The @Ticketek_AU website has a 10 minute countdown timer that starts when you load it. Clicking it does nothing and it's unclear what it's for.
I have to assume they have A/B tested their way to this UX. But... how is this not anxiety inducing for the average person?
When people say they can't afford something, it usually means they have a cashflow problem.
Here's a test: if a large annual bill like home insurance means you temporarily can't afford things, you have a cashflow problem.
Credit cards have no place in anyone's wallet.
If you're struggling with money, the interest will speed up your financial decline.
If you're doing okay, why not just spend your own money rather than messing with high interest credit?
Cut them up and just use a debit card.
Apartments use a "sinking fund" for handling long term expenses and improvements.
Use this idea in your personal budget by bucketing money. Buckets like Emergency Fund, Future Car or Holidays are things you probably aren't intentionally saving for, but should be.
The idea of a personal budget is really scary for some. It's simply the process of aligning money in vs. money out.
If it is scary to you, use a budget technique to ease you through it.
Dear @SKECHERSUSA product researchers/managers/designers, the bottom of your insoles are terrible for kids comfort and annoying for parents to clean.
Easy fix?
@DylanMathiesen@up_banking I'm already with @up_banking (👋) but not using them as my primary account due to no joint accounts. Once that comes through they will be the front runner. Will be keen to dig into their API when it's available.
The ultimate personal bank:
Joint account capable
Physical debit cards, PayID and ApplePay
Virtual sub-accounts or buckets
Virtual debit card numbers
Good interest rate on savings
Modern app and website
Powerful automation (if-then style rules, percentage transfers, fine grained control around timing, scheduling)
Integration with Google Sheets
Chat support (~3 hour SLA)
No fee ATM withdrawals
No fee international purchases with decent FX