@amorales866@raylehmann You probably bought a home from someone that purchased it years ago at a much lower cost. Their assessment was based on what they paid for it. Got use to the low taxes until assessment time hit then it doubles over night. This happens to everyone who buys a home. Nothing new here
@anymanfitness You’re a 🤡. Travel ball is for parents who want to pay for their kids exposure. You’re telling me a lefty freshman with a 88 mph fastball is going to be left behind because he played rec ball? 😂😂😂
@Hallz_Pass@N8RealEstate You’re responding so that’s all that matters. mY pArTnEr sOlD…. You sound like an adolescent trying to flex on X. I would just stop before you expose your broke self any further.
@Hallz_Pass@N8RealEstate Do I always shoot for the best ROI as possible? Absolutely. But when you have over a dozen projects going on along the east coast of Florida, then I’m not going to let any money leave the table. You’re not talking to a guy who relies on loans. I am the bank
@Hallz_Pass@N8RealEstate Only wanna be investors and beginners need to rely on the banking system to fund profitable projects. I remember my first flip I did back in 2001 when my father let me borrow the purchase price 😂
@Hallz_Pass@N8RealEstate Also, lenders don’t give 2 shits if you’re going to make $1 or $1 million. As long as you pay the interest only payments and clear the balance at closing then that’s all that matters.
Met a guy at a bar in Dallas who said he got a quarter million dollars from banks in one morning and never has to pay it back
I told him he was full of shit
He pulled out his phone and showed me three approval emails timestamped 14 minutes apart. $250,000 total. 0% interest for 15 months. No investors. No loans. No payments for over a year
He's not rich. He's not connected. He doesn't have family money. He started an LLC three weeks before he applied. His "business" had made $0 in revenue. He had a credit score in the low 700s which is literally average
I asked him how and he explained it like he was ordering a drink
Banks have business credit cards that approve you based on your personal credit score and a projected revenue number that they never verify. You type in what you expect to make. If you project $200K they give you a bigger limit than if you project $60K. Same score. Same person. One input field changes the limit by $40K-$80K
But the part that actually matters is the order you apply
Each bank pulls a different credit bureau depending on what state you're in. Chase pulls Experian in Texas. US Bank pulls TransUnion. If you apply to the wrong bank first, the inquiry shows up on the bureau that the second bank checks and their system flags you as high-risk. Denied. Same credit. Same morning. One just went first
He applied to Chase at 9:00. Amex at 9:07 because Amex does a soft check first that doesn't trigger Chase's denial algorithm. US Bank at 9:14 because they pull a completely different bureau that hadn't been touched yet
$250K. Before lunch. Zero interest for over a year
I bought his next round
(btw he told me he almost went to a funding company first that wanted to charge him $18,000 in fees for a $75K loan at 28% interest. the same money. from the same banks. one path costs $18,000 and gets you $75K. the other costs $0 and gets you $250K. he just didn't know the second path existed until someone showed him)
we build this exact strategy for business owners. map every bureau, sequence every bank, guarantee $100K+ at 0%. link in bio
@Hallz_Pass@N8RealEstate So if I offered you $30k right now you wouldn’t take it? Your comment just shows you have no idea how any of this works. $50k flip or $2 million, there’s no discrimination when it comes to making money