Transitory Collapse

BTC, bug out caches and nutritional supplements. Not an expert but learning daily as if our future depended on it. Which it does.

[Transitory Collapse @urmathdontmath]

@BradyHaran Food

[Transitory Collapse @urmathdontmath]

@SStricklandMMA @GoldenKnights You’d get smoked on the ice. You should do a best of 3. Ice, ring, and then mud pit or something

[Dwayne @CtrlAltDwayne]

Lex Fridman podcast, every single episode:

Lex: My guest today invented modern computing. Before we start. What is a computer?

Guest: Well it's a machine that

Lex: But what IS a computer. Is a rock a computer.

Guest: No.

Lex: The atoms inside the rock are computing.

Guest: That's not how any of this

Lex: Do you love your work.

Guest: Sure?

Lex: On a scale of 1 to 10 how much do you think Stalin loved his work.

Guest: What

Lex: We're 4 hours in. I want to ask you about consciousness.

Guest: You haven't let me finish a sentence yet

Lex: Beautiful. Beautiful question my friend.

[Lyn Alden @LynAldenContact]

@awealthofcs What if the only thing protecting us from all this was Chuck Norris.

[Matthias Schmidt @eurofounder]

BREAKING: My sources in Brussels have confirmed the official EU response to the Iran conflict:

1. France has surrendered
2. Sweden offering asylum to both sides
3. Greece will ask Iran for a loan
4. Denmark offering Irani leaders free mental health counseling
5. No response from Spain (weekend)

More intel to follow soon

[Ray Dalio @RayDalio]

https://t.co/tjmbT5ytUN

[Transitory Collapse @urmathdontmath]

@historyinmemes Time to get to work then

[Transitory Collapse @urmathdontmath]

@Mrcryptoxwhale Me

[Ricky Gervais @rickygervais]

They're still not listening 😂

[Transitory Collapse @urmathdontmath]

@gothburz @100trillionUSD The way.

You write.

Is annoying.

[Transitory Collapse @urmathdontmath]

@stoolpresidente Toronto Maple Leafs

[The Wolf Of All Streets @scottmelker]

I want to die completely broke.

When I tell people this, I usually get one of two reactions. Either they assume I’m joking, or they assume I’ve lost my mind. Sometimes both. So let me clarify before anyone forwards this to a financial planner in panic. I don’t mean reckless. I don’t mean irresponsible. And I definitely don’t mean unprepared. What I mean is that I don’t want to die having optimized my entire life around a number that only matters when my ability to actually use it is gone.

We talk constantly about the time value of money. A dollar today is worth more than a dollar tomorrow because it can be invested, compounded, and put to work. Time increases its potential. Life, however, works in the opposite direction. Time doesn’t increase the value of experiences – it usually decreases it. Certain experiences are simply more accessible, more enjoyable, and more meaningful at specific stages of life, and no amount of money later can fully replicate them.

When you’re younger, you’re sitting on an asset that quietly depreciates every year: health, energy, physical capability, curiosity, and a tolerance for discomfort. A dollar at 35 buys a fundamentally different life than a dollar at 75. Pretending otherwise is comforting, but it’s not honest. Life has a time value too, and it doesn’t compound.

When people hear “die broke,” they often picture irresponsibility or excess. That’s not what I’m describing. I’m talking about intentional depletion – using money as a tool to maximize life while you’re able to live it, rather than stockpiling it indefinitely for a future version of yourself that may not exist in the way you imagine. Saving matters. Security matters. Optionality matters. But past a certain point, additional saving delivers diminishing returns while the cost of waiting keeps rising.

Saving for retirement makes sense. Over-saving at the expense of living doesn’t. We’re taught to treat retirement as the main event – sacrifice now so you can enjoy later. Delay life so you can eventually live it. But that framework assumes a lot: that your health cooperates, that your energy remains, that your relationships are intact, and that your interests don’t change. Most of all, it assumes experiences are interchangeable across time. They aren’t.

The trip you take at 35 is not the same trip at 70, even if it’s first class. Skiing with your kids, traveling with friends, pushing your body, starting something new – these things are perishable. They don’t age gracefully, and postponing them doesn’t preserve value. It destroys it.

