Terry Mulhern

[Terry Mulhern @tsmulhern]

@elonmusk Un-related topic but has been on my mind about AI. If one of the limitations of AI is the actual code it is written in, could AI create a better coding software and replicate itself in the new software it created? Then we would lose all control.

[Terry Mulhern @tsmulhern]

@DonaldTNews Yes

[Terry Mulhern @tsmulhern]

@iamnot_elon Yes

[Terry Mulhern @tsmulhern]

Bill Gottdenker defied the advice of financial experts and claimed Social Security at age 62. The decision helped him and his wife travel while still healthy. https://t.co/ktNmsDMfnt

[Terry Mulhern @tsmulhern]

We’re all told that it pays to be disciplined in our spending and consumption. But the advice can backfire. https://t.co/leQfzmlv3t

[Terry Mulhern @tsmulhern]

For the right person, a mega backdoor Roth conversion is the tax equivalent of a free lunch. https://t.co/bDGREuYYj8

[Terry Mulhern @tsmulhern]

Americans aren’t ready for the windfall that might be coming their way. That’s the main takeaway from a new survey by Citizens, which polled more than 1,500 people about how prepared they feel to handle a large influx of money. https://t.co/KkHDKCAHeF

[Terry Mulhern @tsmulhern]

The government health insurance program had been a gold mine for private insurers until recently. https://t.co/yEr8h74DPX

[Terry Mulhern @tsmulhern]

Starting Aug. 17, real estate listings will remove an information box listing fees for buyer's agents from the Multiple Listing Service. The change is one of several mandated by a settlement that resolved a lawsuit against the Natio https://t.co/ZI5tcApgdo

[Terry Mulhern @tsmulhern]

Bank of England Governor Andrew Bailey speaks to Bloomberg's Francine Lacqua about Thursday's decision to leave interest rates unchanged, possible future rate cuts, inflation and the Bernanke Review. https://t.co/xs528r2do9

[Terry Mulhern @tsmulhern]

As a financial planner, the author's clients often ask how much cash they should have on hand in their bank accounts. He recommends keeping enough to cover your expenses, plus any cash you may need in the next five years. For cash y https://t.co/ATP4sOaU5u

[Terry Mulhern @tsmulhern]

There is now even stronger evidence that the US real economy is growing at an above-trend pace, and inflation is stuck above target. https://t.co/R8YkUQD5RK

[Terry Mulhern @tsmulhern]

Among other things, you can now roll over unused funds to Roth IRAs. But conditions apply. https://t.co/lh05Kt4lfS

[Terry Mulhern @tsmulhern]

Investment planning during retirement is not the same as investing for retirement and, in many ways, is more complicated. https://t.co/ZawpGrYBuF

[Terry Mulhern @tsmulhern]

Planning does not end after Tax Day. Explore four essential steps to ensure financial health after filing your returns. https://t.co/RkPlSD9wCT

[Terry Mulhern @tsmulhern]

Wealth can't buy everything — even some things that have a price tag. Some brands require luck, loyalty, and resolve before you can secure one of their status symbols. Unless you're a notable billionaire, money alone can't grant you https://t.co/DlBP6UOnnL

[Terry Mulhern @tsmulhern]

Rising insurance premiums, property taxes and maintenance costs show little sign of abating. “I was so sticker-shocked.” https://t.co/dhrh9j2YvM

[Terry Mulhern @tsmulhern]

If your spouse dies and you are a primary beneficiary of their traditional IRA or retirement plan account, you may be able to roll over the inherited funds to your own traditional IRA or plan account. This is generally true even if https://t.co/yqMsnUQ1Hx

[Terry Mulhern @tsmulhern]

Higher interest rates make some strategies more advantageous than a few years ago, while others have lower benefits. https://t.co/kxIpsB8sFF

[Terry Mulhern @tsmulhern]

The Fresh Start program allows borrowers in default to get back on track, but it ends on September 30, 2024. https://t.co/Nhl5u5M22K