Everyone's racing to let AI agents spend money.
Almost nobody's solved how merchants actually get paid when an agent checks out on a human's behalf.
Who eats the chargeback? How do you price a transaction with no human in the loop.
Still the wild west. 🤠
If you’re a software engineer worried about AI eating your job, become the person who can deploy, customize, evaluate, and operate *****open-source models***** inside companies. Organizations are finally optimizing for AI cost, privacy, and control and many will want this capability in-house.
@nikunj Trust is the real moat, not the take rate, and who makes the downside small enough that a human lets the agent move it at all. The origin can be from different info sources in the application layer.
@nikunj Great read, it skips the fight I live in. "sit in the path of the money" and "own the money" aren't the same thing. When the rails set the standard, the app in the path gets a sliver while the network keeps the economics.
Robinhood nailed the part of agentic commerce everyone gets wrong: the money. You don't give the agent your account; you give it a separate one with a set budget. That's all it can touch. I funded mine for trading and capped my agentic card the same way. It's safe #HOOD
Introducing AgentCard.
Your agent can now buy anything:
• pay for inference & APIs
• order DoorDash, Amazon, Ubers
• run marketing
• trade Polymarket 24/7
Open to all, not just businesses 🔥
Instant. Private. Reusable. Live today.
The moment a developer loses the thread of your product, they are statistically unlikely to come back with the same energy.
Agents are acting like they're exempt from the attention economy. They're not.