Vaultedge

The credit layer of DeFi's yield.

Beta is live!

[Vaultedge @VaultedgeFi]

When you open a vault on Vaultedge and borrow USDVE, 1 USDVE is automatically set aside as a Liquidation Reserve.

This reserve exists to compensate gas costs for the transaction sender in the event your vault gets liquidated. Think of it as a small deposit that covers operational costs if things go wrong.

The good news: if your vault is never liquidated, you get it back when you close your vault and repay your debt.

One thing to note: the Liquidation Reserve counts as debt in your collateral ratio calculation.

[Vaultedge @VaultedgeFi]

The stablecoin space has evolved.

From centralized stables backed by off-chain reserves, to over-collateralized models backed by on-chain assets, to algorithmic experiments.

USDVE takes over-collateralization further: backed by productive assets.

Vault tokens continue to generate returns, and LSTs and LRTs keep accruing staking rewards. Your collateral works while it backs your stablecoin.

Fully on-chain, permissionless minting, no privileged keys.

Over-collateralization meets capital efficiency.

[Vaultedge @VaultedgeFi]

Every collateral asset on Vaultedge has a Backing Percent.

It measures how much of the protocol's total collateral is made up of a specific asset.

Example: If total collateral is $1M and $200K is weETH, then weETH has a 20% Backing Percent.

Why does it matter? The Backing Percent is one of the factors that determines the issuance fee of the asset. Higher concentration of a single asset means higher risk to the system, which is reflected in the fee.

This keeps the protocol diversified and healthy by design.

[Vaultedge @VaultedgeFi]

Earn more Points by referring friends

When someone uses your code and starts earning Points, you automatically get 20% of their Points as a bonus.

They keep 100% of theirs. Your 20% is on top.

One engaged referral who stays active earns you more than ten who try it once.

[Vaultedge @VaultedgeFi]

Right now, and for a limited time, issuance fees on Vaultedge are 0%.

Here's how they work normally:
When you borrow USDVE, you pay a one-time issuance fee based on your collateral's risk profile and the system's backing percentage.

That's it. Take advantage of the 0% window while it lasts.

[Vaultedge @VaultedgeFi]

USDVE/USDC pool on @HydrexFi

Current APR: 8%

Earn oHYDX emissions + Points on stablecoin liquidity.

[Vaultedge @VaultedgeFi]

Activate your Vaultedge account for Points to count (deposit or stake).

👉 https://t.co/UE7nemRkOP

*APR reflects current rates at the moment of posting, and is subject to change.

[Vaultedge @VaultedgeFi]

Traditional borrowing vs Vaultedge

When using traditional lending, your locked collateral stops earning, and you pay expensive fees for borrowing.

On Vaultedge, your locked productive collateral keeps earning, and you pay 0% interest under normal conditions.

Your collateral earns. Your borrowed capital earns. You're not paying for liquidity, you're earning on it.

That's the credit layer.

[Vaultedge @VaultedgeFi]

Not in The Initiation yet?
Earn Points, qualify for the airdrop, and build your position.

How it works:
Deposit collateral → Borrow USDVE → Deploy for yield → Earn Points

The longer you participate, the more you earn.

Need an access code? Join our community and ask around.

[Vaultedge @VaultedgeFi]

Earn on your collateral.
Borrow USDVE at 0% interest under normal conditions and 0% issuance fee for a limited time.

Collateral markets available:
- weETH – Supply APY 2.4%
- wstETH – Supply APY 2.4%
- gtWETHc – Supply APY 1.4%
- WETH

Deposit. Borrow. Deploy.
👉 https://t.co/DIlDqidAZs

*Supply APY reflects current rates at the moment of posting and is subject to change.

[Vaultedge @VaultedgeFi]

USDC/USDVE stable pool on @HydrexFi

Current APR: 8%

Provide liquidity and earn oHYDX emissions + Points.

[Vaultedge @VaultedgeFi]

Activate your Vaultedge account for Points to count (deposit or stake).

👉 https://t.co/UE7nemRkOP

*APR reflects current rates at the moment of posting, and is subject to change.

[Vaultedge @VaultedgeFi]

Risk reminder: Your USDVE is still debt. Manage risk carefully.
*APR reflects current rates at the moment of posting, and is subject to change.

[Vaultedge @VaultedgeFi]

Yield farming with USDVE
Deposit productive collateral → Borrow USDVE at 0% interest under normal conditions → Deploy for yield

Two main deployment options:
1️⃣ Hydrex LP: Earn oHYDX (9% APR) + Points
2️⃣ Stability Pool: Earn liquidation gains + Points

The result: Collateral earns. USDVE earns. Points accumulate.

[Vaultedge @VaultedgeFi]

Biweekly snapshot:
– TVL: $310K
– USDVE: $178K
– USDC/USDVE current APR: 11%

The Initiation continues. Points accumulating.

[Vaultedge @VaultedgeFi]

What's Loan-to-Value (LTV)?

LTV is the ratio of your borrowed USDVE to your collateral value.

Example: Deposit $100 collateral → Borrow $50 USDVE = 50% LTV

Why it matters:
– Lower LTV = safer position.
– Higher LTV = riskier.
As your LTV rises, liquidation risk increases.

How to manage it:
→ Keep it at a comfortable level
→ Add collateral if it rises too high
→ Repay USDVE if you feel exposed
→ Monitor during market volatility

During volatility:
If your collateral price drops, your LTV automatically rises. Monitor it in the dApp and add collateral before things get risky.

Active management keeps your position healthy.

[Vaultedge @VaultedgeFi]

Three steps to unlock liquidity without sacrifice:

– Step 1: Deposit collateral (vault tokens, LSTs/LRTs, bluechips). It keeps earning while locked.
– Step 2: Borrow USDVE at 0% interest under normal conditions. Permissionless minting against verified collateral.
– Step 3: Deploy your USDVE (LP on Hydrex, stake in Stability Pool, use across DeFi).

Result: Your collateral earns. Your borrowed USDVE earns. You accumulate Points on every action.

Capital efficiency on both sides.

[Vaultedge @VaultedgeFi]

The PSM (Peg Stability Module) explained:
The PSM lets anyone swap USDC for USDVE at 1:1 ratio.

Why it matters:
If USDVE trades below $1, users can buy cheap and swap at the PSM for full value. Buying pressure restores the peg automatically.

For users: Quick USDVE access without collateral. Want to LP or deploy? No prerequisites: just swap USDC 1:1 and go.

Borrowing vs PSM: Borrow if you want to keep collateral earning + get Points. Use PSM if you want instant access without setup.

Two paths to liquidity. Same peg stability mechanism.