There’s also a strange moral judgment baked into personal finance culture that equates delayed gratification with virtue and present enjoyment with failure. I don’t buy that. There’s a meaningful difference between consumption that disappears and spending that compounds in memory, perspective, relationships, and confidence. Experiences don’t show up on a balance sheet, but they pay dividends in ways that money never can.

Your memories are what matter in the end, not your net worth.

This way of thinking has also changed how I view legacy and what I want to give my kids. I don’t care about leaving behind generational wealth the way I once did, especially not as a lump sum that shows up only after I’m gone. If I’m going to give them anything meaningful, I’d rather do it while I’m alive – when it can actually shape who they become.

I want to use my resources earlier to give them experiences, exposure, and tools that help them build confidence, curiosity, and resilience. Travel that broadens perspective. Opportunities that stretch them. Lessons about money, risk, work, and independence learned through experience, not inheritance. I want them to understand how to create value, how to adapt, and how to rebuild if things fall apart.

I still want to leave them with enough. But “enough” isn’t a massive number waiting at the end of my life. Enough is a foundation, plus the skills to stand on their own. Unlimited money can become a crutch. Capability is freedom. I’d rather they inherit confidence than comfort – and I’d rather be around to help them learn it than hope they figure it out after I’m gone.

Everyone talks about the risk of running out of money. Almost no one talks about the risk of running out of time. And even less people talk about the tragedy of wasting valuable hours of your youth working for money that will never get spent.

What a waste of your valuable time.

We’re very good at smoothing consumption – using money, planning, and credit to keep life stable while quietly deferring the things that actually make it meaningful. From the outside, everything looks fine. Under the hood, life is being postponed.

The biggest gamble isn’t that you won’t have enough someday. It’s that someday arrives and you’re no longer capable of the life you spent decades planning for.

I want to die broke not because I don’t value money, but because I value life more. I want to use my resources to create memories while they’re available, not just affordable. To save enough to be secure, but not so much that I defer living indefinitely. To leave my kids with a foundation, not a cage.

I don’t pretend this is the right answer for everyone. I don’t even pretend it’s my final answer. But if the time value of money matters, then the time value of life matters more.

[Elon Musk @elonmusk]

Exactly

[Elon Musk @elonmusk]

More than any the daily readership of all newspapers in America combined

[Matthias Schmidt @eurofounder]

Day in the life of a European entrepreneur:

You wake up, it’s August and 29°C, your apartment has no AC because you live in a climate conscious building

You open LinkedIn to see Americans half your age raising $50M Series A, while you’re on the month 4 of due diligence for a €100k bridge round

You take a lunch break at 12pm because the restaurant closes at 2pm, reopens at 6pm, and is closed on Mondays

You eat bread with cheese for the third time this week. “This is the European lifestyle”, you tell yourself

Back in the office, you try to hire an engineer and discover it costs €90k to employ a person who receives €42k

Your accountant charges €400 to tell you that you owe €6,000 in unpaid VAT obligations you didn’t know existed

You google “Delaware corporate tax rate” in incognito mode

5pm, time to call it a day. You open up LinkedIn again to see that the candidate you wanted to hire just joined an AI startup in SF. His salary is higher than your entire seed round

You take the bus home, but need to get out early to not interrupt the cultural integration process of two friendly dark-skinned passengers (they are breaking windows)

You finally get to your 38 sqm apartment that costs €1,900, and you’re exhausted

Fortunately, tomorrow is Friday and your country just introduced a 4-day work week. You can finally rest

There is nothing better than life in Europe

[Transitory Collapse @urmathdontmath]

@FlintDibble Weren’t you on his show?

[Adam Carolla @adamcarolla]

This is the greatest tweet ever

[Grummz @Grummz]

This is a beautiful culture, and I’m tired of people trying to tear it down.

[Shawn Ryan @ShawnRyan762]

🚨IMMEDIATE RELEASE🚨 Congressman Dan Crenshaw Threatens to Sue Shawn Ryan.

@DanCrenshawTX @RepDanCrenshaw