Taylor Campbell

Digital marketer building cool stuff with AI. Husband & father. Car guy.

[Taylor Campbell @usctay]

@ninepixelgrid I could not agree more. Tried Claude Code for a while, came back to Cursor. And they have made some pretty massive improvements to it lately. Feels like they really want my business too, while Claude is annoying I'm using up their inference.

[Taylor Campbell @usctay]

@ninepixelgrid Friday night, 10pm, my wife comes in and says, “you know you can take breaks right?”

[Taylor Campbell @usctay]

AI agents are about to negotiate leases, book travel, and close loans on your behalf.

But they hit a wall the moment financial verification is required. A hard pull. An SSN. A 3-7 day underwriting process. The whole flow breaks.

Here's the thing: traditional credit bureaus were built for a different era. They measure past debt behavior — a proven, reliable signal. But they weren't designed for real-time, agentic transactions.

The next evolution of financial identity looks like this:

→ Bank-verified income + cash flow via Plaid (consumer-permissioned data)
→ An AI model that outputs repayment probability for a specific loan amount, not a generic score
→ Zero-knowledge proofs so a lender can verify "this person can afford $2,400/mo" without ever seeing your bank account, SSN, or income number
→ User-controlled — lives in a wallet on your phone, shared only with consent

No PII stored at a central repository. Near-zero breach liability. Fully FCRA and GDPR-friendly by design.

And when AI agents transact on your behalf, they call this like an API. Financial clearance as a primitive for the agentic economy.

Who is building this?

[Taylor Campbell @usctay]

Me: Hey, this csv is a lot of data, make sure you use python or something so you don't hallucinate your way through this.

Claude: I'm good with CSV data - numbers and patters are my strength...

Bash phython 3

[Taylor Campbell @usctay]

I used Composer 2 within Cursor 3 to setup Hermes agents within Paperclip. I mostly did it for this tweet.

[Taylor Campbell @usctay]

@cathrynlavery I love OpenClaw. I think it completely changed how we think about AI. But a lot of other tools have copied the functionality now. I might come back to it once the platform is more stable and mature.

[Taylor Campbell @usctay]

@oliviaakory This newsletter is really good and always covers the big AI topics on X. https://t.co/6Lv8keJ97X

[Taylor Campbell @usctay]

@theo Can anyone explain to me why I would use Claude Code over Cursor? Have not found the use case yet.

[Taylor Campbell @usctay]

I have been a pretty heavy Cursor user for a while now. Decided to give Claude Code a try. It is good, but doesn't feel any more powerful or capable. And the limits are minuscule using the same model. What am I missing?

[Taylor Campbell @usctay]

Anyone else find chatGPT 5.4 extremely long-winded? When a few paragraphs would suffice it keeps going and going, often just reframing what it has already said.

[Taylor Campbell @usctay]

@elonmusk Big upgrade over the prior version. It’s cool seeing the multiple agents collaborate. Helped catch up to similar models so Grok remains my daily driver for everyday tasks and questions.

[Taylor Campbell @usctay]

@ninepixelgrid Yikes, did AI make that?

[Taylor Campbell @usctay]

@jacob_posel I still get “AI isn’t good at writing code”.

[Taylor Campbell @usctay]

Anyone have recommendations for agencies specializing in Meta Ads? Looking for help with both creative and account management.

[Taylor Campbell @usctay]

When people ask me what I do for a living I’m going to start telling them I’m a harness engineer.

[Taylor Campbell @usctay]

Seeing plenty of complaints where OpenClaw breaks itself after an update.

This happened to me last night where I couldn’t even talk to the agent to fix itself.

I finally thought to plug Cursor into it, and it was able to read all the files/logs, quickly identify what was broken and fix it.

This will be my go to resolution as the tech is moving so fast I am sure this will happen again.

[Taylor Campbell @usctay]

@boringmarketer It is over. But it will take a long time for everyone to catch up. Companies will take years to adjust their teams, systems, and tools accordingly.

[Taylor Campbell @usctay]

@ninepixelgrid Stop hating on my buttons.

[Taylor Campbell @usctay]

Nobody makes it more challenging to connect to their API than Apple. It is almost as if they don't want you to do it...