TOUCHPAY INDIA PVT LTD
Building the future of Indian fintech. Phoneless, QR-less UPI payments powered by your fingerprint. On a mission to include 400M+ indian
Hey I am Mayank Rai, 27 male , Founder of TouchPay India. I am writing to seek your help and support to transform the future of payments in India with an innovative solution that replaces traditional mobile-based UPI transactions with a secure, fingerprint-based payment system.
About the Innovation
My solution envisions enabling customers to make UPI payments by simply scanning their fingerprint at merchant outlets—without needing a smartphone, QR code, or internet connection on the customer’s device. Here’s how it works:
The merchant’s app (TouchPay India) is linked to their UPI merchant account and integrated with a certified fingerprint scanner (e.g. Morpho, Mantra).
A customer walks into the shop and provides their fingerprint scan on the merchant device.
The fingerprint is matched against Aadhaar/UIDAI or banking records via backend integrations.
Once authenticated, the customer’s UPI ID is mapped dynamically for that transaction session only.
The customer consents to link their UPI ID for that transaction, and a secure message (SMS or API) is triggered to authorize the payment.
Immediately after payment, the customer’s UPI linkage is disconnected from the merchant device. No biometric data is stored locally; all matching is performed through secure backend channels.
This system empowers India’s diverse population—including people without smartphones—to participate seamlessly in digital payments. It offers unmatched security and convenience, reducing fraud risk and enhancing financial inclusion at grassroots levels.
Benefits & Impact
Eliminates the need for customers to own or operate smartphones.
Streamlines the UPI experience with fingerprint-based security.
Makes digital payments accessible even to those who are currently digitally excluded.
Boosts merchant adoption by simplifying the transaction process.
Creates a new benchmark for secure, inclusive digital infrastructure in India.
Current Status & Next Steps
I have successfully developed UI prototypes and proof-of-concept screens for the TouchPay India app.
I have filed a provisional patent for the concept to protect the intellectual property and innovative architecture.
I am eager to integrate with sandbox environments from partners like NPCI, UIDAI, Setu, RazorpayX, PhonePe, Google Pay, and BharatPe.
I seek guidance on necessary compliances, certifications, and APIs to ensure the app is production-grade and meets regulatory standards.
What I Seek from You
Technical partnership and API access for sandbox testing and future live transactions.
Insights into compliance processes and regulatory requirements.
Opportunity to collaborate on pilot projects.
Potential investment or acceleration support for scaling the solution nationwide.
I firmly believe this idea is not just possible but transformative, and with your esteemed cooperation, we can redefine the payment landscape in India. My vision is to ensure that no citizen is left out of digital payments due to lack of devices or technical literacy.
I am ready to share further details, business plans, and technical documentation at your convenience. Thank you for your time and consideration.
Warm regards,
Mayank Rai
Founder, TouchPay India
Contact: +91 7008739390
@tw_rishabh Not every revolution looks loud.
Some are built silently — line by line, system by system.
Today, we welcome Rishabh Gupta to the TouchPay India family.
A backend mind shaping biometric infrastructure where identity becomes rails, not screens.
This isn’t about features.
This is about building systems that cannot fail.
Designing leverage through technology.
TouchPay India
Biometric Payment Infrastructure
Built for Bharat. Ready for the world
Not every revolution looks loud.
Some are built silently — line by line, system by system.
Today, we welcome Rishabh Gupta to the TouchPay India family.
A backend mind shaping biometric infrastructure where identity becomes rails, not screens.
This isn’t about features.
This is about building systems that cannot fail.
Designing leverage through technology.
TouchPay India
Biometric Payment Infrastructure
Built for Bharat. Ready for the world.
Hashtags (balanced for reach + credibility):
#TouchPayIndia
#BiometricInfrastructure
#FutureOfPayments
#FintechIndia
#StartupIndia
#DigitalPublicInfrastructure
#IdentityAsInfrastructure
#BackendEngineering
#TechBuilders
#IndianStartup
#DeepTech
प्रकृति है तो मानव जीवन है
प्रकृति नहीं तो मानव जीवन की कल्पना तक नहीं की जा सकती !
दिल्ली NCR pollution उदाहरण है नहीं समझ आयेगा तो कल नए उदाहरण बनेगे राजस्थान हरियाणा मध्यप्रदेश !
#SaveAravalli
We filed our patent on 07 July 2025 for TouchPay India’s touchless, mobile-free UPI payment system.
If any company attempts to copy or replicate our patented flow or architecture, they will legally fall under our claim.
TouchPay India is the first true touchless biometric UPI rail.
Innovation protected. Vision secured.
TouchPay India’s invention has been patent-filed since 07 July 2025.
