Ryan Hill

Hiring Engineers from Interns to VPs
Recruiting @ Circle | Real-world blockchain & payments
Curious by default | All thoughts my own

[Ryan Hill @usdcandchill]

I’ve spent years listening more than posting. Now it’s time to do both.

This account is for thoughtful, practical conversations about recruiting, real-world blockchain and digital payments.

If you’re interested in:
• Web3 careers and openings at @circle
• Practical blockchain use cases
• #USDC and digital dollars in the real world

Glad to connect.

[Stellar @StellarOrg]

.@Circle CCTP is live on Stellar. Now, the Stellar ecosystem is connected to the wallets, exchanges, and DeFi lending protocols that use @USDC.

https://t.co/1jpjNgX677

[Circle @circle]

CCTP is now live on @StellarOrg.

Developers, institutions, and businesses can now move USDC between Stellar and 23 supported blockchains using Circle’s canonical burn-and-mint infrastructure.

→ Crosschain transfers, deposits, and swaps
→ Programmatic treasury rebalancing
→ Crosschain payment settlement
→ Cross border payments

Start building: https://t.co/18ORLngfBu

[Ryan Hill @usdcandchill]

The internet killed the cost of distributing information.

Stablecoins will kill the cost of moving money.

[Ryan Hill @usdcandchill]

@AltcoinDaily Stables are full-reserve money. Banks are fractional-reserve money printers, which only works when the world doesn’t understand how fractional reserve lending works. Those that use stables have graduated to a superior system. Banks will need to adapt.

[Ryan Hill @usdcandchill]

@AltcoinDaily Stables are full-reserve money. Banks are fractional-reserve money printers, which only works when the world doesn’t understand how fractional reserve lending works. Those that use stables have graduated to a superior system. Banks will need to adapt.

[Circle @circle]

We’re entering a new economic era, where AI, internet-native money, and programmable infrastructure converge.

This may drive the greatest acceleration of economic activity in human history.

And from @jerallaire, we’re just getting started.

[Ryan Hill @usdcandchill]

@MakhijaSaroop @MBC_Conference @circle Good catch. Just updated permissions. Hopefully we are all good now

[Ryan Hill @usdcandchill]

To all the @MBC_Conference peeps and other Web3 enthusiast students 📣📣

Please check out this Internship opportunity at @circle on our Product team and send me a DM after you apply.

https://t.co/Ql7GKdxj0P

[Ryan Hill @usdcandchill]

@0xthanh @MBC_Conference @circle @college_xyz Love it!

[Ryan Hill @usdcandchill]

Wow! This is a fantastic interview with the one and only @jerallaire. Loved the questions from @KPGrit and loved the answers even more!

Must listen!

[Circle @circle]

USDC’s path to becoming a fully reserved, digital dollar integrated into the financial system.

With @KPGrit, @jerallaire shares what it took to sustain belief through deep uncertainty along the way.

[Ryan Hill @usdcandchill]

@samconnerone @BermudaPremier That’s awesome @samconnerone! Really exciting news!

[Circle @circle]

The Culture of Currency with @Wyclef Jean is a new docuseries we created in partnership with @timestudiosfilm.

The four-part series explores how culture, creativity, and human-centered financial innovation are reshaping communities worldwide.

Premiering later in 2026.

[USDC @USDC]

In stablecoins, one small letter can mean a world of difference.

Look for the C.

Find the right stablecoin for you.

[Ryan Hill @usdcandchill]

@circle is always making moves. Check it out!

[Circle @circle]

For users and institutions, the promise is simple: faster, cheaper, always-on finance.

But regulated stablecoins are just the beginning. A new system is taking shape.

→ @Arc, a new blockchain network designed as the Economic OS for the internet
→ Regulated digital assets like USDC, EURC, and USYC as units of value
→ Applications such as the Circle Payments Network (CPN) that deliver real-world economic utility

Together, these layers connect onchain innovation to everyday financial use cases.

This is how the Internet Financial System works.

[Circle @circle]

For users and institutions, the promise is simple: faster, cheaper, always-on finance.

But regulated stablecoins are just the beginning. A new system is taking shape.

→ @Arc, a new blockchain network designed as the Economic OS for the internet
→ Regulated digital assets like USDC, EURC, and USYC as units of value
→ Applications such as the Circle Payments Network (CPN) that deliver real-world economic utility

Together, these layers connect onchain innovation to everyday financial use cases.

This is how the Internet Financial System works.

[Ryan Hill @usdcandchill]

@StellarOrg Strong flex for good reasons 💪

[Ryan Hill @usdcandchill]

I watched the Four Horsemen documentary when it came out in 2012 and still think back on it regularly. Pandora’s box was opened for me. Highly recommend for anyone trying to better understanding how we got here.

https://t.co/oBTK9hSS1c

[Ryan Hill @usdcandchill]

Love this conversation. Great listen for anyone trying to see beyond the casino.

[Stellar @StellarOrg]

The latest episode of block by block is like sitting in on @austincampbell's office hours.

A masterclass on how money moves today — where it breaks — and what needs to change for digital assets to scale beyond insiders.

0:25 Introduction
1:09 Austin's Background
4:28 Understanding Velocity in Finance
6:59 Stuck Capital and Tokenized Assets
9:26 RWA Initiatives That Changed Value Flow
12:04 Skepticism Around Private Credit Tokenization
13:53 The Case for Openness in Financial Systems
16:47 Open Builder Terms and Innovation
19:59 UI/UX and Mass Adoption
22:08 The Killer App: Seamless Payments
24:22 Stablecoins and Banking Upgrades
25:24 Privacy in Financial Infrastructure
28:08 Barriers to Privacy onchain
29:51 Privacy Improvements Over Traditional Systems
31:06 What We Can't Lose from Traditional Finance
33:50 Consumer Protection and Specialization
34:08 The Word for 2026: Settlement
35:47 Closing Thoughts

[Circle @circle]

Introducing the @Arc Builders Fund

Circle Ventures is dedicating funds and mobilizing an investor network to support early-stage teams building real-world financial apps and services on Arc, the Economic OS for the internet.

The Arc Builders Fund is designed to accelerate innovation by backing teams building projects that uniquely benefit from Arc’s design, including:

→ Onchain markets with low-latency architecture
→ RWA and private credit markets built on private, composable rails
→ Onchain FX flows with Circle StableFX and Circle Payments Network
→ Agentic commerce for autonomous systems and machine economies
→ Energy and compute protocols powered by deterministic settlement

Each investment brings Arc closer to its mission: powering the new internet economy with open, composable, enterprise-grade infrastructure.

If you’re building what’s next for the internet economy, Arc is the place to do it and the Arc Builders Fund can help you get started.

Learn more: https://t.co/FWL4yg5yOn

Note: For informational purposes only and not related to fundraising. “Arc Builders Fund” is a Circle Ventures corporate initiative; no fund or vehicle is being formed. Circle Ventures is not an investment adviser or broker-dealer. Investor Network members make independent decisions.

[Ryan Hill @usdcandchill]

Wild 👀

[Circle @circle]

AI and blockchain.

Machines and @USDC.

Looking forward to exploring more with @openmind_agi.