𝕯𝖆𝖙 𝖌𝖎𝖗𝖑

📚Started from the bottom now we in med school 🇹🇴A Polynesian girl trying to find her way 🙏🏽 Saved by grace | Isaiah 42:16

[𝕯𝖆𝖙 𝖌𝖎𝖗𝖑 @tuulelei]

Not only is this tongan girl going to medical school but she got a 4 year, full-tuition, scholarship!!! So grateful to Queen’s Health Systems and I cannot wait to serve the people of Hawaii one day 💕

[Michael Justus @mhjrad]

residency applicants trying to hold a smile for hours during zoom interviews

[I M A N I @prettygirll4L]

🤍

[Neil Stone @DrNeilStone]

Pharmacist correcting doctor's prescription

[Wild Posts @wildpostss]

ㅤ

[habibti. @xo_habibti]

Hey boo 💗😚

[camila @mcamilaapx]

some girl just crashed into me and we both didn’t know what to do so we called our dads and we’re just standing here holding our phones together so our dads can talk to each other 🧍🏻‍♀️

[Public Enemy #1 @aangelinaab]

I cant wait to be married & never have to talk to another man ever again

[Caitlin Canahai @caitlincanahey]

Not to expose myself for being dumb—but the vet told me my dog had a spot that might be a melanoma and the first words out of my mouth were “oh that does run in our family.” Like, I really forgot for a sec that I did not give birth to her.

[Toyin @taychinoo]

unfortunately I don’t believe in cutting back on spending, the only option is to make more

[veena 🖤 @xxivorys]

sometimes as an adult you have to decide “this is the last time these people are gonna make me feel this way” & stand on it. rather that be family, a relationship or a friendship

[CassidyJrdn @CassidyJrdn]

Did you know butterflies rest when it rains because it damages their wings?
It's okay to rest during the storms of life.
You'll fly again when it's over.

[𝕯𝖆𝖙 𝖌𝖎𝖗𝖑 @tuulelei]

@sweetlikeandiii I appreciate the well wishes 😭❤️

[𝕯𝖆𝖙 𝖌𝖎𝖗𝖑 @tuulelei]

I was more excited to become a fiancée than I was to become a doctor 😂😭💍

[𝕯𝖆𝖙 𝖌𝖎𝖗𝖑 @tuulelei]

@kap_bitch Thank you love 🥹❤️

[𝕯𝖆𝖙 𝖌𝖎𝖗𝖑 @tuulelei]

@xo_habibti Thank you so much, sis!!! I appreciate you 😭❤️

[Alexandra Cooper, DO, MS @A_Sapp12]

Can we talk about how paying rent for June/July is nearly impossible for rising interns unless you have family help or savings?

Rip to my pre-med job savings 😭

[La🤎 @Lai_luuu]

I don’t even know her, personally, but I’m so proud of her like she’s my cousin 😂🤣 🇼🇸 knew she was going to go off In the League!

[Kekoa Taparra, MD, PhD, MPH @KekoaMDPhD]

🙏🏽 This award is because of the incredible ʻohana, community, mentors, and friends in my life! Literally! Mahalo everyone for your vote!

🌟 I’m in awe to be alongside all the historic @GoHealio @HemOncToday nominees & winners of the night!

@ASCO @ConquerCancerFd #ASCO24

[feyisayo 💸 @feyiszn]

You need good friends a lot more than you realize. You cannot do it alone.

[Dr. Glaucomflecken @DGlaucomflecken]

A lot of people are dragging this person. The knee jerk reaction of “92% coverage?! That’s amazing! Why are you complaining. Leave the country.” This shows how low the bar has been set for health insurance coverage in the US. Let’s put on our empathy hats for a moment.

Imagine paying a ~$1k per month premium for the privilege of having health insurance. It was $750 last year, but the company you work for had a lot of employees use their health insurance in 2023, so Blue Cross decided to hike up the premiums to defray the cost of actually paying for their customer’s healthcare. You’re annoyed but fortunately, are still able to pay the monthly premium.

Over the course of the year, you seek preventative medical care like you’re supposed to, paying a $20 co pay for every visit. Maybe you have a few extra visits to your PCP or the emergency room. These bills go entirely to your deductible, which means you pay for 100%. The high deductible plan was all you could afford due to the rising premiums. Again, you’re annoyed but you can manage.

Finally you reach your deductible, thinking “great, I won’t have to pay anything the rest of the year.” At least that’s what it sounded like from the intro pamphlet you received from HR at the beginning of the year. It was all pretty confusing.

With your deductible met, you finally schedule that procedure your doctor has been nagging you to get that will prevent further health care issues down the road. However, you didn’t realize co-insurance charges still apply until you reach your out of pocket maximum (~$12,000 for the plan you chose. Again, the only plan you could afford). You are frustrated, but fortunately still able to cover the estimated cost.

Then, while recovering from major surgery, you receive a bill for $4,457 that you can’t pay. This is more than you were quoted by your doctor’s medical office. Turns out Blue Cross thought some of the medication you received during the procedure was unneccesary, so they refused to pay for it.

You’re angry. You have done everything right. You paid your premiums, you did everything your doctors suggested to keep yourself as healthy as possible, and yet, you still end up with a bill that will take months, if not years, to pay off. If you don’t, you will be sent to collections, wrecking your credit, and making life an even harder uphill climb. Does all of this apply to the OP here? Maybe, maybe not. But it does apply to millions of other people in the US every year.

Does this person not have a right to be angry? Should we just be ok with a health care system that is death by a thousand cuts? Or should we strive for a system in which a person can access health care without risk of financial distress? Unfortunately, many people can’t understand this point of view until they are on the receiving end of those medical bills. Health insurance companies don’t care about you. They are evil. Don’t settle for slightly less evil.