@koga944@haibrookiebear AI estimated scores:
Long credit history with bad payment history and high credit usage: Poor to Fair (300 to 580)
Short credit history with perfect payment history and low credit usage: Good to Very Good (670 to 740)
@koga944@haibrookiebear Not really compares with the 65% portion which you have more control. Long credit history with bad payment history and high credit usage is useless