Heena Verma

All great things come from within.

[Heena Verma @v3rmaHeena]

This part of my life, this little part, is called happiness 🦋
@chesscom_in @ChessBase #chess ❤

[Heena Verma @v3rmaHeena]

@BhartiyNiveshak Only swsolar is 💚, rest whole portfolio is deep 🔴❌️

[Josh Gessner @joshgessner]

Happiness is a skill that can be learned.

Over the years, Naval went from a 2/10 to 9/10 in happiness.

"Happiness... is a highly personal skill that can be learned, like fitness or nutrition.

[Upgrade Your Life @BhartiyNiveshak]

Bhagwad Geeta Adhyay 2 Shlok 48

[Upgrade Your Life @BhartiyNiveshak]

Transformers are required whether you do thermal, wind, solar, nuclear or whatever. Increased usage of electricity as per capita income is rising and EV & AI adoption requiring more and more of them. What all stocks you like from this pack? Any you holding and at decent valuations?

[Rajasthan Royals @rajasthanroyals]

Making your family proud on birth soil! 💗

[Mayank Sehgal @mayank_sehgal]

My wife is

more educated than me ✅

earns more than me ✅

contributes more time and energy to our family with kids and my parents ✅

Manages her work much better ✅

We help each other by discussing daily issues at work and life and share perspectives ✅

I do everything possible to ease her life, I might fail at times but I am super proud of her ❤️

The tweet below, the person himself is a major red flag.

Regards,
A Proud Husband

[Heena Verma @v3rmaHeena]

@BhartiyNiveshak Focus

[Upgrade Your Life @BhartiyNiveshak]

Every other handle is talking about Transformer stocks today!

AI - needs transformer
Data Center - needs transformer
Railways - needs transformer
EV - needs transformer
Wind Energy - needs transformer
Solar Energy - needs transformer
Nuclear Energy - needs transformer

[Heena Verma @v3rmaHeena]

Thank you 🙏🏻🙏🏻

[Upgrade Your Life @BhartiyNiveshak]

@v3rmaHeena Prakash good to add above 173 and CONFIPET above 102. Both great stock to own in portfolio.

[Heena Verma @v3rmaHeena]

@BhartiyNiveshak Prakash , confipet

[Sagar @sagarcasm]

Thanks MS Dhoni

[Mark Wlosinski @LTI_finance]

You can now use ChatGPT to master Microsoft Excel and Google Sheets.

Here’s how:

[Upgrade Your Life @BhartiyNiveshak]

Major issues resulting in the money getting blocked and hence not getting any returns on it.

An extremely conservative approach with investment: Traditionally, people have been risk-averse. They would just have an FD and live on 6–7% annual interest. Some would just keep the cash at home.

Lack of clarity between asset and liability: Having a car is not an asset because it consumes fuel and has a maintenance cost. Its price will only depreciate in the future. Car is a necessity but people spend a lot of money and even take the loan to buy a luxury car over and above their budget.

Considering frugal as cheap: A lot of people confuse economic spending with being cheap. An economic spender does not compromise with quality but does his research well enough to buy the product or service at the lowest rate.

Procrastinating investment decisions: “I will invest from tomorrow”. But the problem is that tomorrow never comes.

Spending a lot of money on fancy stuff: A fancy car, a fancy house, a fancy watch, a fancy vacation. People want fancy stuff and willing to pay a premium irrespective of the value it generates or at times disregarding their own budget.

Lack of patience: “I can’t wait for my wealth to grow. I want to double my investments in 2 months. I need to invest in the stock market.” A lot of people lose their lifetime of savings because they don’t have the patience to understand the investment options and would blindly trust anyone with their investment.

Depending upon others for investment decisions: “I don’t know anything about investment. Please manage my money.” Unfortunately, a lot of people are dependent upon others with their hard-earned money. This is the reason we have a lot of self-proclaimed experts giving wrong advice still have lakhs of followers.

Not discussing the money matters in the family: Discussions related to money are considered as a taboo in Indian families. Nobody really discusses money matters.

Getting too greedy with investment: People blindly invest their money in penny stocks, day trading, futures and options. They eventually lose all their hard-earned money. What is the root cause? GREED and not willing to put efforts to understand things.

Buying stocks at the peak and selling on fall: Most of the retail investors get over excited with a rising market and invest most when the market is at its peak. Eventually, the market corrects and they sell the stocks at a loss then leave market forever.

Wasting time on unproductive things: Rather than learning new stuff and growing the skillset, people end up wasting time on reels, social media and YouTube.

Lack of disciplined investment: Instead of spending what is left after investing, people invest what is left after spending. This results in undisciplined investment.

Root Cause: Lack of knowledge about personal financial management which is mostly common sense!!

Anything else you want to add?

[Heena Verma @v3rmaHeena]

@tweet_of_Gandhi @GabbbarSingh Nopes 🙅‍♀️ it never was, never will be.. for me atleast 😋😋😋

[Upgrade Your Life @BhartiyNiveshak]

“You cannot go back and change the beginning, but you can start where you are and change the ending.”

[CA Ramachandran @jayaram8786]

@sahilbhadviya Sahil, you can do much better

This comment is so absurd.

Paytm has serious irregularities and in one instance, an account linked to one Permanent Account Number (PAN) was found to be operating more than 1,000 wallets. RBI has repeatedly given them warnings, they failed badly

[Culture Crave 🍿 @CultureCrave]

#DragonBall creator Akira Toriyama has passed away at age 68

[Gabbar @GabbbarSingh]

That’s right