As a banker your employer pay you 0.0001% of what you make for them annually.
Getting liquid and Owning your own business should be at the forefront of any banker.
@nafiumohammad Allah sarki. May Allah rest his soul. A very calm and good doctor. He once treated me for a migraine I have been battling with for weeks.
President Bola Ahmed Tinubu, alongside the National Security Adviser, Mallam Nuhu Ribadu, former Governor of Lagos State Babatunde Raji Fashola, the Lagos APC governorship candidate, and other Muslim faithful, observing the Eid Mubarak prayers at Dodan Barracks in Lagos State.
At a point, I was placed on PIP.
It was not like I was doing nothing. Every month, I made sure I booked at least two risk assets, but my numbers were still below target.
For three straight months, I was stuck at 30% of my budget.
Even before the PIP came, my Head of Sales had already changed towards me. She stopped responding to my greetings, constantly called me out during stand-up meetings, and every time she saw me in the office, it was questions about what value I was adding and why my numbers were poor.
Going to work became draining.
Then the HR mail finally came.
I accepted it and kept showing up. The first two months on PIP were still rough. I was barely hitting 40% against the 150% target I was given because of previous shortfalls.
Then came the final month.
One day, I went prospecting in Surulere and met a man. We got talking and he mentioned he needed about 100M to finance his vessel spare parts export business.
While processing the disbursement, he introduced me to two of his friends in the same line of business who also needed funding. I closed both deals too.
By the end of the PIP cycle, I had delivered over 200% of my target and got off PIP.
The funny part was what happened next.
The same Head of Sales who ignored me while I was struggling suddenly became proud of me. She told me she always knew I would deliver.
Madam, abeg.
One thing sales taught me is this. Sometimes the gap between failure and outstanding performance is just one conversation, one referral, or one client meeting.
Sales is unpredictable like that.
When you're at the top, do not forget to be kind and extend your ladder to those at the bottom, for life is just like the Sun, as you're declining, someone is peaking!
For the average Nigerian, the only realistic way to fulfill the sacrificial obligation during Sallah is to raise your own small ruminants. Someone struggling to meet basic needs cannot afford to spend huge amounts of money buying a ram.