Bro-dney

C.E.O @ My Life | Accountant| Graphic Designer|AbleCitizen| Actor| Swimmer| philanthropist| God's son | traveler | Sagittarius | YLD Ambassador| T1-Diabetic|

[Bro-dney @type1rodney]

It's my prayer and hope. 💜

[Kamoga munawa @KamogaMunawa]

I’m sure you don’t about this but kids on tok tok it very well…🫵🤓

[Alfred Mathu @MathuAlfred]

This is the story of how I cleared a 10-year mortgage in 2 years

In the year 2000, I signed for my first mortgage KSh 2.7 million, repayable over ten years, with a monthly installment of about KSh 37,000. At the time, it felt significant but manageable. Like many young professionals, I believed the difficult part was getting approved. Once the bank said yes, I was ready to sit back and relax knowing that in 10 years i will be a home owner.

That is what traps most people.

When many people secure a mortgage, they celebrate the approval rather than confront the obligation. They upgrade furniture, expand their lifestyle, and slowly adjust their expenses until the monthly payment blends into routine existence. Ten years quietly becomes normal. The loan stops feeling temporary and starts feeling permanent.

I had a mentor who refused to let that happen. Stewart Henderson, who was serving as CEO of Old Mutual at the time told me something that permanently changed my understanding of debt: a mortgage is not a commitment it is an emergency.

Then he introduced a rule that, at the time, felt extreme. Every month I earned commissions, I had to bring my statement to him before spending any money. We would sit down together and allocate it.

The bank required KSh 37,000.
Stewart ignored that number.

Instead, he focused on capacity. Whenever income rose, payments rose. Whenever earnings improved, we attacked the loan. He called it 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐠𝐠𝐫𝐞𝐬𝐬𝐢𝐨𝐧, treating debt as something to eliminate quickly rather than manage comfortably.

The first few months were uncomfortable. The natural instinct after earning more money is to reward yourself. Income creates a feeling of entitlement to enjoy what you worked hard for. But discipline does not negotiate with feelings. Every additional shilling was assigned before it reached my pocket.

Something surprising happened. As my income grew, but my lifestyle did not.

Because expenses stayed controlled, every increase in earnings accelerated repayment. The balance started shrinking visibly not yearly, but monthly. What had been structured as a ten-year obligation began to feel temporary.

Two years later, I made the final payment.

Now here’s the surprise, after I serviced the mortgage to completion, my mentor did not congratulate late me. He simply told me to start looking for the next property.

Most people follow a familiar sequence: earn, spend, then save what remains. I learned to earn, allocate, then live on the balance. The house was not paid off by income alone; it was paid off by priority.

Over the years, advising many individuals, I have noticed a consistent pattern. Nearly everyone wants financial freedom eventually, but very few accept financial discipline immediately. The distance between the two is not measured in years it is measured in habits.

Your path does not have to begin with a mortgage. In fact, for many people the smarter starting point is elsewhere, structured savings & investments, or disciplined accumulation strategies that eventually position you for homeownership without pressure.

[Uptown Pirates @UptownPirates]

Broskie baboskie 🥹🥺

[David matovu @Davidmatovu1]

Death Announcement
It’s with deep sorrow that I announce the untimely death of my young brother, Eng. Leviticus Doncan Mulindwa (Worked with Ministry of Water–Lira).
He was found dead on 28 Feb 2026
Burial: Mon, 2 Mar 2026, Gayaza, Masaka City.
He will be dearly missed. RIP 🕊️

[UgandaDiabetesAssociation @UgandaDiabetes]

Webinar Login Details 👇🏾:

*Meeting ID:* 326 080 740 946 8

*Passcode:* wr7Kc7Y7

Microsoft teams

Do not miss. 🙏🏾😊
Are your ready for Chairman Organizing Committee @UgandaDiabetes Dr.Davis Kibirige?

[Dwona Initiative @DwonaInitiative]

Are you passionate about children and skilled in sign language? ✨
We are looking for a child-friendly sign language interpreter to volunteer with us.
📩 Apply by 3rd Sept 2025: [email protected]

#Inclusion #ChildRights #DwonaInitiative

[Nile Post @nilepostnews]

Byarugaba Named Board Chair of Old Mutual Investment Group

#NilePostNews

https://t.co/mxaHDlt3gJ

[Old Mutual Uganda @OldMutualUganda]

We are pleased to welcome Mr. Charles Ernest Hamya to our Board of Directors.

With over 27 years of leadership in media, financial services, and corporate governance, Charles has steered some of Uganda’s most recognized brands. At MultiChoice Uganda, he rose from Chief Accountant in 1997 to Country Head in 2002, and today serves as Director & Chair of both MultiChoice Uganda and GOtv Uganda.

His leadership cemented MultiChoice’s status as a household name and market leader in pay-TV.
We look forward to his strategic insight on our Board.

#TutambuleFfena

[Ntare mugisha @NtareMugisha]

Key words are "moderate quantities" 🫱🏼‍🫲🏽

[Jacob Otile, MD @DrOtileUg]

Thank you

[Newton 🇺🇬🇺🇬 @Isnewtonomara]

I repeat, an attack on kalo is an attack on Luo. Thank you @UgandaDiabetes for this learned response. Meanwhile, @newvisionwire and it's "researchers" owe Luo an apology. Pe ituk kede kwon kal.

[Joshua Pi'Rwot @pirwot]

This is what professional bodies are for!

[AYENYO @ayenyo1]

I applaud @UgandaDiabetes for addressing the misinformation calling out @newvisionwire to correct the damage. Misreporting on DM is harmful; it misleads the public & burdens those living with it. DM is serious & food plays a central, sensitive role in its care. Accuracy matters.

[Ron Kazooba Kawamara @Ronkawamara]

I believe @newvisionwire will correct the record. Thanks, Uganda Diabetes Association!

[Robert Kalyesubula,MD, FISN(USA), PhD-FRCP(London) @rkalyes1]

🔥 Today I have learned something from the feedback!
👉 I thought Ugandans only loved sex and politics!
Apparently, staple food is a no go area!

✨ Let's keep the discussions going!

[Sudhir Byaruhanga @Sudhirntv]

The Uganda Diabetes Association finds the article grossly erroneous and misleading. Enjoy your kalo and matooke

[Kwizera Chris @KwizeraChris8]

Thank you @UgandaDiabetes for combining out clear on this matter! @ugandancda @MinofHealthUG and other stakeholders should pick for here and educate the public. @eancdalliance

[Dr. Tamale Henry Duke @drtamalehenry]

Nutrition and dietetics taking a stand!!! Thank you

[KIKAZI PRODUCTS 🇺🇬 @KikaziProducts]

Thank you @UgandaDiabetes for the clarity 🙏

[UgandaDiabetesAssociation @UgandaDiabetes]

@eancdalliance @NutritionistKD @RwandaNCDA @safeplacesug @SoniaNabetaFDN @UncdaUg @uscrfuganda @Vigilantliving @nakirekasusan @RIvanokoth @newvisionwire