Any duplication of our touchless biometric UPI payment architecture will be treated as a violation of our legally protected claims.
We built the first touchless UPI payment gateway of its kind — and we stand firmly behind our rights.
TouchPay India’s invention has been patent-filed since 07 July 2025.
Any duplication of our touchless biometric UPI payment architecture will be treated as a violation of our legally protected claims.
We built the first touchless UPI payment gateway of its kind — and we stand firmly behind our rights.
TouchPay India’s invention has been patent-filed since 07 July 2025.
Any duplication of our touchless biometric UPI payment architecture will be treated as a violation of our legally protected claims.
We built the first touchless UPI payment gateway of its kind — and we stand firmly behind our rights.
TouchPay India is officially protected since a long time
A patented, mobile-free biometric UPI rail — invented to empower every Indian.
Innovation isn’t a trend… it’s responsibility.
💡 Any replication of our patented architecture will face strict legal action.
— Mayank Rai
The Power of Triple Authentication, Simplified. 🔒
At TouchPay, our architecture is our biggest moat. We replace complicated steps with a single, secure fingerprint scan, integrating seamlessly with UIDAI, NPCI, and RBI mandates.
🔑 Identity: Biometric-First, UIDAI-Compliant
🔑 Payments: OTP-Free, UPI-PIN final consent
🔑 Compliance: Hash-chained audit logs, ATO 2026 Readiness
We're building India's first Identity + Payments + DSC terminal—a foundational infrastructure product.
#RegTech #FintechStartup
@startup_odisha I’m not building a startup.
I’m building the system I wish existed in India.
A future where a fingerprint can pay, withdraw cash, shop locally, verify identity,
and unlock access for every citizen — rural or urban.
TouchPay India begins now.
A billion people.
One touch.
Endless possibility. 🇮🇳**
I’m not building a startup.
I’m building the system I wish existed in India.
A future where a fingerprint can pay, withdraw cash, shop locally, verify identity,
and unlock access for every citizen — rural or urban.
TouchPay India begins now.
A billion people.
One touch.
Endless possibility. 🇮🇳**
@nikhilkamathcio Building India’s first fingerprint-only payment rail. No phone, no OTP, no device. Pure biometrics.
If Starlink, Tesla & xAI, zerodha solve global problems, TouchPay solves India’s biggest one: frictionless identity-based payments.
Would love 5 sec of your attention.”
@elonmusk Building India’s first fingerprint-only payment rail. No phone, no OTP, no device. Pure biometrics.
If Starlink, Tesla & xAI solve global problems, TouchPay solves India’s biggest one: frictionless identity-based payments.
Would love 5 sec of your attention.”
“@elonmusk Building India’s first fingerprint-only payment rail. No phone, no OTP, no device. Pure biometrics.
If Starlink, Tesla & xAI solve global problems, TouchPay solves India’s biggest one: frictionless identity-based payments.
Would love 5 sec of your attention.”
@startup_odisha Walking into the Startup India Hackathon as the founder of TouchPay India felt like stepping into the future I’ve been building in my mind for years. Surrounded by innovators, dreamers, and builders who believe in impossible things just as fiercely as I do—this experience reminded me why we start, why we fail, why we rise, and why we build again. Thank you giving me this opportunity.
Walking into the Startup India Hackathon as the founder of TouchPay India felt like stepping into the future I’ve been building in my mind for years. Surrounded by innovators, dreamers, and builders who believe in impossible things just as fiercely as I do—this experience reminded me why we start, why we fail, why we rise, and why we build again.
StartPresenting TouchPay India—our vision of fingerprint-based, OTP-free, next-generation payments—was more than a pitch. It was a reminder that disruption begins with one thought: “What if we can change how India pays forever?”
@startup_odisha Thrilled to share that TouchPay India has been shortlisted for the Final Round of the Odisha Hackathon 2025! 🚀
Grateful to Startup Odisha for this opportunity.
We’re committed to taking Odisha into the next league of FinTech innovation — with secure, future-ready, Aadhaar-authenticated payments for every citizen.
Onwards and upwards. ✨
#OdishaHackathon #StartupOdisha #FinTech #TouchPayIndia #Innovation
As the Co-Founder of TouchPay India, yesterday’s IIC Regional Meet at SOA University was my first real step into the innovation ecosystem.
Even without pitching, TouchPay drew more attention than many who did — proving that breakthrough ideas speak for themselves.
Grateful for the inspiration from dr. Jena and ravi eswarupa, and energised to take this vision miles ahead.
This is just the beginning.”
#TouchPayIndia #IICRegionalMeet #SOAUniversity #InnovationIndia #StartupJourney #FounderLife #UPIRevolution #FintechIndia #NoOTPUPI #FutureOfPayments