ValueSpectre

Where growth meets value. +10 years of investing at a 29% CAGR, a €4M+ portfolio built over time, and transparency at the heart of everything I share. NFA

[ValueSpectre @ValueSpectre]

My 10-Year Investing Playbook.

From €300K to €4.5Million

Read it here. 👇🏼
https://t.co/wdZS0xdYss

[ValueSpectre @ValueSpectre]

@TheRonnieVShow That's a crazy return Ronnie! 👀

[ValueSpectre @ValueSpectre]

@weary_centurion Thanks mate👌🏼

[ValueSpectre @ValueSpectre]

@FinanceJack44 What about $NU ?👀

[ValueSpectre @ValueSpectre]

$NU reports earnings tomorrow and trades at just 10x estimated 2027 earnings.

Brazilian fintechs added 5.6M borrowers in Q3 vs. 600K for the five biggest incumbent banks. Nubank and Mercado Pago together drove roughly 70% of borrower growth.

Over three years, those two fintechs added 44M borrowers vs. 4.1M for the big five. Nearly 11x as many.

I’m bullish at this valuation. Tomorrow I’ll be watching whether NU is turning that borrower growth into higher earnings while keeping loan losses in check.

My deep dive 👇🏼

https://t.co/UBLTV7XynX

[ValueSpectre @ValueSpectre]

Who’s buying $NU ahead of tomorrow’s earnings? 👀

Around $12, it trades at just 10× estimated 2027 earnings, with analysts expecting EPS to grow 38% next year. That’s my kind of setup. 👻

[ValueSpectre @ValueSpectre]

@TheBigBerbowski Bought some $NU

[ValueSpectre @ValueSpectre]

What do you expect from $NBIS earnings tomorrow? 👀

Nebius is back around $159, up 40% from last week’s $113.30 low. What caught my eye is that even after that rally, it’s still about 18% below where it traded going into its last earnings report.

Last quarter, $NBIS closed at $193.23 the day before earnings. Revenue came in at $582M, up 454% year over year and ahead of estimates. The stock opened at $226 and kept climbing, closing at $259.20. That was a 34% gain in one session.

I liked what I saw from $IREN and $CRWV this earnings season.

Nebius is one of my largest positions.

[ValueSpectre @ValueSpectre]

@SagoLabsVC Nope

[ValueSpectre @ValueSpectre]

@SagoLabsVC 🤯😜

[ValueSpectre @ValueSpectre]

Up €213K today 🤯

I spent the past month adding to my tech positions, especially during the pullback. Days like this are why I kept buying. Love to see it! 📈

[ValueSpectre @ValueSpectre]

@erichgoeswild 👊🏻

[ValueSpectre @ValueSpectre]

@TangoTurtleA Thanks Gallep👊🏻

[ValueSpectre @ValueSpectre]

@CarsonTalkMoney A bit more $Nu before earnings? 😜

[ValueSpectre @ValueSpectre]

@PlantInvestor16 📈😍

[ValueSpectre @ValueSpectre]

@AuditTheHerd You will be green in no time😉

[ValueSpectre @ValueSpectre]

@LeifInvests Not yet ATH tweets, then we have to be careful 😂

[ValueSpectre @ValueSpectre]

@Stealthct_Storm Why not?👀

[ValueSpectre @ValueSpectre]

Who’s buying $NU ahead of tomorrow’s earnings? 👀

Around $12, it trades at just 10× estimated 2027 earnings, with analysts expecting EPS to grow 38% next year. That’s my kind of setup. 👻

[ValueSpectre @ValueSpectre]

@JF_Stanley Thanks James! 👊🏻

[ValueSpectre @ValueSpectre]

@xItsTinnyx 📈💯

[ValueSpectre @ValueSpectre]

@TheFrankzy Let's go Frankzy👊🏻

[ValueSpectre @ValueSpectre]

@CarsonTalkMoney @HolySmokas € or % ?