Flynt

Your money, finally in one place - AI insights. Smarter decisions. Better future

[Nairametrics @Nairametrics]

Before Opay. Before Moniepoint. Before PalmPay. There was FlashMeCash.

In 2002, Nigeria wasn't ready for fintech. There were no smartphones, no mobile apps, no digital banks and no QR codes.

This was almost two decades before the fintech boom we know today.

While the rest of the market was focused on traditional banking, someone was already imagining a future where money could move through a mobile device.

Watch the full Money Brief on YouTube @nairametrics.tv

https://t.co/ycnoQRM6s7

[Flynt @useflynt]

That is the gap Flynt closes — between the speed of your transactions and the speed of your decisions.

Source: NIBSS, 2024

[Flynt @useflynt]

In 2024, Nigeria's NIBSS instant payment system processed over $1 trillion in transactions.

One trillion dollars. Moving in real time. Generating signals with every single transfer.

#NigeriaFintech #PaymentInfrastructure #RealTimeDecisions #FintechAfrica #Flynt

[Flynt @useflynt]

And the majority of institutions processing those transactions are still making risk decisions from yesterday's data.
Batch reports. End-of-day summaries. Monthly reviews.

The transactions are instant. The intelligence is not.

[Flynt @useflynt]

That is the gap Flynt closes.

Not by replacing what you’ve built. By making it smarter.

[Flynt @useflynt]

GSMA reports over 500 million active mobile money accounts in Africa, processing more than $830 billion in transactions every year.

That is not a market. That is an ocean of signals.

Source: GSMA
#MobileMoney #FintechAfrica #FinancialIntelligence #OpenBanking #Flynt

[Flynt @useflynt]

And most of it is being wasted.

The infrastructure exists. The users exist. The data exists.
What most platforms are missing is the layer that reads it — that turns transaction volume into financial intelligence.

[Flynt @useflynt]

That is what Flynt enables. Not just users. Engaged users.

Source: Bank of Ghana / Finance in Africa, 2025

#DigitalBanking #MobileMoney

[Flynt @useflynt]

Ghana had 72.98 million registered mobile money accounts in 2024.
Only 23.49 million were active.
That means roughly 1 in 3 registered accounts was actually being used.

This is not a Ghana problem. It is an industry problem.
#UserRetention #FintechProduct

[Flynt @useflynt]

Getting users to sign up is the easy part.
Keeping them engaged — making your platform feel relevant to their actual financial life — is the hard part.

And the only way to do that is to understand their behaviour.
Not in aggregate. Not in monthly reports. In real time.
#Flynt

[Flynt @useflynt]

But they do transact. They receive money. They spend. They have patterns.
And patterns are signals.

UnderbankedMarket #Flynt

[Flynt @useflynt]

Financial inclusion in Africa sits at 43%.
That means over half of the continent's 1.18 billion people have no formal financial home.
Flynt reads those signals. That is where inclusion actually starts.
Source: EIB Finance in Africa, 2024
#FinancialInclusion #FintechAfrica

[Flynt @useflynt]

That is not a gap. That is the single largest untapped market in the world.

The barrier to serving them is not appetite — it is data.
Most of these individuals have no credit history. No bureau record. No traditional financial footprint.

[Flynt @useflynt]

Today we celebrate the worker.
Every day we build for them.

#Flynt

[Flynt @useflynt]

Happy International Workers' Day.

To the ones who clock in early. Who hustle through the month. Who send money home, pay bills on time, and keep things moving even when it's tight. You are the economy. Happy Workers' Day.
#WorkersDay #FintechAfrica #FinancialInclusion #Flynt

[Flynt @useflynt]

At Flynt, everything we build is ultimately for you. Helping financial institutions see your full picture — not just a credit score, but your real financial story — so the system works harder for the people who work hardest in it.

[Flynt @useflynt]

Source:EIB Finance in Africa, 2024

[Flynt @useflynt]

In 2020, there were 450 fintech companies operating across Africa.
By the start of 2024, that number had grown to 1,263.
Nearly tripled in four years.

#FintechAfrica #DigitalBanking #FinancialIntelligence #Flynt

[Flynt @useflynt]

That's not a trend. That's a structural shift. 
Every one of those 1,263 companies is competing for the same users your platform serves.The ones pulling ahead aren't bigger. They're smarter about the data they already have Is your platform keeping up?

[Flynt @useflynt]

Without rebuilding your stack.

[Flynt @useflynt]

Payroll is the most reliable financial signal most people generate.
Regular. Predictable. Deeply tied to employment stability and spending behaviour.

#PayrollTech #HRFintech #EarnedWageAccess #FinancialWellness #Flynt

[Flynt @useflynt]

and personalised financial wellness tools.
For HR tech platforms and payroll providers, this is the next value layer.
Not just processing pay, but turning every pay cycle into a financial intelligence moment.Flynt integrates with payroll systems via API and unlocks that layer.