A wallet holds tokens. An account layer holds a financial life.
The difference is structural. And that's why the next generation of wallets are integrating composable financial stacks for their needs.
For years, you could put your savings on-chain, but not buy a Big Mac with it.
Today, a Mastercard works as an exit point because the infra is there.
@Top_nod built the wallet.
@UR_global built the account layer.
The user doesn't need to know any of that.
They just tap. 🍔
Taking Shape, Ep. 1 is live.
@tyxfran and @Top_nod’s Antonio Liu talk about what it actually takes to build a wallet people want to use in the real world.
Self-custody. RWAs. The card. Mass adoption.
Just recorded the pilot of Taking Shape by @UR_Global.
With @Top_nod’s Antonio Liu (VP Product) — one of the builders making Web3 usable.
We talked self-custody, RWAs, and paying at McDonald’s with on-chain assets.
Episode soon 🎧
I’ve spoken to many wallet teams & exchange founders.
They’ve solved trading, lending, and even payments. But users still can’t receive salaries, pay rent, or prove identity to banks.
We called it a UX problem (it’s not).
I wrote about that missing layer and how UR fills it.
Stablecoins moved $33 trillion last year. That's more than Visa and Mastercard combined.
But try to do something ordinary with that value, and suddenly you need 3 apps, 2 workarounds, and a lot of patience.
https://t.co/cTl9NnqOZK
$MNT is up >33% in the last week riding the $ETH tide. It's going to get more exciting from here. We're doing the hard work building long term products to outlast near-term cycles.
L7D top 10 growth but one of these is the most ETH aligned 👀:
1. Of the top 3 treasuries in the space, @Mantle_Official is actively putting its $2.5b treasury to work to build products like UR money-app that solve real world to onboard the next billion users into crypto
2. Mantle Network is now Blockchain for Banking as we converge web3 and web2 into one useable interface with all transactions to be settled on our Network.
3. To bring the next $trillion dollars to come on chain:
- Mantle Guard's MI4 product with @Securitize now has ~$200m AUM, the largest tokenized non-money market fund, playing our role
- Mantle invested in @ReserveOne_ , the future largest permanent capital vehicle for digital assets, and will be working closely with the team on shared visions and goals
From policy shifts to price spikes — Bitcoin surges past $122K as America gears up for “crypto week.” In this Financial Times article, @Mantle_Official’s very own @paxtechnica captures the moment: “The U.S. is open for business.” This isn’t a blip — it’s a beginning.
The world’s largest cryptocurrency climbed 2.5% to trade at a new high of $122,105 and has risen more than 10% in the past seven days. https://t.co/TrB27BhOma
Introducing UR.
A neobank that runs entirely on the blockchain. The first of its kind to help users spend, save and invest across fiat and crypto finances in one unified account.
Swiss-backed multi-currency account + @Mastercard debit card — crypto for real life is here.
DeFi should empower everyone, integrating seamlessly into everyday life.
And that's why Mantle is launching Mantle Bank, reimagining the connection between fiat and crypto with a DeFi-first approach. Functioning much like Revolut but built entirely on chain, it combines simplicity with the principles of decentralization, transparency, and efficiency.
Mantle isn’t just reimagining banking.
We're transforming the very architecture of finance with a web3-first revolution: a fully blockchain-powered engine delivering a sleek, user-centric experience that brings crypto to your everyday.
NOW LIVE: Eco-Galaxy Mantle Surge
If you love all things Mantle $MNT you should definitely tune in to this stream!
Watch now: https://t.co/RiG8qVGcRf
#BybitLive https://t.co/745wkt6GvN
Why is Ethereum liquid staking still so complex today?
mETH Protocol changes that.
Unlock enhanced, capital-efficient yield opportunities for your ETH across a thriving DeFi ecosystem with leading dApps — all while paving the way for seamless institutional adoption.