If you run a service business with seasonal cycles (HVAC, landscaping, roofing, pool), the working capital math you were taught is wrong.
You don't need a line of credit for the slow months. You need a sweep account paying 4%+ APY for the strong months.
The 6 months of strong cash flow shouldn't pay down debt. They should sit there earning while you ride the seasonality out.
The owners doing this for 5+ years aren't smarter. They figured out one thing: the bank's product is designed for the bank's revenue, not yours.
We are asking for the public's help identifying this person of interest in connection with the fatal shooting of Charlie Kirk at Utah Valley University.
1-800-CALL-FBI
Digital media tips: https://t.co/K7maX81TjJ
Sharing open roles from a posting on Fishbowl from TNTP
A national nonprofit founded by teachers, TNTP believes our nation’s public schools can offer all children an excellent education. Today we’re a diverse team from a wide rang…https://t.co/sbjoask6WJ https://t.co/nx0snX4cMa
A big shout out to my son, J Grey Friend as he is finishing his degree at Texas A&M in Industrial Engineering and is paving the path as an entrepreneur. This is what I call a working MBA. #entrepreneur#industrialengineering#testyourknowledge https://t.co/fqc175pQ0z
Gilbert, AZ: Accountants, sharing for a friend who is seeking a CPA. Her firm is BASC Expertise, and they are an Accounting Firm helping small business's grow. #accounting#accountants#cpa#smallbusiness Please share. https://t.co/pAgijVwGEf
Heads Up... I am opening an Executive Recruiter role in Atlanta or Dallas. This is a new position and will work closely with our Chief Diversity Officer. We are seeking someone who has worked with one of the big Executive Search firms and has incorporate…https://t.co/jncTBItPMU
There is so much talk about focusing on skills in the workplace, which I value and embrace. Below are a list of invaluable skills we as TA Leaders can embrace with our teams.
1. Project Management: The ability to execute both large and small initiat…https://t.co/FRCP6m91fu
As a spouse of a Captain for AA and the Oklahoma State Aviation Parents Group Administrator, we love seeing this connection with these young pilots! In this picture there are quite a few AA legacy pilots in the making, as well as Student leaders. #leaders…https://t.co/eLTi67clZD