Uchenna Daniel

Nigerian | NGX Investor | Wealth Builder
Building long-term wealth through the Nigerian Stock Exchange.
Value investing | Dividends | Financial Literacy

[Uchenna Daniel @Uchennadanex]

@mavee_k @wiberfox That is not the solution bro., the problem is deep rooted in the disfunctionalities in our continent( not only Nigeria).

[Uchenna Daniel @Uchennadanex]

@olamide_420 Hahahahaha, what happens to the interest of the loan. Do you know the percentage of interest on loans in nigeria. Na mumu advice be this ?

[Uchenna Daniel @Uchennadanex]

@MudiTheInvestor If everyone avoids buying at Alt , we will not have new alt. In as much as timing is concern, the fundamentals of the company matter more.

That 4.50 naira of presco 20 years ago may even be an all time high when he bought it.

[Uchenna Daniel @Uchennadanex]

@MudiTheInvestor Banks continue recovery even after write-off, some part of the loans may still be recovered in the coming year or years.

[Uchenna Daniel @Uchennadanex]

@lifeinSchool_ @NigeriaTru78884 @B0lutife Abeg me self dey eat amala.

[Uchenna Daniel @Uchennadanex]

@iamwalebanks Can you give one example of such company.

[Uchenna Daniel @Uchennadanex]

@DaddyTwinzz It is very wrong to assume that every yoruba is supporting APC.

[Uchenna Daniel @Uchennadanex]

@ayotemmz @Skolex5 Wrong mindset. This is not they way to play the game. I totally disagree with you.

[Uchenna Daniel @Uchennadanex]

@AlfaAdam001 The 17% is assumed because the high interest rate regime in nigeria will not last for 20 years.

[Uchenna Daniel @Uchennadanex]

@Nosakroz With the way the present nigerian government is using tribalism and social media propaganda to divide the country, it is only a foolish igbo man that will buy a lagos property in the nigeria of today . Lagos still remains the best place to buy a landed property in nigeria but...

[Uchenna Daniel @Uchennadanex]

@Nosakroz I do not agree with you that the igbo guys are the ones that can buy your property. The biggest businesses in nigeria are owned by hausa or yoruba. They have the best jobs too.

If the yorubas are not buying your properties, it may mean that your pricing needs a review.

[Uchenna Daniel @Uchennadanex]

@mayorde4you2 If you are very sure you can pay that amount as interest look for an Mfb loan and leave the keke man alone .

[Uchenna Daniel @Uchennadanex]

@mayorde4you2 I don't agree with you. It is only a person who is not financially literate that will lend you 2 million out of 2.5 million he has saved, just because you said you will pay him 400k as interest in 6 months.

[Uchenna Daniel @Uchennadanex]

@meet_sceptre @_y3maya You cry tire very soon 😫

[Uchenna Daniel @Uchennadanex]

@Gem_Matrix009 @compoundinnaira Why choose the conservative route when you have more than enough time to go aggressive in stocks/etfs or equity fund.

[Uchenna Daniel @Uchennadanex]

@Baffah_ @whitenigerian That he is a former bank manager doesn't mean that he knows about stock and shares. Some bank manager only know how to sell loans and accounts. He is not even in a position to advice on that matter . Google is your friend bro.

[Uchenna Daniel @Uchennadanex]

@ShehuSani If you don't know how to pick individual stocks, please invest in an equity fund instead. For instance, cardinalstone equity fund has done 63% year to date meaning if you invested 1,000,000 in January 1st 2026, your investment is now 1,630,000.

Seek knowledge first.

[Uchenna Daniel @Uchennadanex]

@TumbaZachariah @ShehuSani 600k in 2010 bought over 45000 shares of first bank and at today's price, your investment is worth over(using current price of firsthold co which is 160 naira) 45000 x 160= 7,200,000 naira.

Please seek knowledge before you invest in anything

[Uchenna Daniel @Uchennadanex]

This is the strongest fundamental catalyst for dangote refinery.

H1:

Revenue: ~₦19.13tn
PAT: ~₦2.50tn
EBITDA: $2.60bn
Gross profit: ₦3.43tn
Utilization: 83.6% average
Refining margin: ~$24.50/bbl

The company has effectively shown that the asset can make money at scale.

[Uchenna Daniel @Uchennadanex]

@ADUOLUWATOPE I would invest in company A, better to pay more for a better earnings growth because if it the expected earnings growth is achieved the next year the PE multiple will be lesser than the 15X.