umar

MUSLIM||PRODUCT MANAGER||SCRUM MASTER||AGILE COACH||AIFP

[Ibrahim Ibrahim BIG-T 👨‍💻📷 @ebryhheem2nde]

Which school all of una dey go self

KWASU >>>>

[umar @umarttaj]

@afolxbi Leave my Idolo Abeg 😅

[umar @umarttaj]

@1_of_d_twin Come ikorodu.

[umar @umarttaj]

@Omor_Bolar Sha keep money for Qatar trip.

[umar @umarttaj]

Takaful(Halal insurance) share surplus to those who has no claim throughout the year if there’s anything left after all claims are paid and other expenses deducted, that’s why it’s called win-win insurance.

Do with this information what you like.

[Aproko Doctor Global @aproko_doctor]

This HMO thing going on is more complex than it looks. So let me do my part. How it actually works, and what needs to be done better.

I had brain surgery in 2022

I did not have health insurance at that time.
I paid ₦12 million naira in cash from my own pocket

[umar @umarttaj]

@BenoHr80463 @dlifeof_jay

[umar @umarttaj]

@__kayah_ The things “Mubarak” go through en because what is tambering Mubarak

[OLUWAFEYISAYO ❤️❤️ @Feyisparkles]

Lmfaoo, atlesst you watched it on Netflix. I used my hard earned money to watch it

[olowo ota 💵 @Beauty_archiv]

Take out that hijab and gele combo it’s tacky,do gele if you want and do hijab if you want

[OLADEPO Caleb Olugbenga @YhungProf0]

@NELFUND
I'm honored to let you know that I am the Best Graduating Student of @lautechofficial ✨✨

Your loans made it possible

• OLADEPO, CALEB OLUGBENGA
• B. Tech (First Class: 4.89/5.0)

#LAUConvo18th #nelfund

[Akintola Steve @Akintola_steve]

When you build a payment system and you do not understand KYC, AML, and compliance properly, I genuinely hope you do not learn it the hard way.

On KYC, the CBN framework for Nigerian financial systems is structured into three tiers:

Tier 1
BVN or NIN is required.
Max daily transaction: ₦50,000
Max wallet balance: ₦300,000

Tier 2
BVN + liveness or facial verification + a government-issued ID
Max daily transaction: ₦200,000
Max wallet balance: ₦500,000

Tier 3
Full KYC: BVN, NIN, government ID, proof of address, plus enhanced due diligence
Max daily transaction: ₦5,000,000
Unlimited wallet balance

If your system does not enforce these and you ship, you are not just dealing with bugs. You are dealing with regulators.

And when regulators show up, it is not a debugging session.
I am putting this out there because you might be excited about building a solution, not realizing you're just preparing yourself for jail time.

There is a lot to building in the fintech space.
This is why I strongly advise against vibe coding a fintech product.

AI tools do not keep up with regulatory updates. They will not warn you about compliance gaps.
And in fintech, ignorance is not a defense.

[umar @umarttaj]

Try Takaful (Ethical insurance, also called win-win insurance. If after all claims and company deducteds, they share the excess to everyone that didn’t have claim throughout the year.

[B U X @COUNTBUX]

@_falsi1ke Insurance should come with some sort of yearly refund if you don’t use the services a certain amount of times

Why am I paying insurance every month for yearssss but have never had to even use it

[A.Y.O @YusufAsunmogejo]

I do not normally interfere in stuff like this, but this is a classical example of ignorant engagement bait. Is it because of X payouts? If you want to be ungrateful, I will gladly remind you.

Lest you forget, one of the requirements for getting paid is setting up a Stripe account. If many of you do not have amnesia, this is a country where you could not even do a 5 dollar international transaction, let alone earn directly in dollars without cutting corners. The government initiated the reforms that eased our financial restrictions in the international system.

That is why the ecosystem is open enough for you to route those Stripe payouts and get paid right on your phone today. If not for anything, you should acknowledge that. You ungrateful lot.

[umar @umarttaj]

HTML😊

[trish @TrisH0x2A]

first time you wrote hello world - what language did you use?

[umar @umarttaj]

“Once, I almost got fucking everything but almost doesn’t count. In all of these, I’ve got myself my family and that’s all that counts”

_Thomas Shelby(Peaky Blinders).

[Toyan😌(Him) @_Annonnymouss_]

A year ago you couldn’t build what you just shipped casually on a Tuesday.
Sit with that for a second.

[umar @umarttaj]

@afolxbi Don’t forget to share IV chief.

[Safiyya Maijama'a ❤️‍🔥 @Jost_Jefa]

Please, let’s respect our Non-Muslim neighbours by lowering the mosque’s microphone volume during Tahajjud. Gaskiya, ana shiga hakki.

[Mahfuz.ng @MahfuzNg]

We are hiring.