5 very important use cases that have an excellent management tool 🧰 for your digital assets outlined in this thread 🧵 including extra protection from bad actors/hackers.
👉🏻 “Multi Sign”, an xApp in the @XamanWallet.
🏦Recent Ripple $XRP Ledger growth
Chainalysis- Adds support for XRPL tokens
SBI- Working to expand RLUSD to Japan
BBVA- Signs MoU for Ripple Custody
Chipper- In collab w VALR for RLUSD in Africa
Gemini- Launches rewards card w XRP cashback
Thunes- Add real-time payments after Ripple partner
From RLUSD continuing to expand in use across the globe, to big names like BBVA & Thunes coming onboard
Growth's consistent & expanding as always on Ripple
‼️XRPL → POSITIONED TO LEAD THE $867 TRILLION RWA TOKENIZATION WAVE‼️
• As of August 2025, only $26B in real-world assets (RWA) are tokenized across all blockchains.🙇♂️
• The World Economic Forum projects that RWA tokenization could eventually encompass up to $867 trillion in financial assets.📈💰
• The XRPL is documented as a “prime platform for RWA tokenization.”🔑
• Experts, including the Digital Assets Council of Financial Professionals, name the XRPL a top contender to tokenize global assets.🥇
This is all documented below.📝👇
The closer we get the quieter it's becoming. No more Ripple Market Reports. Remember when Ripple was disclosing their XRP open market purchases just a few years ago and they had to stop because it was getting too obvious what was happening. 🤫😉
https://t.co/mXy0bmoYUx
The pain points associated with cross border payments and incumbent (SWIFT) system.
This has been an ongoing thought experiment for me. So thought I would finally put it into a post
High cost of cross-border payments
✅ XRP Ledger enables direct peer-to-peer value transfer without intermediaries
✅ Eliminates correspondent banking layers, reducing fee overhead
✅ Near-zero transaction costs compared to SWIFT wire fees
Slow settlement times
✅ On-ledger settlement in 3–5 seconds
✅ 24/7/365 availability vs. bank cut-off times and holidays
✅ Removes need for nostro/vostro accounts with delayed reconciliation
Lack of transparency in fees and FX rates
✅ Transactions are immutable and publicly auditable on XRPL
✅ FX conversion occurs at market-driven rates, visible to participants
✅ No hidden spreads from intermediaries
Fragmented global payment infrastructure
✅ RippleNet and XRPL bridges across fiat, crypto, and CBDCs
✅ Unified settlement layer that bypasses siloed payment rails
✅ Standardized messaging and atomic settlement reduce fragmentation
Complex regulatory compliance across jurisdictions
✅ Destination tags and memos to attach compliance metadata
✅ XRPL amendments support identity and permissioned domains
✅ RippleNet integrates compliance modules (AML, sanctions screening)
Currency volatility in global markets
✅ XRP functions as a neutral bridge asset, eliminating thinly traded pair exposure
✅ Transactions are so fast that exposure to XRP volatility is negligible
✅ Deep liquidity pools built around XRP pairs reduce volatility shock
Liquidity constraints in emerging market currencies
✅ On-Demand Liquidity sources local fiat instantly using XRP as a bridge
✅ Market makers plug into XRPL to provide liquidity where banks fail
✅ Expands liquidity access beyond Tier-1 hubs
Shallow order books and limited market depth
✅ XRPL’s decentralized exchange provides continuous order books
✅ Aggregates liquidity across multiple providers into a single pool
✅ Automated market makers (AMM/LP) deepen liquidity for less-traded currencies
Limited SME access to institutional FX rates
✅ SMEs can plug directly into RippleNet with institutional-grade access
✅ XRP-enabled corridors democratize pricing once reserved for banks
✅ Removes reliance on retail FX providers with high spreads
Operational risk from legacy banking systems
✅ XRPL is a distributed ledger with no single point of failure
✅ Settlement finality is cryptographic, not batch-based
✅ High throughput (1,500+ TPS, scalable to tens of thousands)
High reconciliation and error-handling costs
✅ Immutable ledger provides a single source of truth for all parties
✅ Destination tags and memo fields ensure accurate routing
✅ Atomic settlement eliminates failed or partial transactions
Dependence on USD as global reserve currency
✅ XRP is currency-agnostic and not tied to a national economy
✅ Enables direct cross-currency settlement without USD intermediacy
✅ Reduces systemic risk of USD liquidity bottlenecks
Regulatory uncertainty around fintech and stablecoins
✅ XRPL provides compliance-friendly primitives (permissioned domains, identity hooks)
✅ Neutral settlement layer for stablecoins, CBDCs, and fiat tokens
✅ Ripple works with regulators globally to align with policy frameworks
#XRP #RIPPLE
Another compliance amendment activated on the XRP Ledger!
Decentralized Identity ✅
Credentials ✅
Permissioned Domains ☑️
Permissioned DEX ☑️
We are getting there.
The first credential has also been created!
Fresh Data on XRP Ledger electricity consumption and carbon emissions.
Whole network has a carbon footprint of one transatlantic flight with a Boeing 747.
One XRPL transaction consumes electricity equal to running a LED light for 1 milisecond.
Some heavy and not lite facts on XRP and the XRP Ledger.
- You don't invest in Ripple by holding XRP. Ripple is just one contributor to the XRP Ledger. There many more. Check out builders and apps on xrpl here https://t.co/nl00GgljBr
XRP is the native asset of the public decentralized blockchain XRP Ledger. Just like LTC on the Litecoin blockchain.
- There plenty of transactions happening on the XRP Ledger. At times 2k+ in a single block. Visit the explorers @xrpscan@XRPLWin@bithomp or this site https://t.co/mkcK4zchRR (video below).
- Payments happening all the time on the XRPL, checkout https://t.co/VPsdevg141 - around 700k+ payments yesterday.
- General XRP Ledger analytics checkout dune board here:
https://t.co/gQ8ZwGG516