Vaibhav Patil

Trader, Investor & Businessmen

[Ronit Pereira @CAronitpereira]

“People are selling you Rs. 20,000 course on buying and selling options. If it was that easy, they themselves would’ve been Millionaires.”

“Remember always, Stock market is the hardest place to make easiest money.” 🔥

- Vijay Kedia

[Dr. Rajeshwari Iyer @RajeshwariRW]

You work for 40 years.
Your leaders work for just 5 years.

You pay taxes for entire life.
Your leaders get a lifetime pension.

You work lifetime to buy 1 car.
They buy 10 luxury cars every year.

System was never designed for you.

[Raghu @IndiaTales7]

Rain. Flooded highway. Cars and trucks crawling through brown water.

And one Gurugram Traffic cop on the concrete divider ~ first his hand inside the drain hole, then a stick….clearing the blockage so the water can actually leave the road. Uniform soaked. No umbrella. No official convoy behind him.

No camera crew. No speech. No “we are committed” banner. Just duty.

This is the part of “Millennium City” that never goes viral first. The part that happens while everyone else is stuck, recording, or blaming the drainage.

Respect to the officer who did the unglamorous work. 🙏

[galgotia.ai parody @GalgotiaAI]

It's 2026.

Stop taxing income of middle class when you already tax our savings, consumption, investing.

TCS if you vacation abroad
STT, STCG for traders
Excise on fuel & alcohol

50 shades of taxes exist.

Atleast leave our income

#abolishincometax

[Akshat Shrivastava @Akshat_World]

Can't deny the fact that Trump made US investors rich.
And, our politicians made defaulters rich.

One country rewards stock investing.
The other rewards defaulting/freeloading.

[Nationalist Nerd @retrdvirat]

Aacharya ji smoked her brutally. Demolished by him in seconds 😭😭😭😭

[Aadi @Gitekimhit]

A Kannada actress brutally cook Kriti Sanon🚨

Q: Kriti Sanon is facing backlash for wearing a revealing outfit during her Raksha Bandhan campaign. What is your take on this controversy?

​Actress: Look, I believe in women's freedom, but I won't support Kriti wearing something inappropriate for a sacred festival. It ruins the essence of our traditions.

​Q: But some say she is just being unfairly targeted for her clothes?

​Actress: Please don't use feminism to hide hypocrisy. I have just one simple question: would she wear this exact same outfit for an Eid campaign? No. This selective modernism only happens during our festivals, and that's the real issue.

Massive respect for not bootlicking Bollywood and speaking the truth🙌

[Pooja @poojaofficial5]

HDFC Bank first dragged my CIBIL Score down to 615, then an RBI Ombudsman complaint made the same bank start chasing me.

I had applied for a Credit Card, but the bank rejected my application.

Then, a few days later, the exact same card arrived at my doorstep with a ₹500 joining fee.

I went to the branch to sort it out, and the employee told me

"Just do not pay the fee and do not activate the card, it will automatically get cancelled."

I trusted his advice.

But that’s where the real nightmare began.

The card was not cancelled.

Instead, the bank kept reporting defaults for 3 months, and my CIBIL Score eventually dropped to 615.

When I complained, instead of taking responsibility,

I was given a lecture about being more financially responsible.

So I waited, gathered all the documentation, and finally took the matter to the RBI Ombudsman.

And suddenly, everything changed.

Calls from the Branch Manager
Calls from Senior Officers
First, they offered an NOC

Then, they requested me to withdraw the complaint

The same bank that had earlier dismissed my complaint was now saying

"Madam, we will completely clean your CIBIL history, just withdraw the complaint."

But this time, I refused to back down.

The result ?

Within just 3 weeks, all the late payment and default remarks related to that incident were removed from my CIBIL report,

and my credit history was restored.

The same bank that had initially treated me as if I was at fault was now trying desperately to convince me.

One small mistake can cause months of damage to your credit profile.

So never blindly trust verbal advice from bank employees.

Keep records of every conversation, monitor your CIBIL regularly,

and if the bank refuses to resolve a genuine complaint, take it to the appropriate regulatory channel.

Because sometimes, one properly documented complaint can completely change a bank’s tone.

[Anand Ranganathan @ARanganathan72]

Reservations: Where We Came From, Where We Stand, What Must Change

My detailed analysis, featuring a five-point formula as an overarching solution acceptable to every rational Indian:

[Aman Goel @amangoeliitb]

Severance pay?

There is 12% GST on most cancer medicines. They removed it on some, but several cancer medicines attract heavy GST even today.

