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The hard truth bulls don’t want to accept with the $1.69 billion dollar debt that upstart can never pay off unless there’s a secondary offering in play
$UPST Upstart will never have the ability to pay off the $1.69 billion dollar debt, they don't have infinite rolling over of the debt, so what will happen to have a chance to get out of debt? SECONDARY OFFERING is the only solution in the future to pay it off, stock will be $10
@AlphaFileHQ Your spreadsheet is not good which is why the stock has been tanking for 7 straight weeks at -50% for the year while markets are at At time highs. Debt and debt and Wall Street isn’t buying
$UPST $1.69B in debt. The numbers speak for themselves.
The stock is down roughly 49% this year after finishing 2025 down about 30%. Rising debt, pressure on borrowers, and a difficult lending environment continue to weigh on the business.
I don’t see a clear path out of this debt situation, and I think sub-$20 could be next.
$UPST I think this company could be in serious trouble within the next 12–24 months. Rising rates, elevated consumer debt, and weakening employment/income could put significant pressure on the business. I’ll revisit this post if the thesis plays out.
Over the past week, we repurchased $100M of $UPST.
As students of the Buffett school, our bar for deploying capital to anything other than growth is extraordinarily high. $31.31/share met it.
As a result, every shareholder’s ownership stake is 3.4% bigger.
Now, back to work!
@Upstart@paulxgu@davegirouard $UPST All shareholders who are losing money while the former CEO and current CEO have manipulated the stock to -50% YTD, -30% in 2025 and hold a $1.69 billion dollar in debt should complaint to the SEC at https://t.co/Q1DTZNoHKo
$UPST never invest in a failed loan company with $1.69 billion dollars in debt, the numbers don’t lie, it won’t survive 2027 , -64% Year while market has been making All time highs? Imagine a market pullback, straight to penny land
This CEO works? How? Ever since he took the CEO position in May his company stock has tanked -40%, his work is to manage a fail company? What work is this CEO doing that has lead to a -40% drawdown?
@paulxgu When fed was cutting rates last year, your company stock tanked and ended -30% in 2025, when rates was pause, your stock tanked, when bonds was down your stock tanked, how does it feel to have your company on another losing year at -50% YTD while markets are making all time highs
$UPST is not profitable co.,$1.69 billion in debt that can't be paid back,-30% 2025, -50% YTD, 7 weeks straight red,failing knife. CEO Dave had resign in May of this year due to debt issues & direction.Insiders have been selling.only $200M in liquity,More rate hike will tank this
@ManufortiCanada Doesn’t matter when the loans are due, debt is debt and the liquidity is not $932.3M, assets means ZERO, they need liquidity to keep the lights on or when the debt is due then is BK over
$UPST will never be able to pay off the $1.69 billion debt they have, they need to keep on taking more debt to pay down old debt until they no longer are able to borrow (pyramid scheme) Wall Street knows this and they’re pounding this down to 10’s. This is a failing debt company
$UPST let Debtstart fall, $1.69 billion in debt according to thier Earnings report is not bullish. Wall Street isn’t buying, let this debt company fall to $19
$UPST #upst Debtstart has had 9 partnership news this year, it has executed bull traps on each news. These partnerships bring zero liquidity and it doesn't bring down the $1.69 billion debt. Wall Street isn't buying, -42% for the year is how much effect these partnerships news ha