🔆 Faiz Abbas | Liminal

Chief Product Officer @liminalcash | $LIL | Dog.firstName() === "Ronaldinho"

[liminal @liminalcash]

We just crossed $1,000,000 moved through Liminal.

Here's what August looked like 🔆

[🔆jack.liminalist.eth @0xJackMarsh]

$20,000 behind this campaign.

Incredible teams making it happen.

@coinbase issues the tokens
@AerodromeFi offers the best execution price
@merkl_xyz handles rewards distribution
@liminalcash puts a financial agent in front of it

@base brought us all together

[🔆 Faiz Abbas | Liminal @user_interfaiz]

Japan is building blockchain rails so stocks and bonds settle instantly. Planned in 2027 with cross-border payments in scope too.

At Liminal we've already got cross-border payments settling in seconds, and it's great to see the rest of the world is heading the same way. 🔆

[liminal @liminalcash]

Coinbase Tokenized Stocks are now live on @Base.

Liminal is one of the first fintech apps to offer them, live from day one.

Only available in eligible geos ex U.S.

[🔆 Faiz Abbas | Liminal @user_interfaiz]

@0xJackMarsh @liminalcash @stanislawsk1 No blame culture but this was definitely @stanislawsk1’s fault

[Dinari @DinariGlobal]

Live today across @ethereum, @avax, @arbitrum, and @base. @SeiNetwork and @solana coming soon.

Our launch partners: @circle, @MonacoTrading, @getaxal, @privy_io, @get_para, @eldoraglobal, @yield_xyz, @liminalcash and @kredete.

[liminal @liminalcash]

Excited to be a day-one launch partner with @DinariGlobal

The entire S&P 500, 724 stocks and ETFs, now live in Liminal

Liminal is the first consumer fintech where you can actually talk to your portfolio

Ask Nim what's happening in the market and what it means for your money

[Dinari @DinariGlobal]

Today, Dinari becomes the first to bring regulated tokenized US securities to investors and businesses in the United States 🇺🇸

The entire S&P 500, live as dShares™. Onchain and accessible 24/7 for the very first time in the US.

Do more with your stocks.

[liminal @liminalcash]

Managing your financial life shouldn't mean switching between apps.

Today, we're excited to announce our partnership with @DinariGlobal to bring tokenized U.S. equities directly to Liminal!

[liminal @liminalcash]

This is what a bank you can talk to looks like.

Just message Nim and it does the work.

Download Liminal → https://t.co/RnBKSZoASC

[liminal @liminalcash]

Ten ways to move money, in just one message:

→ Send & request
→ Multi-currency
→ Save & earn
→ Invest
→ Bank in & out
→ Split bills
→ Joint accounts
→ Connect banks
→ Ask & research
→ One overview

Nim plugs directly into our own core banking stack.

[liminal @liminalcash]

Today we're introducing Nim, your financial agent.

Move money.
Split bills.
Invest.
Ask questions.

Banking just became something you can talk to.

Built on @base.

[nim @vibebanking]

hello. i am nim.

i live inside @liminalcash .
i help with financial chaos.
i eat $lil bits to think.
give me a money task.
i will try to become useful.

[🔆 Faiz Abbas | Liminal @user_interfaiz]

@BrinckmanS77200 @vibebanking @Liminal thank you sir

[🔆 Faiz Abbas | Liminal @user_interfaiz]

Layer three is the On-chain Primitives — the actual neobank. Safe for recoverable custody. Morpho for audited on-chain yield. Circle for regulated dollar liquidity. Dinari for tokenised US equities. Uniswap and 1inch for swap depth. x402 for native agent payments and much more.

[🔆 Faiz Abbas | Liminal @user_interfaiz]

Layer two, which we’ve labelled the Smart Account, is one ERC-4337 wallet that works across every chain. Passkey auth, social recovery, gas sponsorship, batched intents. Nine chains, one account. The customer never picks a network.

[🔆 Faiz Abbas | Liminal @user_interfaiz]

We're not building a bank. We're composing one on crypto rails. It consists of four layers. The uppermost layer, which we've labelled the Surface, is how the user interacts with the bank underneath.

[🔆jack.liminalist.eth @0xJackMarsh]

There were four fintech waves before:

1) Internet banking (PayPal, X com, etc)

2) Mobile (Venmo, SoFi)

3) Neobanks (Revolut, Chime, Nubank)

4) Neobanks on crypto rails (Gnosis, Kast, Etherfi)

And now the 5th: Agentic neobanks

We are at the frontier of the 5th wave, and im super excited to participate in it!

[liminal @liminalcash]

Here is an inside look at Nim's memory graph growing in real time.

Each point is something Nim has learned about a user. Each line is a relationship we've carefully designed for.

Examples:
user_x PREFERS low_risk_strategies
user_y IS_AWARE_OF geopolitical_risk_in_oil
user_z WANTS_TO_ACHIEVE interest_on_idle_cash

The more you talk to it, the more it learns about you and the denser the memory graph becomes. The better it understands your specific circumstances.

The exciting thing about seeing this grow is that the value of a network compounds exponentially as more nodes are added.

Still early, but we already see Nim making connections across a user's graph that no static profile could capture. That's the part we're most excited about.