and thank me later

[Sir J (J9) @SirJarus]

10 Tips to Appear Smart in Meetings

(What’s your favourite?)

1. Stand up and draw a Venn Diagram

Even before you’ve put that marker down, your colleagues will begin fighting about what exactly the labels should be and how big the circles should be, etc.

[Ọládélé 🇳🇬👑 @Oladele]

You can’t waste your time not learning anything in January and February, take March so serious. For those of you who don’t know what @claudeai is, stop what you are doing and watch this video.

This will get you a Job now. Retweet for others to see

[Michael Taiwo @AskMichaelTaiwo]

If you have time on your hands and you are not locked in on AI or some skill of the future, then you are doing yourself a great disservice.

Time is an essential factor that many people do not have. People are locked in on their jobs, trying to make a living. If you are in a position where you do not have to work for hours to make a living and you have spare time at your disposal, you have to lock in on AI now.

And yes, even busy people need to make out time. Swap 30 minutes of scrolling for 30 minutes of learning. That is it. No matter how packed your schedule is, find the time. Your future self will thank you.

Here are 5 free courses on AI you need to lock in on now:

1. Google's Generative AI Learning Path: A structured, beginner-friendly path covering the fundamentals of generative AI, large language models, and responsible AI. It is completely free.

https://t.co/qcMnE0HfU3…

2. Elements of AI: A globally recognized course designed for non-technical people that breaks down how AI works and why it matters in the real world.

https://t.co/GbYXO1XOZT

3. AI For Everyone (Coursera): One of the most watched AI courses in the world. It strips away the complexity and teaches you how to think about AI as a business and life tool.

https://t.co/A1ZnaixwhD…

4. Anthropic's Claude AI Course: Learn directly from the makers of Claude. This free course covers how to effectively use and understand AI models, making it one of the most credible and practical resources available today.

https://t.co/7a6jr7kdv9

Here are 5 jobs that are future proof:

1. AI Prompt Engineer: Companies are paying top dollar for people who know how to communicate with AI tools effectively to generate business outcomes. This role is only growing.

2. Cybersecurity Analyst: As AI advances, so do digital threats. The demand for people who can protect systems, data, and infrastructure will never slow down.

3. Data Analyst: Every business runs on data. The ability to read, interpret, and turn data into decisions makes you indispensable in any industry.

4. Content Creator & Digital Marketer: Brands need human voices, storytelling, and creativity to connect with audiences. With AI as your assistant, one person can now produce the output of an entire team — no degree required.

5. AI Trainer & Evaluator: AI models need humans to teach, test, and fine-tune them. This behind-the-scenes role is quietly becoming one of the most in-demand positions in the tech world — and you can start with zero academic background.

The window is open right now. The question is, are you walking towards it?

[Tansu Yegen @TansuYegen]

99% of car owners don’t know about these features🚗

[Elias @iam_elias1]

🚨BREAKING: ChatGPT can now create a presentation in 2 minutes.

Here are the 7 prompts that you should try: