troy eisner

[Alvin @Alvin1492840]

A guy used AirPods Pro 2 for 2 years.

He pressed play. He pressed pause. He answered calls. He switched to noise cancellation on planes.

That was it. 4 features. On a $249 device with 30+.

His coworker a sound engineer at a recording studio borrowed them for 10 minutes at lunch and handed them back with a look.

"You've never opened Settings once, have you? Apple built 9 features into these that change how you work, sleep, hear, travel, and take calls. They're buried 3 menus deep and never mentioned in any ad. You've been wearing the world's most underused productivity tool."

He spent 11 minutes in Settings that evening.

His calls got clearer. His focus got deeper. He hasn't touched his phone during a workout since.

Here's every feature his coworker showed him 🧵

[JackTheRippler ©️ @RippleXrpie]

💥🇺🇸 PRESIDENT TRUMP HAS SENT A MESSAGE TO ALL AMERICAN CITIZENS!

TRUMP: "You'd better start buying stocks right now. This country will be like a rocket ship that goes STRAIGHT UP."🔥

[Makayla | Real Estate Investor @REIMakayla]

I paid $0 in income tax on $204,000 in rental income last year

The IRS approved my return in 11 days

I own 55+ properties generating six figures in annual cash flow and the United States government says I lost money. In my bank account, five figures hit every month. On my tax return, I'm in the red. Both are accurate. Both are on the same filing

And I owe the IRS nothing

Your accountant either doesn't know this or doesn't want to do the work. Three tax plays exist for rental property owners that turn profitable buildings into paper losses. Most landlords know about one. Almost nobody stacks all three at the same time

Play #1: Cost Segregation (accelerate 27.5 years of deductions into year one)

The IRS lets you depreciate a rental property over 27.5 years. On a $200,000 house, that's about $7,272/year in "phantom losses" subtracted from your taxable income. You never actually spend this. The IRS just lets you pretend the house loses value even though it's appreciating

$7,272 is slow

A cost segregation study hires an engineer to break your property into components and reclassify them into faster depreciation buckets:

Cabinets, countertops, flooring, appliances, fixtures: 5-7 year property
Roof, HVAC, plumbing, electrical: 15-year property
Landscaping, fencing, sidewalks: 15-year property

Instead of $200,000 over 27.5 years, the engineer reclassifies $60,000-$80,000 of that value into shorter categories. Apply bonus depreciation (60% in 2026) to those components

Result: $40,000-$60,000 in first-year deductions on a single property. The study costs $3,000-$5,000. Pays for itself 8-12x in year one

How to get one: search "cost segregation study" and request quotes from firms like CSSI, Engineered Tax Services, or Cost Seg Authority. They'll need your purchase price, closing date, and property details. Takes 2-4 weeks. Works on any property you currently own, not just new purchases

Play #2: Real Estate Professional Status (the deductions apply to ALL income)

Normally, rental losses are "passive" and only offset passive income. W-2 earners making $300,000 can't use rental depreciation to reduce their salary

Unless you qualify as a Real Estate Professional under the IRS rules

Requirements: 750+ hours per year on real estate activities AND more time on real estate than any other occupation. That's about 15 hours per week

If you qualify, ALL rental losses become non-passive. They offset everything. W-2 income. Business income. Capital gains

Example: couple makes $400,000 combined. One spouse has a W-2, the other manages the rentals. The managing spouse logs 750 hours, qualifies as RE Professional. $80,000 in cost-seg depreciation now offsets $80,000 of the working spouse's W-2 income. Tax savings at 37% bracket: $29,600 federal alone. Plus state

How to qualify: keep a time log. Seriously. A spreadsheet tracking every hour you spend on property management, tenant screening, renovation oversight, deal analysis, driving to properties. The IRS can audit this. "I'm a landlord" isn't enough. 750 documented hours is. There are apps for this (Stessa, Baselane) that make it easy

Play #3: Tax-Free Cash Through Refinancing

When you refinance and pull equity out, that cash is classified as loan proceeds. The IRS does not tax loan proceeds. It's debt, not income

I bought a house for $97,000. Renovated for $31,000. Invested $128,000 total. Appraised at $205,000. Refinanced at 75% LTV and received $153,750

$153,750 in my bank account. Tax bill: $0

Compare selling: sale price $205,000, taxable gain $77,000, federal tax roughly $28,490. Plus the house is gone. No more rent. No more depreciation. No more appreciation

Refinance: more cash, zero tax, keep the house, keep the rent, keep the deductions

How to refinance: apply for a DSCR loan (Kiavi, Lima One, Visio, RCN Capital, all online). They underwrite the building, not you. If rent covers the mortgage, approved. No W-2 needed. Pre-qualified in 48 hours. Get the property appraised. They lend 75% of appraised value

The full stack running across my portfolio:

Buy with hard money or 0% credit cards
Renovate for $22,000-$35,000
Rent to Section 8 (government pays directly)
Refinance with DSCR (pull cash out tax-free)
Run cost segregation (generate $40,000-$60,000 in paper losses)
Qualify as RE Professional (make those losses offset ALL income)

Annual result: $204,000 in rental income, $0 in tax, tax-free cash from refinancing whenever I need it, and every property depreciating on paper while appreciating in reality

The tax code was written for people who own assets. W-2 employees pay the highest effective rates in the country. People who own depreciable property that generates income pay the lowest

I depreciate houses that cash flow $850/month. The IRS says I'm losing money. My bank account says otherwise

That's my accountant's favorite joke. Completely legal

If you want to flip a house but have $0 in the bank, you can get funded for up to $150k with a hard money loan or 0% APR credit cards. I'm going to keep breaking this stuff down, keep an eye out

[Kevin Gallagher @KevG163]

Mike Renfro, 71 today

The controversial "TD or NO TD" ruling involving Renfro in the 1979 AFC Championship

Officials ruled he was out-of-bounds, but officials' use of instant replay was not yet available — implemented in 1986.

The play became one of the key exhibits in the case made for use of replay.

#Houston Oilers
#HereWeGo #Steelers

[David J Harris Jr @DavidJHarrisJr]

🚨BREAKING: President Trump indicates he will sign bill making daylight saving time permanent.

[SleeperNFL @SleeperNFL]

We might need to have a conversation about Adonai Mitchell

[Jets Collective @NYJetsHMA]

.@BrandonTierney is ALL IN on the #Jets adding QB Brendan Sorsby.

‘I guarantee, I’m going to, that the Jets are going to put a bid in. I have no doubt about that. I guarantee it’s at least a 3rd rounder, & I’m not a reporter, but this is common sense, they’re going for it.’

‘A Namath guarantee,’ @JakeAsman responded with a smile.

@RichCimini said, ‘I wouldn’t guarantee that.’ 🤣

#JetUp

FULL SHOW: https://t.co/g502zvwJfp

[NFL Drop @TheNFLDrop]

REPORT: Jets owner Woody Johnson announces that the team is “seriously considering” a rebrand with the primary goal of moving to Long Island.

Johnson believes a new stadium can be built in Long Island by 2029 as they try to branch away from the Giants and embrace a full rebrand.

[David Kostin @DavidKostinx]

Morgan Stanley’s projected SpaceX revenue:

2040: $3.4 trillion estimated
2030: $330 billion estimated
2028: $160 billion estimated
2025: $18.7 billion actual
Elon Musk has said SpaceX could reach $1 trillion in revenue by 2030.
SpaceX’s 2026 revenue is likely to be around $23–25 billion. Today, $SPCX has a market cap of $2.27 trillion, with the stock trading at $173 per share.
If SpaceX really reaches $1 trillion in revenue by 2030, then under the current valuation framework, its theoretical market cap could exceed $90 trillion, implying a potential share price range of roughly $6,900–$7,500.

Even if the valuation multiple compresses significantly, using a 20x–30x sales multiple, SpaceX could still be worth $20–30 trillion by 2030, implying a share price of around $1,500–$2,300.

In other words, if you invest $10,000 in $SPCX today, you could potentially see it grow to around $150,000 by 2030.

Do not miss the opportunity to build life-changing wealth.

[Fullcourtpass @Fullcourtpass]

Getting into Madison Square Garden to watch the Knicks in game 3 will be similar to airport security, per @SbondyNBA

“With Donald Trump attending Game 3, the Knicks and the Secret Service announce fans cannot bring bags into arena and they should arrive at least two hours prior to tipoff to allow time for TSA-screening procedures. “

[Mark Wagner CPA @Mark_Wagner_CPA]

So I finally got to speak with a live person in the Taxpayer Advocate office.

She told me that IRS is a mess right now. They are dealing with some new systems that are not working as intended.

So expect IRS issues to get worse before they start to get better.

[Ari Paparo @aripap]

Judging from the crowds at Paragon, Knicks merch sales may exceed the SpaceX IPO proceeds

[Bloom @GreatWhiteHQpe]

@clashreport This is correct- it’s the NBA finals at Madison square gardens. It is an event for most people to be at. Similar to the Super Bowl.

[Brad Gerstner @altcap]

Make sure every child under 18 & their families that u know download their @TrumpAccounts app today! All kids under 2 get $1000! Most kids 2-10 at least $250! And kids 10-17 a free lifetime 401k like acct that employers & others will add $$ to! Every child a shareholder! 🇺🇸🚀

[Fran Walsh @FranWalsh73]

TL;DR - Trump Account + Roth Conversion:
- Any child under 18 qualifies - $5k/yr, no earned income required
- $1k seed: newborns 2025-2028 only
- 4yo maxing = ~$121k at 18, ~$2.9M at 65 (illustrative, 7%)
- File Form 4547 by April 15 or https://t.co/acB6XKNAWv by July 5
- At 18: convert to Roth while income is near zero
- ~$9k tax to convert ~$113k = ~$2.7M tax-free vs. ~$2.1M traditional
- Roth conversion requires no earned income
- Stack with Roth IRA if earned income: $12,500/yr total (illustrative)

[uSTADIUM @uSTADIUM]

Knicks fans should be on their way to Modell’s for their Eastern Conference Championship tees and hats at midnight. Missing a classic right now.

[Nick Kostos @TheKostos]

The New York Knicks journey back to the NBA Finals kicked into hyperdrive the moment they fired Tom Thibodeau.

Anyone still think that was the wrong move?

Mike Brown deserves so much credit it’s insane:

[Russell Fox @russcfox]

If you're wondering why your tax professional can't quickly resolve your IRS matter, the answer is that he cannot reach a human at the IRS to resolve it. I have a number of issues I need to resolve (and CAN be resolved) at the IRS's Practitioner Priority Service, but... (1/2)

[Adam Schefter @AdamSchefter]

The largest playoff comeback in Knicks’ postseason history.

[Harshi Peiris, Ph.D. @Neuroscope_mp]

🚨 BREAKING Scientists just gave 15 people a single IV drip.
No daily pills.
No monthly injections.
One time.
Done.

Their "bad" cholesterol dropped 50%.
Triglycerides dropped 55%.

And it may be PERMANENT.

This is CRISPR — and it just changed cardiology forever. 🧵