[Venkatesh Alla @venkat_fin9]

If someone is taxing severance pay as well, just understand the cruelty of this system and these politicians. They don't even spare the money meant for people who have lost their jobs. That tells you everything about their priorities.

[Mohandas Pai @TVMohandasPai]

PM @narendramodi Sir please do see. This too needs reforms. While we need reservations, having a cut off below 60 when General is at _94 is very very wrong. Justice should be done. Yes we can have lower cut off for reserved groups but should it be so low? We will destroy the future of students with such low cut off in a very highly competitive class. We are setting them up for failure. This needs reforms @PMOIndia @AmitShah @republic @CNNnews18 @RShivshankar @ShivAroor @ndtv @sardesairajdeep @navikakumar

[Anuradha Tiwari @talk2anuradha]

Finally Reservation topic is gaining momentum.

Time to demand some changes-

1. One Family One Reservation
2. One Time Reservation- use either for studies or jobs
3. Sunset Clause- Reservation should end after specific period

[CA Ruchita Vaghani @R_N_Vaghani]

Worst Finance Minister in Hostory of India

- LTCG all time high
- STCG all time high
- STT all Time High
- Dollar is all time high
- Not Ready to Listen Taxpayer
- Stock market is in worst situation
- Highest GST Rate

Yes Nirmala Sitharaman is Worst Finance Minister in Indian History.

[Piyush Trades @piyush_trades]

Airtel has now banned using their unlimited mobile data through hotspot on laptops.

I have to go on a trip next week, so how exactly am I supposed to use internet on my laptop?

This company made a profit of over ₹76,000 crores in the last two years when they were allowing hotspots.

Now they want to ban hotspots to maximise their profit even further. The greed of these people are never ending. Shameless.

Truly, the Indian telecom duopoly is working for themselves; not the nation. I strongly feel the need of a strong BSNL in this country today.

[CA Paaras Gangwal @ThetaVegaCap]

A 35-year-old professional says:

“Bas ₹5 crore ho jaaye, then I’ll retire.”

But retire and do what?

❌Wake up at 10.
❌Scroll Instagram.
❌Watch Netflix.
❌Meet the same friends.
❌Repeat.

For a few months, it may feel peaceful.
After that, even holidays start feeling boring.

Work gives more than salary.

It gives routine, identity, people, challenges and a reason to improve.

Financial independence is important because it gives you the power to say no to toxic jobs, bad bosses and unnecessary pressure.

But completely exiting the work ecosystem at a young age may not be freedom.

The better goal is:

Earn enough to work on your own terms not to stop working forever.

#Life

[Akshat Shrivastava @Akshat_World]

It is fairly common for Indians to work 15-16 hours/day. And, get underpaid. With 0 overtime benefits.

On top of this: we spend decades paying taxes.
And, getting 0 social benefits (for people paying direct taxes).

The ability to endure is just unreal. Most people endure because they feel they got no choice.

But, there are always choices.

Start doing 3 things today:-

1) Read more (build knowledge on a spectrum).
2) Apply more (pick a side project, anything. eg. video editing; get better).
3) Start learning how to invest better (this builds money muscle: you start analyzing things better).

When you improve consistently, you end up creating massive optionality.

[Piyush Trades @piyush_trades]

Trading is one of the most taxed industries in India, even though it is the sole supporter of a healthy stock market.

You have to pay 20% STCG on your profits and also pay STT on top of that, whether you make a profit or a loss.

Even then, traders are already burdened with brokerage, stamp duty, GST, turnover fees, exchange fees, etc.

God forbid you make a profit in F&O, because then the vultures will rush to tax you 30% on your profits, with a 4% surcharge on top of that.

I believe Indians have now reached the highest possible level of frustration due to taxes. Everyone is angry because of them, and that anger could burst at any time.

The day it happens, the entire Indian economy could collapse because India’s top companies are highly dependent on their stock market valuations.

[Revolutionary Monk @RevolutionMonk]

Here’s the story of Ranjish. 💔

He was 38, a bus conductor. He married the girl he loved and had a daughter.

Two years later, his wife left them both and moved to the Gulf. There she found another man, fell in love, and abandoned Ranjish and her daughter.

Ranjish raised his daughter alone for 8 years, pouring every drop of his love and strength into her.

Then his ex-wife filed a case. He fought desperately for the child he had brought up with his own hands. But the court sent the daughter to her mother and “stepfather.”

He lost his wife. Then the system took his daughter too.

Completely broken, Ranjish took his own life.

Apparently, men seem to have no rights in this society. No one sees their pain, their struggles, their silent battles.

Pranamam Ranjish 💐