Privacy first Neobank powered by x402 on Flap built to universalize your spending
Tax:5% 50% used for buyback and burn, 50% used for dividends to holders.
Our ecosystem is advancing on four fronts
• Neobank: Expanding card services and user limits.
• B2B API: Engineering the staking portal for partners.
• DeFi Suite: Prototyping our MEV-Proof Swap.
• Token Economy: Designing governance frameworks for our holders.
Crypto cards have always lacked one thing, privacy.
You can spend crypto, but in doing so you expose your identity due to strict KYC laws.
Send crypto → receive a UNIVERSEFi card → spend in your local currency. Just put the UNIVERSE on.
Who wants early access?
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We have already deployed and launched it on the Flap platform.
Our dividend mode has been activated. You will automatically receive WBNB.
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We are currently in the final stages of preparing for our launch on the Flap platform. We hope to break the previous performance record achieved on Solana. When the market cap reaches 30K, we will pay DEX.
Under the hood:
• On-chain funding → instant card issuance
•No persistent user profiles or wallet exposure
•Privacy-first design, with ZK proofs and a custom relayer in active development to further unlink funding from spending
Traditional crypto cards were never designed for privacy or your safety.
Fund a BNB Mastercard with up to $10,000, no KYC required, and spend in 180+ countries.
Just put the UniverseFI on.
Universe can now be added to Apple Pay and Google Pay.
Once internal testing is finalized, users will be able to fund cards using BNB, USDT, USDC, BUSD and x402. Note: virtual cards do not display the BNBCARD branding in Apple Pay or Google Pay.
Our upcoming physical cards will.
We support payment for our X402 privacy credit card via network wallets on both the SOL (Solana) and BSC (Binance Smart Chain) blockchains simultaneously.
We launched our project on Solana three days ago, but due to insufficient liquidity, the project failed.
We recently noticed that Flap on BSC has some excellent mechanisms, so we are preparing to relaunch our project on BSC using Flap.